Member Since: 07 Aug 2017
Location: Lindfield
Posts: 128
Breakdown cover options?
Hi all,
So after 29 years with the AA I finally gave up asking for a discount every year and decided to cancel my policy. Oddly they didn't even try to offer me a better deal.
I discovered I was being offered Gold membership for £180 a year but that it no longer offered onward travel or overnight accommodation, just relay of vehicle and passengers to one destination.
So looking around I can get comprehensive personal cover ranging from £35 to £120ish depending on who I go with.
So who are you all using and who would you recommend?
I am tempted with Eversure at £45 or Axa at £70. Axa offer cover for vandalism and a few other things on top of breakdown and non fault accident recovery.
Interested to hear your thoughts.
30th Jun 2021 11:13 am
lard
Member Since: 07 Jul 2018
Location: Wiltshire
Posts: 143
Hi,
I currently use Driver Guardian - £116 cover for the Disco and includes home start, roadside, onward travel - UK and 31 days in europe
Not had to use them yet thankfully, but pretty slick setup and they only offer full cover, also offer discount on renewal, mines showing just over £100 for next year
Member Since: 08 Nov 2005
Location: Oldbury, WM
Posts: 10361
I use green flag (mayday via caravan club) as they are the only ones who will recover our Twin axle caravan. Had to use them a couple of weeks back, and whilst there was a long wait for them to get to us, they recovered the car and caravan hone, and then next day picked up the car and took it to the garage for me.
I pay £109 for 2 cars and the caravan for recovery and home and roadside cover.
AlVolvo XC90 B5 Plus Dark
Gone - MY18 D5 HSE - Corris on 22's with Black Pack
Now gone - MY16 D4 SE Tech, Loire Blue, Almond Leather, Privacy, plus some other goodies.
Old - MY12 D4 SDV6 XS Auto - Ipanema Sand with Almond Leather - Plus other niceties, and D4.com sticker
Older - D3 TDV6 XS Auto - Lugano Teal with Almond Leather, 20" Stormers, Shiny Tailpipes, DVD/TV - and obligatory D3 sticker
Ancient - D3 TDV6 S - Tonga with Ebony, 20" Stormers, satnav & DVD
30th Jun 2021 1:07 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73130
Recently renewed our RAC via Tesco Clubcard vouchers, their rates have gone down a good wadge. ISTR it was £39 of vouchers for 2 peeps, any car, roadside, at home, recovery anywhere in UK and unlimited call outs.
30th Jun 2021 1:13 pm
lard
Member Since: 07 Jul 2018
Location: Wiltshire
Posts: 143
oooh that's a good deal - will also check my clubcard points, unlikely to be using them on the eurotunnel this year
30th Jun 2021 1:23 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73130
That’s what I used to get with them.
30th Jun 2021 1:30 pm
Frapp
Member Since: 19 Dec 2008
Location: Norff Zummerzet
Posts: 1655
I'm with RAC at the moment.
Had to use them last week for recovery from North Wales to home with a twin axle caravan in tow.
Engine went bang at noon, phoned in to register breakdown, finally recovered from site 9pm
So, nine hours waiting on a hillside on the famous A470 to have my kit recovered to Oswestry because it was late. Thank god I had phoned my little bruv earlier who drove 3.5 hours to pick me, wife and 3 dogs up to take us all home with another 3.5 hour journey.
Disco and caravan arrived back to me the following day.
Will I remain with them ??? Jury's out at the moMember of the carrot crank club
Embarrassingly in for the 2nd round, bought another two
D3 Jack Russell carrier
D4 Landmark for towing duties
1st Jul 2021 6:05 am
defector
Member Since: 23 Feb 2009
Location: Greater Manchester
Posts: 1476
RAC are a shambles when it comes to recovery.
How many RAC liveried recovery vehicles do you ever see on the road, I don't think I have noticed any.
Heard too many times of 6 hour+ waits from others and had to endure 3-4 hour waits myself on more than one occasion so they are a no no for me.
Plus, they don't really speak for the motorists any more as they are just owned by venture capitalists purely for profit.
1st Jul 2021 6:59 am
riverblanche
Member Since: 31 Aug 2010
Location: retford'ish
Posts: 2230
Hi,
I was going to look at AutoAid (via MSE website) but
just look FL2 insurance with AA and part of that deal Breakdown and Recovery to any destination for me (not car as think selling in 2 months?) for £35
Member Since: 03 May 2016
Location: Kent
Posts: 1682
Be careful with Autoaid. There are lots of cases of them moving people to auto renewal and saying they informed them they were doing this via emails that people have never seen. MSE has lots of reports of this.Gary
-------------------------------------------
Discovery 4 HSE 2016MY
1st Jul 2021 10:26 pm
galwaygreen
Member Since: 30 Oct 2011
Location: plymouth
Posts: 6525
still with the RAC ...53 year.....tight never sent a card at 50 years....AA gave my mate leather atlas on his 50....think we pay £180 or so.....no idea whats covered with this civid thing going on...but we aint doing the miles up north like we use to do..partly age and covid thing..thinkwe also got cover on LR warranty ...last time AA came out quick...NOTHING IS THE SAME ANY MORE
1st Jul 2021 11:06 pm
General_Git
Member Since: 20 Jun 2019
Location: Reading
Posts: 116
I have a slightly different strategy that may not suit some.
Over the years, I have bought breakdown cover at the side of the road at the point of breakdown. Once on a bike and once in the BattleBus A6. Yes it is more expensive of course but only by a factor of two. That is over a period spanning 15 years or so since I adopted this strategy.
So if I only breakdown once every two years, then I consider myself quids in. At the moment I've got about a decade in the bank...
Every year at the point of insuring, I consider it but each time I take the breakdown gamble...So far I'm into my third year of Disco ownership. Check back in a few more years... 8)LR3 MY05 TDV6 2.7 HSE - 130k
Audi S3 Black Edition Quattro (2020) - 11k
ZZR1400 (2010) - 55k
2nd Jul 2021 7:21 am
Minemapper
Member Since: 28 Apr 2021
Location: Yarm
Posts: 92
My father famously did that when the fuel pump on his MGB gave up in the Highlands. Joined AA on the spot, who not only got there in under 2 hours, but also managed to fix the fuel pump enough to get him home.
I have Green Flag as a benefit of my premium bank account. The two times I've had to use them, they have been very quick to respond, and very helpful.
2nd Jul 2021 9:08 am
SteveNorman
Member Since: 14 Oct 2005
Location: Somerset
Posts: 1146
+1 for RAC paid with clubcard vouchers. No brainer for the cost. Covers all people in our household with family membership.
regards
Steve
2nd Jul 2021 2:38 pm
gje
Member Since: 09 Mar 2014
Location: world
Posts: 488
Ive been with start rescue for about 4 years, not had to use them mind but at c.£42 a year for 2 vars home/roadside/recovery im not complaining...
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never sent a card at 50 years....AA gave my mate leather atlas on his 50....think we pay £180 or so.....no idea whats covered with this civid thing going on...but we aint doing the miles up north like we use to do..partly age and covid thing..thinkwe also got cover on LR warranty ...last time AA came out quick...NOTHING IS THE SAME ANY MORE
