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DISCO3.CO.UK > Finance, Insurance and Warranties

Insurance Renewal I Don’t Get It!!
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Dusty
 


Member Since: 23 Sep 2013
Location: London
Posts: 1022

United Kingdom 2015 Discovery 4 3.0 SDV6 HSE Auto Corris GreyDiscovery 4
Insurance Renewal I Don’t Get It!!

It’s that time of year again.

Go Compare’s cheapest was £110 cheaper than my present insurer. Thought I’d try Compare The Market, they’re cheapest was £120 more expensive than Go Compare Shocked

Got a quote from Elephants own sight which was £110 dearer than Go Compare’s price for Elephant Confused

Do they make it up as they go along? Discovery 4 HSE
SDV6
2015  
Post #203991524th Mar 2019 6:54 pm
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adri123
 


Member Since: 21 Oct 2017
Location: UK
Posts: 163

United Kingdom 2007 Discovery 3 TDV6 Base 7 Seat Manual Unknown ColourDiscovery 3

probably the quality of the cover isn't as good on the cheaper one. higher excess?  
Post #203993124th Mar 2019 7:55 pm
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Dusty
 


Member Since: 23 Sep 2013
Location: London
Posts: 1022

United Kingdom 2015 Discovery 4 3.0 SDV6 HSE Auto Corris GreyDiscovery 4

Excesses were all pretty similar and the cheapest company was a name I recognised Very Happy

As with most insurance products you don’t really know how good the product is until you have to use it.

Probably more by luck than judgment I haven’t had to claim on car insurance since the early 80’s and as long as it covers the windscreen I tend to go with the cheapest. I usually protect my no claims but reading the small print I’m not sure that’s worth it!! Discovery 4 HSE
SDV6
2015  
Post #203997024th Mar 2019 10:37 pm
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defector
 


Member Since: 23 Feb 2009
Location: Greater Manchester
Posts: 1476

United Kingdom 2008 Discovery 3 TDV6 HSE Auto Zermatt SilverDiscovery 3

I think some of these comparison websites are either affiliated with, or actually own one of the comparison companies and tend to front their own first.
Esure has a majority or 100% stake in Gocompare.
Confused.com owned by Admiral.
Moneysupermarket is majority owned by Aviva.  
Post #203997625th Mar 2019 12:23 am
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Peakwayfarer
 


Member Since: 25 Apr 2016
Location: Uk
Posts: 434

England 

Try contacting A Plan insurance at Thatcham for a quote, a site sponsor on this site and I have found them to be very good for all our vehicles  
Post #204001325th Mar 2019 8:07 am
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geoffsnook
 


Member Since: 13 Jun 2014
Location: south wales
Posts: 3170

Wales 

It relly does depend if the companies want your car at that time as said above they are all owned by insurance companies anyway if your car/post code/age has had claime then up goes the premium Thumbs Up Discovery 3 se gone
Range rover sport supercharged here:)  
Post #204001425th Mar 2019 8:10 am
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Dusty
 


Member Since: 23 Sep 2013
Location: London
Posts: 1022

United Kingdom 2015 Discovery 4 3.0 SDV6 HSE Auto Corris GreyDiscovery 4

I understand post codes and the like, but I can’t understand how 2 different comparison sites can be so far apart.

I didn’t count exactly but I would say about the first 25 prices on Go Compare were cheaper than the cheapest price on Compare the Market. I would have to visit the cinema on a regular basis to get my money back Wink

Also how can Go Compare sell me Elephant car insurance approximately 35% cheaper than the company quote me directly Exclamation Discovery 4 HSE
SDV6
2015  
Post #204008425th Mar 2019 1:18 pm
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ianm27
 


Member Since: 02 Jun 2016
Location: Hertfordshire
Posts: 2154

England 2012 Discovery 4 3.0 SDV6 GS Auto Orkney GreyDiscovery 4

The annual fun and games of comparing various insurance renewal quotes and speaking to insurance companies direct.

Currently with LV who quoted nearly £700 to renew Big Cry

Some time later on websites and the phone and with same level of cover, excess, windscreen cover and NCD The AA came up trumps at just under £330 Thumbs Up

I really can't understand the huge variance in quotes and how some insurance companies seem to just want to fleece the customer Evil or Very Mad Uncle Ray's spare wheel protector
Limo Tint
Blackvue front & rear dashcam
Cruise control switch pack
Bodsy's remote for FBH  
Post #206011910th Jun 2019 2:33 pm
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galwaygreen
 


Member Since: 30 Oct 2011
Location: plymouth
Posts: 6525

United Kingdom 2016 Discovery 4 3.0 TDV6 Graphite LE Auto Loire BlueDiscovery 4

the higher the price the more insurance tax you will pay...and a broker will want an arrangement fee...
its a phockin racket  
Post #206023510th Jun 2019 10:12 pm
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