Member Since: 02 Jul 2014
Location: Sunny Devon
Posts: 1759
Was it fool by any chance Iggy Land Rover 90 - deceased
Discovery 3 - deceased
Discovery 4 2013
Mini Cooper S 1964 Mk1 - International Rally winner red & white
Mini Cooper s 1964 Mk1 - Road Rally champion green & white
Mini Cooper S 1971 Mk3 - original and unrestored
Porsche 911 997
Porsche Boxster 3.4S
VW Polo 1.2
Citroen Xsara Picasso - shed/run around
18th Sep 2017 7:35 pm
Russell
Member Since: 23 Aug 2007
Location: Kent
Posts: 10564
Firstly sorry to hear this
Secondly, if the front wheel took that much of a knock on the kerb you may well be looking at a write off, sorry.
Thirdly think before you contact your insurance company. My lad had the same issue the owner admitted liability and put it through his own insurance and they paid for all the work in full and the hire car.
However and here is the rub, my lad followed due process and reported it to his insurance who did not pay out a penny, but when his renewal came through he had a no fault claim listed which meant his insurance went up by over £500.
The insurance confirmed that they had paid out nothing and were not out of pocket, they also confirmed that they knew my lad was not even in the car (car was parked) but they were still loading his policy............................................................MY17 D5 1st Edition Namib Orange
MY15 D4 HSE Kaikoura Stone
MY12 D4 HSE Nara Bronze Sold and gone
MY11 D4 HSE Stornaway Grey Sold and gone
D3 S spec Silver Sold and gone
Tow bar, full length roof bars, side steps, tow bar storage unit, surround camers.
D4 camera club
18th Sep 2017 7:39 pm
Iguana
Member Since: 14 Oct 2013
Location: 'Sunny' Zomerset
Posts: 9424
I agree Russell, but I'm not quite sure I trust the company and with the worry over a potential write-off of a 2008 120k miles D3, I'm not sure I have any other options
Admiral have already agreed that this is a no fault on my part and excess and NCD will not be impacted, but I can guarantee you that my policy will go up next year.
But, I have 3 cars and house insurance with them, so hopefully they won't hike it by too much
insurance companies
@ RRST - I've mentioned potential damage to steering, tracking etc and my 2 front height sensors are now also flashing on the 4x4 screen Iggy/Ieuan
Current LR =
2015 RR Sport Autobiography
&
1992 Land Rover Defender Camper
- Gone but not forgotten:
MY10 D4 GS
MY05 Disco 3 'S'
MY14 FL2 HSE manual in Blue
MY15 Disco 4 HSE Lux in Santorini Black
MY08 Disco 3 SE manual in Buck Blue
1960 Series 2 88" (No idea why I sold it!)
18th Sep 2017 8:18 pm
dantheman
Member Since: 12 Mar 2010
Location: Essex
Posts: 1739
Insurance companies are getting wise to people fixing without going through insurance. Alot are asking if you've had an accident irrespective of whether it was yr fault or a claim was made.
Ignore disclosure at yr peril now it seems. b ds !! Today is the oldest you've been and the youngest you'll ever be again.
18th Sep 2017 8:32 pm
Hairy Dan
Member Since: 19 Jan 2011
Location: Co. Durham
Posts: 12319
If I've read the reg number right, that's why he doesn't want to involve an insurance company.
I think I would be reporting it to the police
Click image to enlarge
Cheers Ian
--------------------
Club N.E.R.D.S
Kielder 4x4 Safari
Discoless
Think I was the first to mention uninsured but not exactly a bonus here.
I'll PM you.
Dean
====================================
2011 D4 XS - OBD port protection, RLD spare wheel protector, All LED interiors lights, Timed Climate enabled, iiD tool paired.
2011 D4 Landmark - Stolen from same dealer before I paid for it
2011 D4 GS - Stolen whilst at dealer ... All LED interiors lights, DRLs, Spare Wheel protector.
1996 300Tdi - Eaten by tin worms
18th Sep 2017 8:57 pm
Iguana
Member Since: 14 Oct 2013
Location: 'Sunny' Zomerset
Posts: 9424
Iggy/Ieuan
Current LR =
2015 RR Sport Autobiography
&
1992 Land Rover Defender Camper
- Gone but not forgotten:
MY10 D4 GS
MY05 Disco 3 'S'
MY14 FL2 HSE manual in Blue
MY15 Disco 4 HSE Lux in Santorini Black
MY08 Disco 3 SE manual in Buck Blue
1960 Series 2 88" (No idea why I sold it!)
18th Sep 2017 9:01 pm
JackNorris
Member Since: 06 Jul 2012
Location: Beds/Bucks Border
Posts: 1879
Sorry to hear of the accident.
As above though, i think id be involving the police now. Especially with the footage and any details you have of the driver.
Goes to prove dash cams are worth their weight in gold. MY2023 Discovery 5 R-Dynamic 3.0
MY2020 Discovery 5 Landmark 3.0 - SOLD
MY2005 Discovery 3 V8 4.4 HSE - SOLD
MY2019 Discovery 5 SE 3.0 - LR Replaced !
MY2005 Discovery 3 S 2.7 - SOLD
MY2016 Discovery 4 Graphite - SOLD
MY2015 Discovery 4 SE Tech - SOLD
18th Sep 2017 9:05 pm
Narpy
Member Since: 18 Jul 2011
Location: Stockport
Posts: 7830
Click image to enlarge
Mods:
Front Fogs + Halos
FBH Remote Control
The 1st Ever RRS Modded Grill
Garmin Nuvi + D4 Surround + Reversing Camera.
D4 Steering Wheel.
Rear Boot Spoiler.
Twin Brake Lights.
Wing Mirror Indicator Repeaters.
Long Roof Rails
Make your own Narpy grill thread
I'm not scared, I'm outta here.
18th Sep 2017 9:09 pm
Iguana
Member Since: 14 Oct 2013
Location: 'Sunny' Zomerset
Posts: 9424
He has MOT and Tax, but seems no insurance, so Police now then Iggy/Ieuan
Current LR =
2015 RR Sport Autobiography
&
1992 Land Rover Defender Camper
- Gone but not forgotten:
MY10 D4 GS
MY05 Disco 3 'S'
MY14 FL2 HSE manual in Blue
MY15 Disco 4 HSE Lux in Santorini Black
MY08 Disco 3 SE manual in Buck Blue
1960 Series 2 88" (No idea why I sold it!)
18th Sep 2017 9:10 pm
Chawks
Member Since: 10 Aug 2016
Location: Dorset
Posts: 90
Iceman08 wrote:
I want to know what you called him at the end!
Absolute f***ing...........?
I think it was a slang word for the females fun park beginning with T??
18th Sep 2017 9:10 pm
JackNorris
Member Since: 06 Jul 2012
Location: Beds/Bucks Border
Posts: 1879
Could it be a business insurance which cover the driver in any vehicle? I think if work hires a vehicle for me it isn't insured but our policy covers me in any vehicle driven or loaned to the business. not 100% though.MY2023 Discovery 5 R-Dynamic 3.0
MY2020 Discovery 5 Landmark 3.0 - SOLD
MY2005 Discovery 3 V8 4.4 HSE - SOLD
MY2019 Discovery 5 SE 3.0 - LR Replaced !
MY2005 Discovery 3 S 2.7 - SOLD
MY2016 Discovery 4 Graphite - SOLD
MY2015 Discovery 4 SE Tech - SOLD
18th Sep 2017 9:12 pm
Iguana
Member Since: 14 Oct 2013
Location: 'Sunny' Zomerset
Posts: 9424
Ah yes Jack, same I think for my work insurance also
Should I report to Police or wait to see what my insurance says in the morning?
....... I think I'll wait until tomorrow before pulling 'Police' trigger - Make sense all?Iggy/Ieuan
Current LR =
2015 RR Sport Autobiography
&
1992 Land Rover Defender Camper
- Gone but not forgotten:
MY10 D4 GS
MY05 Disco 3 'S'
MY14 FL2 HSE manual in Blue
MY15 Disco 4 HSE Lux in Santorini Black
MY08 Disco 3 SE manual in Buck Blue
1960 Series 2 88" (No idea why I sold it!)
18th Sep 2017 9:14 pm
Gareth Site Moderator
Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26779
Sleep on it buddy. Nothing to be gained by knee jerk reactions, or trying to play the system. It's not your fault, and you need to start with telling your insurance.
If they are not insured, then it will be difficult, but I presume you have fully comprehensive insurance so you will get recompense.
Legal cover on your policy might be a bonus, if you have to sue someone or some company.
18th Sep 2017 9:23 pm
LT
Member Since: 31 Dec 2005
Location: South West
Posts: 23866
A couple of friends have "trade insurance" which covers them for any vehicle. They'll do anything to avoid making a claim though. As apparently the increase in premiums significantly increases, on a policy that already costs several thousand quid.2006 D3 HSE (Original & still the best)-GONE
2010 D4 HSE (A bit bling)-GONE
2014 D4 HSE (Almost too bling)-GONE
2015 D4 HSE (A heated what?)-GONE
2016 D4 Landmark (Written Off)-GONE
2016 D4 Landmark (Surely the last!) PD1881 rims-GONE
2017 FFRR SDV8 Autobiography (now semi-retired)
Last edited by LT on 19th Sep 2017 5:16 pm. Edited 1 time in total
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