DL renewal was £520 but included European Fully-Comp (only 3rd party as standard) and Euro Zone breakdown/recovery.
As I don't need breakdown cover in UK, plan is just buy it when I need and make sure it does everything I want. It's priced at £99 ... remove it in the self-serve menus and renewal is thus £420.
Comparison sites all coming up with ~£255 so ring DL and see what they can do for Fully Comp UK and Europe ... £277 !!
Told them I wasn't renewing with them because of the £420 dropping to £277 "so why can't you do that in the first place and why can't you now match what others are offering ?"
Go on comparison site, follow link to Hastings (not the Hastings super-cheap offering) as it appeared to tick all the boxes and ...
suddenly all the prices go up and I'm looking at about £395. Bear in mind, I refreshed the quotes only an hour before at the most.
Back to Direct Line. 15 minutes waiting for call back and and lo and behold, the £277 is NOT fully comp in Europe !
After a lot of discussion, eventually got what I want ... £303
16th Feb 2022 3:53 pm
StuRox
Member Since: 16 Mar 2007
Location: Wherever the beaten track takes us
Posts: 637
Just had the same saga, and my end result was with my Bank, Tesco, who I went direct for a quote, as then cheaper than the compare sites, might be one to try?
23rd Feb 2022 12:34 pm
Yankee_Rover
Member Since: 02 Jun 2021
Location: Seattle
Posts: 183
Just got my home renewal in the mail —31% increase over last year. Inflation has been high, but at a paltry 7% comaparatively, and of course none of my liability limits have increase at all. So I’ll be making lots of inquiries this week.
And of course last month I renewed one of my auto policies and again asked about a mileage discount. Previously I was told it was not available, but this time it was and saved me 10% on 2 cars. I guess I paid for it, and then some, with my home policy. 2008 LR3 HSE, 4.4L V8
23rd Feb 2022 4:55 pm
WOODY179
Member Since: 01 Jun 2005
Location: Chesterfield
Posts: 3654
My car insurance is due on 23rd March so I've been ringing around and getting quotes from comparison sites, quotes ranged from £650 to £1400 for my Evoque P250 First Edition. Last years insurance was with LV and the renewal arrived in the post today, less than £500 and only £1.40 more than last year! 1996 Discovery 1 300TDI ES Biarritz Blue, sold
1999 Discovery 2 TD5 ES Rioja Red, sold
2002 Discovery 2 TD5 ES Buckingham Blue, sold
2005 Discovery 3 TDV6 HSE Adriatic Blue, sold
2006 Discovery 3 TDV6 HSE Zambezi Silver, sold
2011 Discovery 4 SDV6 HSE Nara Bronze, sold
2016 Volvo XC60 D5 AWD Lux Nav Twilight Bronze, sold
2020 Range Rover Evoque P250 First Edition, Nolita grey, sold
2023 Range Rover Evoque P300e Autobiography, Carpathian grey
25th Feb 2022 8:20 pm
KevinD3
Member Since: 05 Aug 2020
Location: Sutton Coldfield
Posts: 1272
So my car insurance is due 1sr April for the D3. Renewal quote has gone up by £50 while all the comparison results have gone down by £40, so went to contact Aviva to see if they could do anything about the price…..great customer engagement before you even get a chance to ask!
Click image to enlarge
Guess I’ll be moving supplier this year then, and not just for price.2008 HSE Stornoway Grey
My Wife thinks the D3 is a hobby, The D3 thinks the wife is 💕
16th Mar 2022 1:46 pm
Kilovolt
Member Since: 29 Jun 2015
Location: South Derbyshire
Posts: 1062
(this could get dull but it might stop someone from getting the same cr@p)!
Just dropped A-Plan for my Disco as it jumped up £200 (350 to 550-ish in round numbers).
So did the old comparison thing and ended up with a Lloyds Bank quote.
I ended up paying £278 but things got weird for a while until I got the better of them - see if I can explain.
1) Quote from a comparison site.
2) Transferred me to Lloyds.
3) Noticed my driving experience years wrong so adjusted it - it jumped up £75 !!!
4) Not having that so dumped the quote and started again, having corrected as many details as I could at the comparison questionnaire.
5) Transferred me back to Lloyds. So far so good.
6) They asked for my driving licence number - it jumped up £75 !!!
7) Dumped the quote and started again.
8) Comparison back to Lloyds but did not bother to add licence details as it was not mandatory.
9) In all I dumped the Lloyds website five times (sh!t got personal and I was on company time in any case ), but I realised as soon as I adjusted something, even the excess, the price jumped up.
10) I paid £278 in the end, logged onto my brand new Lloyds account, adjusted a few parameters (after paying) and now all is correct.
Moral of the story: Make sure you get the comparison data correct before taking the quote and touch nothing (unless it is bad enough to void the policy) once you are transferred.
I like a challenge and I am have quite the patient streak. I look forward to the next renewal on the E36 M3 "Track day running - Don't put your foot back on the accelerator until your absolutely sure you don't have to take it off again"
Current Ride: D4 XS Commercial Baltic Blue SDV6 fully loaded with heated everything
Track Days: BMW E36 M3 Evolution MY 1996 (3.2 Litre 377 BHP sat in 1,250 Kgs of car, with a pro safety cage and some serious braking power)
16th Mar 2022 4:02 pm
Kilovolt
Member Since: 29 Jun 2015
Location: South Derbyshire
Posts: 1062
And just remembered.
According to Martin Lewis's money programme thingy, the best time to get a quote is 21-days from renewal. Before then the risk is 'too far ahead' and shorter than that 'you look desperate'.
I have my diary set for this 21 days for all three vehicles and the house.
Who knows "Track day running - Don't put your foot back on the accelerator until your absolutely sure you don't have to take it off again"
Current Ride: D4 XS Commercial Baltic Blue SDV6 fully loaded with heated everything
Track Days: BMW E36 M3 Evolution MY 1996 (3.2 Litre 377 BHP sat in 1,250 Kgs of car, with a pro safety cage and some serious braking power)
16th Mar 2022 4:06 pm
JordsDisco
Member Since: 22 May 2020
Location: Newcastle
Posts: 1614
Tried the Martin Lewis trick, it didn’t work. I got my cheapest a week before renewal.
Mind you, I think Lewis has lost his touch, there’s been a few bits of duff advice tbh, but then he made his money and continues to do so.
16th Mar 2022 6:28 pm
ronp
Member Since: 29 Nov 2006
Location: North Yorkshire
Posts: 15263
Been on the “merry go round” this afternoon ……… and it wasn’t too bad a ride.
Both wife’s Juke and my D4 insurance needs renewing by 23rd.
Used Go Compare and after logging in, all detail was stored and the online form pre filled (from last years visit).
So just had to make a couple of adjustments and hit the “get quotes” button.
Got both cars insured fully comp at £277 Aviva & £285 Churchill (respectively) with all our requirements
e.g. hire car, legal fees, protected no claims, £250 excess (and that’ll be paid free by Go Compare).
Documents all now available (and ready to print as required).
So all in all, wasn’t as bad as expected.
16th Mar 2022 6:43 pm
ianm27
Member Since: 02 Jun 2016
Location: Hertfordshire
Posts: 2154
This year's quote from Hastings Direct was £20 less than last year
Checked a few other insurance companies and quotes were slightly more but still in the same region
Happy to renew with Hastings and that's the insurance sorted for another yearUncle Ray's spare wheel protector
Limo Tint
Blackvue front & rear dashcam
Cruise control switch pack
Bodsy's remote for FBH
2nd Jun 2022 3:22 pm
Journeyman
Member Since: 27 Sep 2020
Location: Hampshire
Posts: 287
Just renewed my insurance through A-Plan. Great service from Hannah and price the same as last year.
Happy chappie!Cheers,
Jez
Discovery 3 HSE Stornaway Grey
MY 2008 2.7 TDV6
Discovery 2 2003 - gone
16th Jun 2022 4:24 pm
JordsDisco
Member Since: 22 May 2020
Location: Newcastle
Posts: 1614
All you can say with certain is the prices and companies are different for everyone.
I’ve got e Disco with LV. £300 excess. Price was £275 last year, £375 this year. Phoned up, £20 off, making it £355. Their best price.
Lowest on price web site is Hastings Direct who are £355, all the same apart from only £250 excess, but £33 going via Top Cash Back via Money Supermarket.
A thing to note is no cash back going direct to insurers, you can only pledge the money to charity, seems to be a government legislation. You can get a bit back via comparison sites.
So it’s stay with LV or go HD?
30th Jul 2022 1:16 pm
defector
Member Since: 23 Feb 2009
Location: Greater Manchester
Posts: 1471
I've stayed with LV for past 15+ years.
Nearly always the cheapest after i've been on comparison sites or if they are a little more i call them and usually get a slight reduction.
Don't mind paying a little bit more as they seem to have a reasonably good reputation.
30th Jul 2022 4:20 pm
galwaygreen
Member Since: 30 Oct 2011
Location: plymouth
Posts: 6525
£275 with AXA 5000 miles per year,,churchill wanted £498 for same
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prices go up and I'm looking at about £395. Bear in mind, I refreshed the quotes only an hour before at the most.
), but I realised as soon as I adjusted something, even the excess, the price jumped up.
