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Annual insurance merry-go-round - again
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Dave T
 


Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6910

England 

which by % of cars sold that puts LR way out in front really, there's a few more Fords than LR/RR out there with some quite expensive ones.

Glad I went to a safe BMW.......... Whistle Whistle
 Joined the BMWX5 45e group
1994 Defender 90

2015 RRS Corris Grey/Black roof
2016 D4 Graphite Santorini Black
2012 D4 XS Orkney Grey
2005 D3 S Maya Gold

Convoy for Heroes 2011 
 
Post #237775620th Sep 2024 9:56 am
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GrumpyPenguin
 


Member Since: 06 Mar 2024
Location: Thanet Kent
Posts: 37

United Kingdom 

JordsDisco wrote:
Click image to enlarge


Interesting about the colour.
  
Post #237775920th Sep 2024 9:59 am
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RogB
 


Member Since: 15 Jun 2018
Location: Mansfield
Posts: 1729

United Kingdom 

Im pretty sure that if you looked at the % of black/grey/white cars sold across all manufacturers, they will have been sold in much higher numbers than the rest of the colour spectrum available. So gauging a portion of the Tesco results against the most popular colours is a bit skewed.

Also just gauging it against the model of car rather than saying Ford or Land Rover etc would make a huge difference to the stats. How many Ford Kuga are stolen, or Puma for example... Im pretty sure Fiestas are the most popular Ford recorded against insurance claims but then they sold in the 100,000's so again a skewed result as the higher the numbers sold then the higher the potential claims.

How many Freelanders were stolen, Evoques or Disco Sport ? ...or are the results really just based on the RRS, followed by the D4/D3. Again the published stats seem a little skewed.

All this just my humble opinion of course, happy to be corrected by more accurately defined stats rather then generic manufacturer.

and the insurance companies dont even care about accurate stats, if they can find an angle to screw us over then they will.
 2011 D4 XS 305 MY12 - gone but not forgotten  
Post #237776820th Sep 2024 11:02 am
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gstuart
 


Member Since: 21 Oct 2016
Location: kent
Posts: 14118

United Kingdom 2005 Discovery 3 TDV6 Base 7 Seat Auto Java BlackDiscovery 3

So indeed mine has gone up again like I expect many others have

Gone from £539.95 to £635.82 , searched but is the cheapest I could find so renewed , works out at £52.00 per month and that’s with Hastings’s

Your 5 Star Defaqto benefits
90 days of EU cover
Replacement car
24/7 claims helpline
5 year repair guarantee
Windscreen cover
Vandalism promise
Uninsured driver promise
Motor legal expenses
RAC Roadside, recovery and at
home breakdown

Your additional products
Key protection
Protected no claims discount

They included a short explanation of why it’s gone up

Why your price has gone up
Even if none of your circumstances have changed and you haven't
made a claim against your policy, your insurance price can still
change. There are lots of reasons why your price might have gone
up, but it's mainly because of the rising cost of claims the insurance
industry now faces.
   
Post #237782721st Sep 2024 2:32 am
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gstuart
 


Member Since: 21 Oct 2016
Location: kent
Posts: 14118

United Kingdom 2005 Discovery 3 TDV6 Base 7 Seat Auto Java BlackDiscovery 3

Also found this on there web page

https://www.hastingsdirect.com/renewal-prices/

On average, prices across the market are rising by approximately 40%* because of the costs we’ve outlined.
However, this is just an average. Some areas and types of vehicles are experiencing lower increases, and others are experiencing much more significant ones.
   
Post #237782821st Sep 2024 2:34 am
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john watson
 


Member Since: 10 Nov 2011
Location: lanark
Posts: 970

Scotland 2007 Discovery 3 TDV6 XS Manual Zermatt SilverDiscovery 3

Just got my new quote in for the D3. Ahem fully comp with Tesco £207 up from £201 last year. Don’t think I need to look further.
 Once you have defeated the idiots any job is half done. Pity there are so many idiots to defeat.  
Post #237810725th Sep 2024 8:10 am
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Gary_P
 


Member Since: 03 May 2016
Location: Kent
Posts: 1656

Ukraine 2016 Discovery 4 3.0 SDV6 HSE Auto Corris GreyDiscovery 4

Don’t worry, we can all chip in to soften the blow. Laughing Good result. Worth checking whether they have increased your excess.
 Gary
-------------------------------------------

Discovery 4 HSE 2016MY 
 
Post #237811425th Sep 2024 9:26 am
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desv8
 


Member Since: 01 May 2020
Location: CHELTENHAM
Posts: 137

United Kingdom 2005 Discovery 3 4.4 V8 HSE Auto Buckingham BlueDiscovery 3

Just had renewal through, £4 cheaper than last year at £204.

Limited milage and lowered value but as it's only used for trips to the van in Devon and taking the dog out I can live with that. Thumbs Up

In for MOT at the moment so may be meaningless depending on the outcome Big Cry
  
Post #237846829th Sep 2024 6:22 pm
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Nasher
 


Member Since: 07 Mar 2009
Location: Clanfield, North of Pompey - UK
Posts: 2813

England 2016 Discovery 4 3.0 TDV6 HSE Lux Auto Loire BlueDiscovery 4

Had a nice surprise from Priviledge.

Had a notification yesterday to say they had deposited £192 into my account.

Then had an email today to say they had made a mistake at my renewal back in Feb and will be refunding the amount I had overpaid. Obviously their payment team work quicker than the Customer service team.
No prompting from me at all, and at renewal my policy had only increased by @£100.
 Heaven doesn't want me, and hell is afraid I'll take over.  
Post #237955315th Oct 2024 2:21 pm
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Disco4Chris
 


Member Since: 11 Oct 2022
Location: Reading
Posts: 36

United Kingdom 2016 Discovery 4 3.0 SDV6 HSE Lux Auto Loire BlueDiscovery 4

Well, I've just had my renewal notification from Admiral as part of a Multi-Car policy with the wifes Golf and surprise, surprise it's £75 CHEAPER than last year!!!
 Cheers
Chris
1999 D2 TD5 Manual
2015 Discovery 4 SDV6 HSE Luxury

HAMPSHIRE & BERKSHIRE 4X4 RESPONDER - Call sign HR086 
 
Post #237955815th Oct 2024 4:03 pm
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Moo
D3 Decade 


Member Since: 13 Aug 2010
Location: UK
Posts: 14377

Ukraine 2005 Discovery 3 TDV6 S Manual Zambezi SilverDiscovery 3

I have a multicar deal through Admiral that covers my Defender with my wife and 24 year old daughter on it as well as my 19 year old daughter's new Mini Cooper S with the whole family on it.

It's come down £900 from last year but is still....... Big Cry


Click image to enlarge
 New Defender L663 110 SE (known as Noddy!)

Sold Volvo XC90 R-Design (known as Basil)

Sold - D4 HSE (Known as Gerty)

No longer the Old Buses original owner Sad
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control 
 
Post #237957015th Oct 2024 7:50 pm
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GLYNNE
 


Member Since: 06 Oct 2006
Location: KENT
Posts: 4695

England 

I always found the multi car policy more expensive than shopping around Question
  
Post #237957215th Oct 2024 8:23 pm
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Moo
D3 Decade 


Member Since: 13 Aug 2010
Location: UK
Posts: 14377

Ukraine 2005 Discovery 3 TDV6 S Manual Zambezi SilverDiscovery 3

Not in my case. Admiral seems to be the only one that will add my 24 yo daughter on.
 New Defender L663 110 SE (known as Noddy!)

Sold Volvo XC90 R-Design (known as Basil)

Sold - D4 HSE (Known as Gerty)

No longer the Old Buses original owner Sad
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control 
 
Post #237957715th Oct 2024 8:55 pm
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JordsDisco
 


Member Since: 22 May 2020
Location: Newcastle
Posts: 1614

United Kingdom 2008 Discovery 3 3.0 SDV6 GS Manual Santorini BlackDiscovery 3

My 24yo forever student has his Corsa insured with Pink. Fully comp, Protected NCB is £430 this year, it’s down £30 from last year, but got put the mileage up from 7k to 10k.
  
Post #237958416th Oct 2024 5:02 am
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Worms
 


Member Since: 24 Sep 2023
Location: Highlands
Posts: 394

Scotland 2005 Discovery 3 TDV6 Base 7 Seat Auto Zambezi SilverDiscovery 3

We've just had the renewal in for my wife's 9 year old Volvo V40...Direct Line are looking for £1862! Shocked Ok, its the D4 engine and nippy for a diesel, but there is no way they are getting my business at that price! Rolling with laughter
 Previously:
2010 FL2 TD4e GS
‘93 Defender 110 200TDi CSW - still got this, non-runner on SORN.
‘87 Defender 90 4 cyl Petrol
‘83 110 CSW V8 - best ever!
Range Rover 2-door V8 (not sure of year - 4-speed box and vacuum diff switch)
Series III SWB Diesel 
 
Post #237958516th Oct 2024 6:08 am
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