DiscoEvo6
Member Since: 13 Jan 2010
Location: Notts
Posts: 66
  
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| Land Rover Insurance Versus ??? |
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Hi... I have a disco 3 and just ordered a disco 4... The insurance is due on the 3 and have been looking at landrover but it's 50% mora than Churchill, is it worth it, is the price negotiable?
What's making me think is that Churchill now have a clause where they could use non genuine but similar panels 
What's your experience?
I have till Feb to decide
Ian
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 12th Jan 2013 5:53 pm |
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DiscoDunc
Member Since: 08 May 2006
Location: Bristol
Posts: 16390
 
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100% LR insurance , you get what you pay for
no quibble settlement in my experience  Duncan
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If I'd known I was going to be so thirsty this morning I'd have drunk more beer last night.
FFRR Autobiography 4.4 SDV8 MY17
D4 HSE MY13 SOLD
FFRR 3.6 Vogue TDV8 SOLD
D4 HSE MY10 SOLD
D4 SE TECH MY15 SOLD
D4 XS MY12 SOLD
D4 HSE MY10 SOLD
D3 HSE MY06 - Re-Cycled Worldwide
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| 12th Jan 2013 6:00 pm |
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Russell
Member Since: 23 Aug 2007
Location: Kent
Posts: 10564
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Following Disco Duncs accident I changed to LR issurance and got a very very competative quote, they are also happy with LR assesories and off roading MY17 D5 1st Edition Namib Orange
MY15 D4 HSE Kaikoura Stone
MY12 D4 HSE Nara Bronze Sold and gone
MY11 D4 HSE Stornaway Grey Sold and gone
D3 S spec Silver Sold and gone
Tow bar, full length roof bars, side steps, tow bar storage unit, surround camers.
D4 camera club
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| 12th Jan 2013 6:01 pm |
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DSL
Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73079
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Do LR Ins cover remaps, anyone insured with them with a declared remap?
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| 12th Jan 2013 6:04 pm |
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DiscoDunc
Member Since: 08 May 2006
Location: Bristol
Posts: 16390
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yes Duncan
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If I'd known I was going to be so thirsty this morning I'd have drunk more beer last night.
FFRR Autobiography 4.4 SDV8 MY17
D4 HSE MY13 SOLD
FFRR 3.6 Vogue TDV8 SOLD
D4 HSE MY10 SOLD
D4 SE TECH MY15 SOLD
D4 XS MY12 SOLD
D4 HSE MY10 SOLD
D3 HSE MY06 - Re-Cycled Worldwide
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| 12th Jan 2013 6:06 pm |
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DSL
Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73079
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Will try them on renewal next month. Not covering remaps was why I went to NFU when LRI was run by RSA. Basically I checked that they still had a note of my remap on the policy and they wrote to me cancelling my cover.  Do you have to declare every extra/mod with the present peeps offering LRI?
PS and do they do offroad cover?? 
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| 12th Jan 2013 6:11 pm |
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icestationzebra
Member Since: 05 Nov 2008
Location: Cheshire
Posts: 596
 
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Have just been contacting insurance companies for a renewal to include a remap, was pointed to Adrian Flux, Footman James and Landrover from a previous post.
Adrian Flux were willing to cover a remap, just contact them when its done, approx 10% loading. Decent quote price.
Landrover gave a competitive quote but refused to cover a remap.
Footman James will only quote if you have classic car/bike insurance with them already.
NFU were too expensive again but it was better than any previous quotes I have had from them.
Current cover is with Aviva so rang them just to ask if any chance of covering remap and they said YES, again approx 10% loading.
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| 12th Jan 2013 6:44 pm |
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MHP
Member Since: 31 Dec 2011
Location: lydd
Posts: 2776
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from memory LR insurance arnt botherd about mods being declared but not 100% sure!! I presume they do off road cover at a extra cost
Mark
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| 12th Jan 2013 6:48 pm |
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DG
Site Moderator
Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50978
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I've been with LRI for over 10 years and been very happy ...sometimes you pay a bit more ..but like Dunc says it's all no quibble Very happy with the recent cost to change up to a D4 ..literally a few pounds  21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021
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| 12th Jan 2013 6:49 pm |
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DSL
Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73079
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Will phone them on Monday to see if they do cover remapped D3s, not much good if they don't. 
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| 12th Jan 2013 7:43 pm |
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Dave T
Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6910
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I went with Adrian flux with my remap, very cheap and off road cover. We're rubbish for D4 though. Joined the BMWX5 45e group
1994 Defender 90
2015 RRS Corris Grey/Black roof
2016 D4 Graphite Santorini Black
2012 D4 XS Orkney Grey
2005 D3 S Maya Gold
Convoy for Heroes 2011
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| 12th Jan 2013 7:49 pm |
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DG
Site Moderator
Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50978
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DSL wrote:Will phone them on Monday to see if they do cover remapped D3s, not much good if they don't.
Just tell them that you do a lot of towing and it doesn't increase the top speed of the vehicle ...worked for me when I had a map ...don't need a map now though   21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021
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| 12th Jan 2013 8:27 pm |
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DiscoDunc
Member Since: 08 May 2006
Location: Bristol
Posts: 16390
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no extra cost for offroad cover, no extra cost for modifications and no hassle in the event of a claim
for my right-off we didnt fill in any paperwork and LRI werent bothered about the mods, declared or otherwise, and payed the full market value within 10 days of the assessement, which was done 5 working days after repatriation to UK
if you go cheap - dont moan and winge when the insurance company screws you over..
We now have the FL2 and D4 insured with them - they even gave us a 10% discount (of the quoted price) because we returned to them after the claim !!! Duncan
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If I'd known I was going to be so thirsty this morning I'd have drunk more beer last night.
FFRR Autobiography 4.4 SDV8 MY17
D4 HSE MY13 SOLD
FFRR 3.6 Vogue TDV8 SOLD
D4 HSE MY10 SOLD
D4 SE TECH MY15 SOLD
D4 XS MY12 SOLD
D4 HSE MY10 SOLD
D3 HSE MY06 - Re-Cycled Worldwide
Last edited by DiscoDunc on 12th Jan 2013 8:30 pm. Edited 1 time in total
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| 12th Jan 2013 8:28 pm |
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DSL
Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73079
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Rich: Will give it a go. The online quote is £444 (before uplift if they do remap), NFU were £600 last year.
Last edited by DSL on 12th Jan 2013 8:31 pm. Edited 1 time in total
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| 12th Jan 2013 8:30 pm |
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DiscoDunc
Member Since: 08 May 2006
Location: Bristol
Posts: 16390
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I pay less than £400 pa for the D4 Duncan
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If I'd known I was going to be so thirsty this morning I'd have drunk more beer last night.
FFRR Autobiography 4.4 SDV8 MY17
D4 HSE MY13 SOLD
FFRR 3.6 Vogue TDV8 SOLD
D4 HSE MY10 SOLD
D4 SE TECH MY15 SOLD
D4 XS MY12 SOLD
D4 HSE MY10 SOLD
D3 HSE MY06 - Re-Cycled Worldwide
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| 12th Jan 2013 8:31 pm |
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