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Annual insurance merry-go-round - again
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astonbuilder
 


Member Since: 29 Sep 2006
Location: MIDLANDS
Posts: 8147

England 2012 Discovery 4 3.0 SDV6 XS Auto Santorini BlackDiscovery 4

JLR are announcing a UK only 'insurance solution' due to the issues of insuring certain models in UK


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Post #235630819th Dec 2023 10:24 am
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Moo
D3 Decade 


Member Since: 13 Aug 2010
Location: UK
Posts: 14493

Ukraine 2005 Discovery 3 TDV6 S Manual Zambezi SilverDiscovery 3

Maybe one for next year.
 D4 HSE EU6 (Known as Jeeves)

New Defender L663 110 SE (known as Noddy!) Sold

Sold Volvo XC90 R-Design (known as Basil)

Sold - D4 HSE (Known as Gerty)

No longer the Old Buses original owner Sad
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Post #235631019th Dec 2023 10:54 am
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Kilovolt
 


Member Since: 29 Jun 2015
Location: South Derbyshire
Posts: 1079

United Kingdom 2013 Discovery 4 3.0 SDV6 Commercial XS Auto Baltic BlueDiscovery 4

It will be ironic if JLR offer you 'cheap' insurance so you spend big bucks on a new car (or existing car?) only for them to fleece you alive next year Whistle

Just saying..........
 "Track day running - Don't put your foot back on the accelerator until your absolutely sure you don't have to take it off again"

Current Ride: D4 XS Commercial Baltic Blue SDV6 fully loaded with heated everything Smile
Track Days: BMW E36 M3 Evolution MY 1996 (3.2 Litre 377 BHP sat in 1,250 Kgs of car, with a pro safety cage and some serious braking power) Smile 
 
Post #235631619th Dec 2023 11:50 am
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HairyFool
 


Member Since: 04 Jan 2023
Location: North Essex
Posts: 707

United Kingdom 2016 Discovery 4 3.0 SDV6 Landmark LE Auto ZanzibarDiscovery 4

AVERAGE insurance of less than £200 PER MONTH.

That’s £2400 per year
 A visitor from the dark side, my other vehicle is an is still an EV. Strictly speaking its SWMBO.  
Post #235632219th Dec 2023 12:26 pm
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Disco_Mikey
 


Member Since: 29 May 2007
Location: Dundee, Scotland
Posts: 20858

Scotland 2005 Discovery 3 TDV6 HSE Auto Cairns BlueDiscovery 3

Noticed that too Laughing

And only available if you buy a new/used car from them. So your first year will be OK, then what? Laughing
 My D3 Build Thread

TDV8 Retrofit Build Thread 
 
Post #235632319th Dec 2023 12:41 pm
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Gareth
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Member Since: 07 Dec 2004
Location: Bramhall
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United Kingdom 

Horse already bolted I’m afraid. 🐎
  
Post #235632519th Dec 2023 1:32 pm
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al cope
 


Member Since: 08 Nov 2005
Location: Oldbury, WM
Posts: 10361

England 

I’m just about to start this annual dance. Last year the Volvo was £614, this time DL are asking £1064. A quick compare the meerkat shows cheapest being LV at over £1100.

We are being fleeced once again. Where do these companies think we are getting our money from. Anyone else looking to find a money tree.

Al
 Volvo XC90 B5 Plus Dark
Gone - MY18 D5 HSE - Corris on 22's with Black Pack
Now gone - MY16 D4 SE Tech, Loire Blue, Almond Leather, Privacy, plus some other goodies.
Old - MY12 D4 SDV6 XS Auto - Ipanema Sand with Almond Leather - Plus other niceties, and D4.com sticker
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Post #235635119th Dec 2023 6:34 pm
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RogB
 


Member Since: 15 Jun 2018
Location: Mansfield
Posts: 1738

United Kingdom 

its probably cheaper now for a newly licensed 18 year old lad to insure his first car than it is for us old folk who have worked hard to achieve our lovely cars

be interesting to see the numbers of uninsured drivers on the road as its cheaper to take the fine and points than it is to pay for insurance
 2011 D4 XS 305 MY12 - gone but not forgotten  
Post #235638120th Dec 2023 7:50 am
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RogB
 


Member Since: 15 Jun 2018
Location: Mansfield
Posts: 1738

United Kingdom 

I was watching a youtube channel last night called Its Joel.... bloke in his late 20's early 30's who buys cheap cars, discusses them and does reviews on newer cars

A few months back he bought a '54' Volvo XC90 for £800 which was a really a scrapper. Hes spent the last few months doing some bits himself, and farming out some work to proper garages in order to pass its MOT. Hes just done that, and had it insured at a cost of over £2k !!!!

His latest car is an '05' Porsche Cayenne 3.2 V6 and his insurance is only £800...... all the same details as the Volvo with the same company.

How does that make any sense whatsoever Shocked Censored
 2011 D4 XS 305 MY12 - gone but not forgotten  
Post #235646721st Dec 2023 8:09 am
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pjm-84
 


Member Since: 04 Oct 2016
Location: Hampshire
Posts: 2608

Ukraine 

Its algorithms.... computer says. I recently bought a Honda Africa Twin. Could have bought the new model but the deciding factor was insurance. For the CRF1000 there was numerous options around the £205 to £250 price point, for the newer CRF1100 there was one offering at £470 with the rest circa £550 to £650

My Volvo is £340 with business use. Our nearly 80k X545E is £670, again with business use
  
Post #235647321st Dec 2023 9:33 am
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astonbuilder
 


Member Since: 29 Sep 2006
Location: MIDLANDS
Posts: 8147

England 2012 Discovery 4 3.0 SDV6 XS Auto Santorini BlackDiscovery 4

Just been 'refused' insurance cover for my 1989 Discovery, according to the insurer they cannot quote due to the huge increase of thefts of these expensive (mine isn't) cars, particularly in London (I live in Warwickshire).

This is with Hastings. They have refunded me just over £200 based on pro-rata cost of insuring my 'classic' Mercedes.

Five minutes on confused search website and I have same cover for less than the Merc' was costing me, the top three were all within about £25 of each other Rolling Eyes

Computer-says-no at work with Hastings I think, it's a funny old world......
  
Post #235659322nd Dec 2023 8:23 am
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astonbuilder
 


Member Since: 29 Sep 2006
Location: MIDLANDS
Posts: 8147

England 2012 Discovery 4 3.0 SDV6 XS Auto Santorini BlackDiscovery 4

Home insurance renewal this time......

This years premium has gone up by 18.5%, usual no claims, changes, etc.

Go online searches and with the same company I can go up one level of cover, lower excess and accidental cover included for less than last years premium. Go figure..... Rolling Eyes
  
Post #235839710th Jan 2024 8:36 am
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RRSTDV8
 


Member Since: 07 Apr 2014
Location: Here
Posts: 13609

United Kingdom 

Isn't it the classic "we've already got you so we'll fleece you" insurance company tactics? Swapping every year is a faff, but if that's what the insurance companies want then so be it.
 Visiting from rrsport.co.uk
2012 RRS SDV6
2008 RRS TDV8
"When you fire that first shot, no matter how right you feel, you have no idea who's going to die! You don't know who's children are going to scream and burn. How many hearts will be broken. How many lives shattered. How much blood will spill, until everybody does what they were always going to have to do from the very beginning: SIT DOWN AND TALK!" 
 
Post #235840410th Jan 2024 9:08 am
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astonbuilder
 


Member Since: 29 Sep 2006
Location: MIDLANDS
Posts: 8147

England 2012 Discovery 4 3.0 SDV6 XS Auto Santorini BlackDiscovery 4

It's only really a faff if you have to phone up to stop auto-renew and I'm seeing more companies giving that opt out option on the website not "write to us at this address or ring us if you don't want to auto-renew".

Without that palaver it is, literally, ten minutes online with a comparison site, if you've done it once before its got all your details.
  
Post #235840610th Jan 2024 9:18 am
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JordsDisco
 


Member Since: 22 May 2020
Location: Newcastle
Posts: 1627

United Kingdom 2008 Discovery 3 3.0 SDV6 GS Manual Santorini BlackDiscovery 3

Auto renew is a PITA. Rolling Eyes meant to be for our benefit, but in reality it’s for the insurance companies.

I’ve stopped it several times this year, after the insurance companies dropped their premiums, which to my mind they should have done to start with.

Anyway, a typical example recently meant me stopping the auto renew of my motorcycle insurance, initially they wanted £140.

They amended it after I told them to stop the auto renew & matched a comparison site lower quote for their own insurance of £110.

I didnt take it, I went via a cash back site, where I got the same price of £110, but also got £20 cash back. 😂

I just get fed up by the time I’ve done 3 cars, a motorcycle, 3 house/contents, pet insurance, gadget insurance. It’s never ending.
 

Last edited by JordsDisco on 10th Jan 2024 10:01 am. Edited 1 time in total 
Post #235841810th Jan 2024 9:58 am
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