Member Since: 29 Nov 2006
Location: North Yorkshire
Posts: 15272
Well that's a bit of a bummer!!
You sure the driver wasn't Sebastian Vettel .... similar type of move on Sunday
Hope it all works out ok for you. ...... always on the road less travelled 🚧
< ‘tis but a mere scratch …….. it’ll polish out.
19th Sep 2017 11:25 am
defector
Member Since: 23 Feb 2009
Location: Greater Manchester
Posts: 1476
BBDisco3 wrote:
defector wrote:
.... that is why on occasion i have already said on the forum that when you or your claim company put the claim in against the other insurers, to put a claim in for increased premiums for the next 5 years as your premiums go up due to no fault of your own.
But how do you quantify the amount to claim for ?
However, you wouldn't be successful anyway
I'm sure the legal representatives who deal with insurance companies will have some figures, or you can go online for insurance quotes with and without the non fault accident to see if and how much of an increase in premium.
Give a lawyer a bone.............
Why would it be unsuccessful?
It may need to be tested but you never get what you don't ask or fight for , especially with insurance companies.
Gutted for you but your ok the main thing hope you get it sorted ok Home of RLD Hidden winch mounts Spare wheel Locks Trailer Body Fabrication ray@rld-tech.co.uk D3/4 sump plates MY 14 sump plates and the Discovery Sport wheel protectors Discovery 5 wheel locks
more Helsport tents and other things for camping Law of Mechanical Repair:
"After your hands are coated with grease, your nose will begin to itch and you'll have to pee!"
19th Sep 2017 11:42 am
Iguana
Member Since: 14 Oct 2013
Location: 'Sunny' Zomerset
Posts: 9424
5hrs of calls today now!
Now waiting for repairer to come back with price then see if it's worth repairingIggy/Ieuan
Current LR =
2015 RR Sport Autobiography
&
1992 Land Rover Defender Camper
- Gone but not forgotten:
MY10 D4 GS
MY05 Disco 3 'S'
MY14 FL2 HSE manual in Blue
MY15 Disco 4 HSE Lux in Santorini Black
MY08 Disco 3 SE manual in Buck Blue
1960 Series 2 88" (No idea why I sold it!)
19th Sep 2017 11:44 am
okennedy
Member Since: 03 Dec 2008
Location: Roscommon
Posts: 138
Syd wrote:
DSL wrote:
Hope it's gets sorted Iggy, it's hassle you just don't need.
I think the whole forum is supporting the above statement.
+1 on that statement above. Most annoying thing about these incidents is getting hammered by insurance companies for doing the right thing!! MY15 D4 Causeway Grey
MY12 D4 Orkney Grey - Gone
MY07 D3 Java Black - Gone
19th Sep 2017 12:58 pm
Iguana
Member Since: 14 Oct 2013
Location: 'Sunny' Zomerset
Posts: 9424
Well good old 'Avon & Somerset; Constabulary have come up trumps, they carried out enquirers and could not find insurance details.
So they rang the company and confirmed car is insured, they've even sent me an email with a copy of the certificate Now passed on to Legal and my insurance company
Top work by 5'O Iggy/Ieuan
Current LR =
2015 RR Sport Autobiography
&
1992 Land Rover Defender Camper
- Gone but not forgotten:
MY10 D4 GS
MY05 Disco 3 'S'
MY14 FL2 HSE manual in Blue
MY15 Disco 4 HSE Lux in Santorini Black
MY08 Disco 3 SE manual in Buck Blue
1960 Series 2 88" (No idea why I sold it!)
19th Sep 2017 1:18 pm
BBDisco3
Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3646
Good news
Just goes to show that databases are not always up to date or accurate.
19th Sep 2017 1:24 pm
al cope
Member Since: 08 Nov 2005
Location: Oldbury, WM
Posts: 10361
Thats a pain Iggy.
This is why I'm always a bit off with the protected NCB bit (as yes I do have it). A lot of folks think it protects their premium from rising after a claim but it doesnt. It just means you go from having, say, 60% discount off a 500quid premium this year to 60% off a £1000 premium next year.
And yes, I got hit in the rear whilst starionary at traffic lights - my premium went up the next year even though full costs were recovered from the other guys insurance. When I asked why I was told I was a greater risk - I asked how that was as every day, millons of us sit waiting at traffic lights, are we all then a risk at that point. - Didnt change the cost, and even after 3 years I think I am still paying more than I would have done with no accident.
AlVolvo XC90 B5 Plus Dark
Gone - MY18 D5 HSE - Corris on 22's with Black Pack
Now gone - MY16 D4 SE Tech, Loire Blue, Almond Leather, Privacy, plus some other goodies.
Old - MY12 D4 SDV6 XS Auto - Ipanema Sand with Almond Leather - Plus other niceties, and D4.com sticker
Older - D3 TDV6 XS Auto - Lugano Teal with Almond Leather, 20" Stormers, Shiny Tailpipes, DVD/TV - and obligatory D3 sticker
Ancient - D3 TDV6 S - Tonga with Ebony, 20" Stormers, satnav & DVD
19th Sep 2017 3:01 pm
wiggs
Member Since: 03 Sep 2006
Location: Manchester
Posts: 14372
I have excactly the same situation as al cope
Been shafted and not even claimed from my insurance companyG4 Gone ...but not forgotten
19th Sep 2017 3:10 pm
Iguana
Member Since: 14 Oct 2013
Location: 'Sunny' Zomerset
Posts: 9424
Yup, I'm expecting mine to go up next year as I will be a greater risk to insure Iggy/Ieuan
Current LR =
2015 RR Sport Autobiography
&
1992 Land Rover Defender Camper
- Gone but not forgotten:
MY10 D4 GS
MY05 Disco 3 'S'
MY14 FL2 HSE manual in Blue
MY15 Disco 4 HSE Lux in Santorini Black
MY08 Disco 3 SE manual in Buck Blue
1960 Series 2 88" (No idea why I sold it!)
Just read this Iggy, so sorry mate. Glad you are ok but I know its going to be a pig with the insurance next year. The happiest of people don't necessarily have the best of everything;
They just make the best of everything they have.
19th Sep 2017 3:37 pm
J@mes
Member Since: 10 Nov 2008
Location: Bomber County
Posts: 4547
As did I - my car was hit by a roadsweeper outside my house while I wasn't there. Told my insurers there might be a claim coming, but never did in the end as I couldn't prove it and my witness disappeared.
Come renewal time I was informed I had suffered a "loss" and ended up spending the next 3 years declaring it on 4 vehicle policies which cost me a sodding fortune - more than the repair did.
Never again. to them!
19th Sep 2017 4:03 pm
Iguana
Member Since: 14 Oct 2013
Location: 'Sunny' Zomerset
Posts: 9424
Quite like my little hire car
Click image to enlarge
Click image to enlarge
Off to Bracknell office tomorrow, so will give it a good drive, Quattro S-Line Q7 Iggy/Ieuan
Current LR =
2015 RR Sport Autobiography
&
1992 Land Rover Defender Camper
- Gone but not forgotten:
MY10 D4 GS
MY05 Disco 3 'S'
MY14 FL2 HSE manual in Blue
MY15 Disco 4 HSE Lux in Santorini Black
MY08 Disco 3 SE manual in Buck Blue
1960 Series 2 88" (No idea why I sold it!)
20th Sep 2017 3:19 pm
geoffsnook
Member Since: 13 Jun 2014
Location: south wales
Posts: 3170
Very nice Discovery 3 se gone
Range rover sport supercharged here:)
20th Sep 2017 3:30 pm
Gareth Site Moderator
Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26779
You cannot post new topics in this forum You cannot reply to topics in this forum You cannot edit your posts in this forum You cannot delete your posts in this forum You cannot vote in polls in this forum
Law of Mechanical Repair:
off with the protected NCB bit (as yes I do have it). A lot of folks think it protects their premium from rising after a claim but it doesnt. It just means you go from having, say, 60% discount off a 500quid premium this year to 60% off a £1000 premium next year.
