Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73078
As mentioned above, with WD you have to pay & claim. You're not in the hands of the gods then as you shouldn't be starting anything before everything is authorised. Generally you get the cheque within 2 or three weeks, but last one was about 5 days, so generally the money is in before the credit card needs paid. Re wear & tear, it's when the component is worn past it's operating parameters. Take a bearing, they'll change it when it's showing excess play, not just when it's in a thousand pieces. Probably most of my WD claims have involved wear & tear, except the turbo, so none of these would have been covered by the LR warranty. Whilst I agree with DG, it is handy to have the dealer handle the payments for something that is covered, it's handier to have much more covered and just hand over the plastic & fill in a form. Besides I get Clubcard points.
31st Dec 2011 9:43 am
stew 46
Member Since: 01 Dec 2011
Location: cornwall
Posts: 10147
wondering about waranty , i expect to pay more on an higher miles and age , any info as mine 05 d3 with 120 k on clock , or will they do one ??-------------------------------------------------
if you cant hold on dont let go , it ill come in handy for something even if you never use it.
D3 SE 05,
110 s wagon 300 tdi SOLD
h top transit
crew cab transit
transit connect
ausa dumper, muck truck .
peljob 2.5 digger
06 L 200 crew cab
31st Dec 2011 9:55 am
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73078
Mileage reduces your choice dramatically, ISTR DiscoDunc had major issues getting a warranty over 100k miles. I'll be there next year, but not after renewal.
31st Dec 2011 9:58 am
stew 46
Member Since: 01 Dec 2011
Location: cornwall
Posts: 10147
think might be best to open seperate bank account called D3 so theres some dosh ready if needed (or when needed) ill have to tell her indoors its for rainy day -------------------------------------------------
if you cant hold on dont let go , it ill come in handy for something even if you never use it.
D3 SE 05,
110 s wagon 300 tdi SOLD
h top transit
crew cab transit
transit connect
ausa dumper, muck truck .
peljob 2.5 digger
06 L 200 crew cab
31st Dec 2011 10:04 am
Curly
Member Since: 30 Sep 2011
Location: suffolk
Posts: 687
I phoned WD up yesterday for a quote Disco 3 S with 33k on the clock FLRSH and chose indie as favarote £755,36p big time for such low milage disco i tried to knock it down but the chap would not budge
31st Dec 2011 10:18 am
Discotres
Member Since: 25 Jan 2010
Location: London
Posts: 8491
They won't knock it down there and then as they have a system which has been clearly stated and you are not playing, you get a price on the internet or by phone and then say no, they call you back later, that is when you negotiate, stupid I know but that is the game, play it or lose out
31st Dec 2011 10:25 am
stew 46
Member Since: 01 Dec 2011
Location: cornwall
Posts: 10147
thats a lot of dosh for a just in case , iv just paid out just over 1k for epb and discs but this had been done wrong before i got it so all had to be replaced, dont think id have been covered ,just going to put bit in pot every month, and ill keep track over next 12 months .-------------------------------------------------
if you cant hold on dont let go , it ill come in handy for something even if you never use it.
D3 SE 05,
110 s wagon 300 tdi SOLD
h top transit
crew cab transit
transit connect
ausa dumper, muck truck .
peljob 2.5 digger
06 L 200 crew cab
31st Dec 2011 10:29 am
Curly
Member Since: 30 Sep 2011
Location: suffolk
Posts: 687
I would like to know from others if EPB is covered Thanks
31st Dec 2011 10:32 am
Gareth Site Moderator
Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26772
Is there a 'cooling off' period with WD? how long after buying the policy do I have to wait before a claim is valid?
31st Dec 2011 10:34 am
pinhead
Member Since: 20 Dec 2010
Location: yorkshire
Posts: 877
WD can claim straight away if you have another waranty about to expire so in effect continuation of cover or have a pre warranty inspection
if you cannot meet the criteria above then 3 months before you can claim so as to try and exclude pre existing faults
31st Dec 2011 10:38 am
Leesbay
Member Since: 19 Dec 2011
Location: rainford
Posts: 1581
Gareth, as it is an insurance policy under fsa regulations it must come with a minimum of 14 days cooling off, possibly up to a maximum of 30 days.
Discotres also confirmed in a previous post that the EPB is covered....................................................................................................
If my wife ever sells my stuff for what she thinks I paid for them, you lot are gonna get some bargains!
31st Dec 2011 10:39 am
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73078
You can claim as soon as up & running, did a claim with them a couple weeks after starting. The Tesco policy just over three years ago it was a few days, took the policy out just before going on hols, three days later turbo packed up. The gods were with me.
Re wear & tear, there is a 90 day exclusion, unless you are coming straight from a warranty, then it doesn't apply.
31st Dec 2011 10:40 am
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73078
pinhead wrote:
WD can claim straight away if you have another waranty about to expire so in effect continuation of cover or have a pre warranty inspection
if you cannot meet the criteria above then 3 months before you can claim so as to try and exclude pre existing faults
Only for wear & tear. If a covered component dies due to a manufacturing defect (say) and it's not due to wear & tear it's covered as soon as the cover starts. E.g if a bearing needs replaced it wouldn't be covered but if a gearbox failed (designed to last the life of the car) then it would.
I've had a couple of claims approved within a few weeks of taking my WD policy out - alarm component and an ECU. No real issues. Came to it straight from an expiring LRA warranty.____
Gone: 10MY L320 RR Sport HSE, Ipanema Sand
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31st Dec 2011 10:50 am
DG Site Moderator
Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50978
To be clear I only got to the purchase stage of the warranty with WD and I have no experience of them beyond that other than hearing from others ...and that has been some very good and some very bad. I'm not judging them on the warranty itself .....I'm judging them on
a\ Insinuating I was lying when I gave them a price that I was looking for based on a price offered to someone else with the same vehicle and the actual words were "How do I know you are telling the truth about this price..you could be just making it up"
b\ negotiating arguing about what was going to be included to the point where I felt I was doing him the favour of buying the bleedin' warranty
c\ Not return my calls or e-mails when the policy schedule arrived and was missing the agreed items. This is the final nail that drove me to cancel TBH
d\ wanting to charge me a refund % before the active date of the warranty.
DSL wrote:
Whilst I agree with DG, it is handy to have the dealer handle the payments for something that is covered, it's handier to have much more covered and just hand over the plastic & fill in a form. Besides I get Clubcard points.
I think that you might have an assumption that much more is covered Del ...but after a long chat with a group of my service managers and the techies at GSTD I don't believe that will be the case. Their words were that their relationship with the LR warranty (LRW) provider and other providers is poles apart and they don't have to fight tooth and nail for days to get things through ....and this also means that with LRW they are able to push far more through on a goodwill basis.
Of course I could have been hoodwinked and it might turn out to be well below my expectation however after recommendation and building up the LRW to me, I don't believe that my dealer would want to lose their reputation and my business over it.
When I have a claim then I promise to give a warts and all report to all 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021
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Thanks
