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Annual insurance merry-go-round - again
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RRSTDV8
 


Member Since: 07 Apr 2014
Location: Here
Posts: 13541

United Kingdom 

Sorry, by faff I meant it's annoying that we have to do it simply because the companies themselves aren't being honest with us. They should be required to offer their best price to everyone, every time, irrespective of how long one has been a customer.
 Visiting from rrsport.co.uk
2012 RRS SDV6
2008 RRS TDV8
"When you fire that first shot, no matter how right you feel, you have no idea who's going to die! You don't know who's children are going to scream and burn. How many hearts will be broken. How many lives shattered. How much blood will spill, until everybody does what they were always going to have to do from the very beginning: SIT DOWN AND TALK!" 
 
Post #235841910th Jan 2024 9:59 am
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Moo
D3 Decade 


Member Since: 13 Aug 2010
Location: UK
Posts: 14387

Ukraine 2005 Discovery 3 TDV6 S Manual Zambezi SilverDiscovery 3

Home insurance is more of a faff if your contents value exceeds the max offered on comparison sites and you have high value items like art, handbags, bikes, sports equipment, computers, garage contents, electronics, clothes, shoes and jackets for a family of four before you've even looked at the cost of furniture replacement etc.

A friend of mine learnt a very painful lesson by being underinsured. It's because of him I did a proper look at the value of things and it's quite scary what you have when you tot it up.
 New Defender L663 110 SE (known as Noddy!)

Sold Volvo XC90 R-Design (known as Basil)

Sold - D4 HSE (Known as Gerty)

No longer the Old Buses original owner Sad
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control 
 
Post #235842310th Jan 2024 10:06 am
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gstuart
 


Member Since: 21 Oct 2016
Location: kent
Posts: 14129

United Kingdom 2005 Discovery 3 TDV6 Base 7 Seat Auto Java BlackDiscovery 3

Land Rover insurance problems mount as owners are refused in-house cover

Land Rover owners are up in arms over the brand’s insurance scheme refusing cover for some of its own vehicles. The Land Rover insurance scheme was relaunched last month to help owners, some of whom have been claiming that their vehicles were “uninsurable”.

Auto Express reader and Range Rover Velar owner Jonathan Hardwick contacted us, saying “I am alarmed at how my car insurance has gone up three-fold this year. The car has a tracker and is kept behind a locked gate at night, always having a Krooklok fitted when parked. But on comparison sites, the cheapest premium I can find is £1,780.”

https://www.autoexpress.co.uk/land-rover/3...ouse-cover
   
Post #235870812th Jan 2024 3:37 pm
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Admirable
 


Member Since: 19 Jul 2015
Location: Fife
Posts: 1037

Ukraine 2007 Discovery 3 TDV6 XS Auto Zermatt SilverDiscovery 3

Insurance renewal quote in today,
M&S, fully comp 07 D3,
last year £339.90 this years renewal offer £373.45 so up 10%.
  
Post #235919416th Jan 2024 7:40 pm
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gstuart
 


Member Since: 21 Oct 2016
Location: kent
Posts: 14129

United Kingdom 2005 Discovery 3 TDV6 Base 7 Seat Auto Java BlackDiscovery 3

?si=-UgphY3yKW1s2DAP
   
Post #236011627th Jan 2024 2:09 am
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gstuart
 


Member Since: 21 Oct 2016
Location: kent
Posts: 14129

United Kingdom 2005 Discovery 3 TDV6 Base 7 Seat Auto Java BlackDiscovery 3

A couple were forced to sell their nearly brand new top-of-the-range Land Rover at a £14,000 loss after an insurance company cancelled her policy just one month after buying it.

Stay-at-home-mother Hannah Platts, 40, and husband Kareem Chester, 39, bought a new Land Rover Defender for £80,000 in October last year, and after fishing around for an insurance quote, got one for £2,300 a year.


https://www.dailymail.co.uk/news/article-1...ivers.html
   
Post #236011727th Jan 2024 2:09 am
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JordsDisco
 


Member Since: 22 May 2020
Location: Newcastle
Posts: 1614

United Kingdom 2008 Discovery 3 3.0 SDV6 GS Manual Santorini BlackDiscovery 3

I think what's actually happened here is they transferred their existing policy to this vehicle and the broker could not find a suitable insurer for the renewal
  
Post #236011827th Jan 2024 6:24 am
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Hardware
 


Member Since: 28 Jun 2016
Location: Hiding under the M60
Posts: 13018

United Kingdom 2011 Discovery 4 3.0 SDV6 XS Auto Sumatra BlackDiscovery 4

Admirable wrote:
Insurance renewal quote in today,
M&S, fully comp 07 D3,
last year £339.90 this years renewal offer £373.45 so up 10%.


I'd probably have accepted 10%, but just got renewal email

Quote:
Your renewal offer: £523.48
Last Year: £294
 .


Dean
====================================

2011 D4 XS - OBD port protection, RLD spare wheel protector, All LED interiors lights, Timed Climate enabled, iiD tool paired.
2011 D4 Landmark - Stolen from same dealer before I paid for it
2011 D4 GS - Stolen whilst at dealer Sad ... All LED interiors lights, DRLs, Spare Wheel protector.
1996 300Tdi - Eaten by tin worms 
 
Post #236012427th Jan 2024 9:01 am
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Hardware
 


Member Since: 28 Jun 2016
Location: Hiding under the M60
Posts: 13018

United Kingdom 2011 Discovery 4 3.0 SDV6 XS Auto Sumatra BlackDiscovery 4

GoCompare and the Meerkats are coming in just under the £400 mark.

I saw that one of the deals has a flag "expires today" against it. Absolutely zero chance that will entice me.

@Mods: can we combine the 2 current insurance threads ?
  
Post #236027929th Jan 2024 12:34 pm
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astonbuilder
 


Member Since: 29 Sep 2006
Location: MIDLANDS
Posts: 8135

England 2012 Discovery 4 3.0 SDV6 XS Auto Santorini BlackDiscovery 4

Not just LR difficult to insure, LV are refusing cover on Honda Jazz due to "spike in catalytic converter thefts" Rolling Eyes
  
Post #236045430th Jan 2024 10:25 pm
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RogB
 


Member Since: 15 Jun 2018
Location: Mansfield
Posts: 1729

United Kingdom 

they really are scraping the barrel now for excuses when they wont insure a Honda Jazz.

just insure the car ffs and if the repair cost is too high right it off
 2011 D4 XS 305 MY12 - gone but not forgotten  
Post #236046731st Jan 2024 7:35 am
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terryall
 


Member Since: 17 Jun 2011
Location: Whitstable
Posts: 1433

United Kingdom 2009 Discovery 3 TDV6 HSE Auto Stornoway GreyDiscovery 3

LV just quoted me £809 for full comp plus wife as named driver with a few extras like legal cover etc on Discovery 5 Luxury 2019.
 6 LRs last one 2009 HSE D3.
Current D5 HSE LUX 2019. 
 
Post #23606031st Feb 2024 2:31 pm
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RRSTDV8
 


Member Since: 07 Apr 2014
Location: Here
Posts: 13541

United Kingdom 

My RRS is with LV. c.£500 this year from c.£300 last year. No change in circumstances other than the car is worth a few hundred less now than it was then.
 Visiting from rrsport.co.uk
2012 RRS SDV6
2008 RRS TDV8
"When you fire that first shot, no matter how right you feel, you have no idea who's going to die! You don't know who's children are going to scream and burn. How many hearts will be broken. How many lives shattered. How much blood will spill, until everybody does what they were always going to have to do from the very beginning: SIT DOWN AND TALK!" 
 
Post #23606121st Feb 2024 3:40 pm
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pjm-84
 


Member Since: 04 Oct 2016
Location: Hampshire
Posts: 2589

Ukraine 

£17,500 for me this year..... Whistle

Think car insurance is expensive!
  
Post #23614689th Feb 2024 10:25 am
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RRSTDV8
 


Member Since: 07 Apr 2014
Location: Here
Posts: 13541

United Kingdom 

PII?
 Visiting from rrsport.co.uk
2012 RRS SDV6
2008 RRS TDV8
"When you fire that first shot, no matter how right you feel, you have no idea who's going to die! You don't know who's children are going to scream and burn. How many hearts will be broken. How many lives shattered. How much blood will spill, until everybody does what they were always going to have to do from the very beginning: SIT DOWN AND TALK!" 
 
Post #23614709th Feb 2024 10:27 am
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