Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50977
I would sell the wife 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021
28th Jun 2006 2:28 pm
SN
Member Since: 03 Jan 2006
Location: Romiley
Posts: 13710
Double Ouch - now that is REALLY bad news! Steve N | 21MY Defender | 08MY Discovery 3 (history) | 06MY Discovery 3 (ancient history)
28th Jun 2006 2:29 pm
catoperator
Member Since: 29 Jan 2006
Location: hampshire
Posts: 149
auction
this happened to a freind of mine many years ago involving a RS TURBO it was a couple of years old ..he was lucky it turned up at blackbushe auctions..his insurer wiped their hands of it owner negligence..this sort of scam has been going on for years..bottom line is "it don,t go before seeing the money".... : folding or cleared cheques
..bottom line is "it don,t go before seeing the money".... : folding or cleared cheques
Even worse. These scams have been going on for a while, and apparently some Bankers Drafts clear, then later are found to be fraudulent. Same with cheques- a 'cleared cheque' isn't always cleared- can bounce 6 months later. You lose the car either way.
I guess you either sell to commercial or do cash only (at a bank!)Discovery 3 tdv6 7 seat Buckingham Blue
Had it since new - sold Jun 17 after 12 years and 214,000 miles
28th Jun 2006 3:07 pm
Pelyma
Member Since: 06 Jan 2005
Location: Patching, Sussex
Posts: 15496
I can see her reasoning but LT is right you'll take another big hit.DS3 TDV6 HSE - Silver with Alpaca (old one) Gone
DS3 TDV6 HSE- Silver with Alpaca (new one) Gone
D4 HSE Lux - Montalcino Red Gone
Porsche Cayenne V8 Diesel S
28th Jun 2006 4:06 pm
catoperator
Member Since: 29 Jan 2006
Location: hampshire
Posts: 149
Re: auction
KL wrote:
Even worse. These scams have been going on for a while, and apparently some Bankers Drafts clear, then later are found to be fraudulent. Same with cheques- a 'cleared cheque' isn't always cleared- can bounce 6 months later. You lose the car either way.
cant see that myself i always wait until the funds have been transfered ...if they have no funds a cheque wont be paid..and is returned
28th Jun 2006 4:09 pm
Pelyma
Member Since: 06 Jan 2005
Location: Patching, Sussex
Posts: 15496
The only way it is definately cleared is if you ask the paying bank for its fate. The return system relys on the post so it is possible that a cheque is returned many months later DS3 TDV6 HSE - Silver with Alpaca (old one) Gone
DS3 TDV6 HSE- Silver with Alpaca (new one) Gone
D4 HSE Lux - Montalcino Red Gone
Porsche Cayenne V8 Diesel S
28th Jun 2006 4:22 pm
paul
Member Since: 12 Feb 2006
Location: Midlands
Posts: 594
Re: auction
catoperator wrote:
cant see that myself i always wait until the funds have been transfered ...if they have no funds a cheque wont be paid..and is returned
This can be the case usually with a stolen business cheque that the business find out about later i.e 3 months and then the cheque can bounce and the funds returned to the original bank. Time scale seems a bit of a problem to work out but it has happened upto 5 months after the cheque was cashed.
Draw out the money and close the bank account!
If any of you have a bankers/building society draft all that has to be done is to call the branch that issued it on the phone from the number off their website or from the phone book and ask them if they have issued it. They will always check the number and tell you if they have issued it or not. This would uncover both stolen and counterfeit cheques as the banks wil usually have been informed if the cheque is stolen.
Your insurance is a dead end I'm afraid. The Police will investigate but it all comes down to resources and the fact that a car is stolen every 3 seconds in the UK. The fact you are not insured does not really change the importance of the theft I'm afraid. Most mobile phones used in these types of theft/fraud are pay as you go so can be obtained without details of name, address etc. It's a real pain trying to trace them as there is no idea who is using it. The old chestnut aswell is I just purchased it from a bloke in the pub if they should happen to find out where it is. Fingerprints off the paper is possible as is DNA but you need the Police to seize the paper as it degrades over a fairly short time.
The sad fact is that you are unlikely to get the car back anytime soon unless it is sold on with the original number and not 'ringed' in which case you will still have good title to it. The other outcomes leave it less likely that you will ever see it again. Assume you will not get it back and then it's a bonus if you do. 30% of stolen cars are never recovered.
If you want any advice regarding the Police actions let me know.
Regards Paul2006 TDV6 S Auto, Buckingham Blue, for the wife and kids.
2013 BMW 535d M sport touring.
28th Jun 2006 4:31 pm
DG Site Moderator
Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50977
Re: auction
paul wrote:
If you want any advice regarding the Police actions let me know.
Reading between the lines.......does this mean you can be our 'police, police informant' Paul 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021
28th Jun 2006 4:36 pm
paul
Member Since: 12 Feb 2006
Location: Midlands
Posts: 594
2006 TDV6 S Auto, Buckingham Blue, for the wife and kids.
2013 BMW 535d M sport touring.
28th Jun 2006 5:05 pm
paul
Member Since: 12 Feb 2006
Location: Midlands
Posts: 594
Just a thought, did the car have a built in mobile phone or sat nav?
Regards Paul2006 TDV6 S Auto, Buckingham Blue, for the wife and kids.
2013 BMW 535d M sport touring.
28th Jun 2006 5:07 pm
nikko
Member Since: 13 May 2006
Location: Calne, Wiltshire
Posts: 17
Hi Paul
The car has sat nav and bluetooth phone integration just like my HSE. Not sure how this helps though....
Will keep you all posted.
NTD6 HSE, Bonetti Grey/Alpaca
28th Jun 2006 6:12 pm
DG Site Moderator
Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50977
Whats the spec Nikko ...in case somebody comes across it while surfing.21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021
Sorry to hear about this.
If your battle with your insurance company is getting too much, I would do as others have suggested and let the press know and BBC Watchdog. A bit of publicity like this will soon make the inurance company settle up.
There's no point selling the D3 either. You'll loose a few more thousand in the process and then by the time it is gone and you're driving a cheaper car, you may have a payout from the insurance company. Then you'll be even worse off, as it will cost you more again to get a D3 again.Matt
28th Jun 2006 7:05 pm
DG Site Moderator
Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50977
Matt I think your missing the point with the publicity thing ...It is a defined clause and the press are unlikely to challenge that. He could seek publicity as a warning to others but thats about it.
Theft by deception - If you are selling your car make sure you receive proper payment before parting with it. Your insurance policy will usually not cover your loss if your car is taken from you by deception.
As sorry as I am for Nikko he cannot get away from the fact that his vehicle was taken by deception, how it happened is purely incidental.
Focus on recovery I say 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021
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