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Weird coincidence - wallet loss and fraud
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HWN
 


Member Since: 23 Feb 2018
Location: Near Llanybydder (near Puff!)
Posts: 4600

Wales 2014 Discovery 4 3.0 TDV6 HSE Auto Zermatt SilverDiscovery 4
Weird coincidence - wallet loss and fraud

This strikes me as highly suspect and too much of a coincidence.

My wallet went AWoL over the weekend. I reported to HSBC and to MBNA the loss of the cards . Yesterday, I received a fraudulent call purporting to be from Visa's fraud department. People who have just lost cards must be the most susceptible to this scam, so it seems too much of a coincidence not to be planned. It smelt fishy so I didn't return their call on a premium-rate number as they hoped.

The only people who know I have lost my wallet are: HSBC; MBNA; anyone who might have found my wallet. Am I being too cynical?
 
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Post #23412655th Jul 2023 8:16 am
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Hardware
 


Member Since: 28 Jun 2016
Location: Hiding under the M60
Posts: 13041

United Kingdom 2011 Discovery 4 3.0 SDV6 XS Auto Sumatra BlackDiscovery 4

No.
Assuming cards reported stolen quickly so thieves have limited time and no access to PIN so contactless only spending. (Unless they try online purchasing)
With enough info from a gullible victim, they can clean out bank accounts.
 .


Dean
====================================

2011 D4 XS - OBD port protection, RLD spare wheel protector, All LED interiors lights, Timed Climate enabled, iiD tool paired.
2011 D4 Landmark - Stolen from same dealer before I paid for it
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Post #23412705th Jul 2023 8:41 am
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Realist
 


Member Since: 21 Mar 2016
Location: South Wales
Posts: 357

Wales 

The biggest mistake the card and band industries have done is increase the amount for the touch card payment system.

£100 every time.
 
Why wait, just go for it and enjoy life.

Previous….
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Post #23412835th Jul 2023 9:46 am
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James W
 


Member Since: 27 Mar 2008
Location: Riyadh, KSA
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Saudi Arabia 

Contactless isn't completely unlimited, the card itself as well as the terminal will assess volume and velocity of spend and push to authorise either by the merchant acquiring bank or even the card issuer after a much lower amount than you may think. Also fraud/loss hotlists are still pushed to terminals frequently. A move to ditch plastic altogether and only allow contactless payments via mobile phone wallets will be the future.
 D4 XS, gone, much loved, never forgotten
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Post #23412845th Jul 2023 10:01 am
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Realist
 


Member Since: 21 Mar 2016
Location: South Wales
Posts: 357

Wales 

Safest way is cash.
 
Why wait, just go for it and enjoy life.

Previous….
Discovery 300TDI
Range Rover Vogue
2010 Discovery 4 GS Santorini Metallic Black 
 
Post #23412865th Jul 2023 10:30 am
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Oxford-boy
 


Member Since: 07 Sep 2015
Location: Oxford
Posts: 1122

United Kingdom 2014 Discovery 4 3.0 SDV6 XXV LE Auto Causeway GreyDiscovery 4

Mobile phone wallets...

My nephew was robbed in central London recently. A group of 16 years olds with machetes in an underpass close to London Bridge on a Saturday night...

First thing they wanted was him to open his phone and 'transfer his crypto' to one of there's. Next thing they wanted was to see what his phone wallet held in terms of cards and whether face id was on or off..

They could always take the real wallet I suppose but tech savy robbers worry me...
 Jim

2014 Discovery 4 XXV SDV6 Causeway Grey
2016 Discovery 4 HSE Lux SDV6 Loire Blue - now gone 
 
Post #23412875th Jul 2023 10:38 am
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