MJC73
Member Since: 10 Jan 2006
Location: Gold Coast
Posts: 100
  
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Dont want this to be an ad for any insurers but thought I would let you know my recent experience of insuring my recent addition to the family (Java V6 SE arrived on Sat).
As I have been in the UK for the past 8 years and had no real need for a car (lived in Central London where cabs almost outnumber cars and the mayor has a major anti-car issue meaning you pay more in parking fines and congestion charges than you do for the car itself) consequently I had no no-claim discount.
Went online - first quote came back at $2500 - bearing in mind the car is garaged, I'm over 30 and have had my licence since 1990 and no accidents in 15years.
I called the insurer directly and was told that they would take my word on the NCB and the quote was now $1072.
Still not satisfied I went online again and found a quote of $666 from another company, after calling up to take this offer I was told that this company wouldnt take my word on the NCB and consequently wouldnt insure me for any price.
Just when I was resigned to paying over a grand, a bloke at work told me of a company that had given him a good quote on his commodore, so after running through the details of my situation they agreed to take me on my word re NCD at a price of $708, new car replacement in the event of a write-off for up to 4 years and a $350 excess.
I reckon thats a pretty good deal. But it highlights the huge divergence of quotes for what really must be a simple actuarial calaculation.
Speaking to my mate from London he tells me he pays 140 pounds per month to insure his 3 year old Audi S3 - thats $4200 per year, for a car thats worth about the same or less than my Disco. Another reason to live in Oz. 
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 25th Feb 2007 11:10 am |
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fisherman
Member Since: 16 Jan 2007
Location: Hornchurch Essex
Posts: 1789
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Admiral quoted me £397 with the remap! FFRR 2017 4.4SDV8 Autobiography. Cost so much I must be mad!
D4 HSE 2012 Like a second wife, more expensive but goes better! I almost cried this time!
D3 HSE 2006 (Almost 8 years together, true love)
Land Cruiser VX 1994 11 years together, wife cried when I p/ex'd for my D3
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| 25th Feb 2007 1:35 pm |
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ethanicus
Member Since: 27 Dec 2006
Location: Leatherhead, Surrey
Posts: 36
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Blimey i'm with Admiral and i'm paying more than that  07 Java Black HSE TDV6
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| 25th Feb 2007 5:28 pm |
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DiscoAtom
Member Since: 28 Sep 2006
Location: Sydney
Posts: 142
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Things are cheaper in Queensland, over here in NSW and also with a 60% NCB, I am paying $1.5k. '06 Disco 3 TDV6 SE Buckingham Blue
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| 25th Feb 2007 8:26 pm |
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