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insurance renewal time
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grahamk
 


Member Since: 28 Feb 2010
Location: Dumgoyne
Posts: 1473

Scotland 2005 Discovery 3 TDV6 HSE Auto Java BlackDiscovery 3

Im 30 years old...2 claims, (both non fault within 2 years) 3 penalty points for speeding and im £420 with Asda insurance, was with Admiral but their renewal was extorsionate
  
Post #101027928th Nov 2012 1:11 am
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mike23118
 


Member Since: 01 Oct 2010
Location: North Wales
Posts: 1028

Wales 2014 Discovery 4 3.0 SDV6 HSE Auto Loire BlueDiscovery 4

Just renew'd £206 me and her, PNC, LP, Hire car (free) 200 excess £0 V excess Thumbs Up
  
Post #101029028th Nov 2012 6:22 am
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mcsimmo
 


Member Since: 08 Aug 2011
Location: North of the south
Posts: 1795

Scotland 

Fully comp, protecetd no claims and business use with Tesco this year was £340.00 inc tax
 Man with no D3 anymore, but cant leave the forum....how sad.  
Post #101029628th Nov 2012 7:27 am
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hughesy
 


Member Since: 30 Sep 2012
Location: manchester
Posts: 127

England 2006 Discovery 3 TDV6 Base 7 Seat Manual Buckingham BlueDiscovery 3

I envy you all < just got my price £930.00, with an excess of 500, 7 years ncd also have 7 years on a van car kept on private drive and 28 years old.
Think the problem is sharing the Censored OLDHAM postcode even though we dont live in oldham Evil or Very Mad the Censored
  
Post #102015016th Dec 2012 8:23 pm
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nig22
 


Member Since: 08 Dec 2012
Location: Cornwall
Posts: 111

United Kingdom 2013 Discovery 4 3.0 SDV6 HSE Lux Auto Causeway GreyDiscovery 4

Fully comp, protected, business use, again Tesco £347 Thumbs Up
  
Post #102339222nd Dec 2012 8:58 pm
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GlosBoy
 


Member Since: 16 Oct 2009
Location: Chandlers Ford
Posts: 2444

United Kingdom 2016 Discovery 4 3.0 TDV6 HSE Auto Aintree GreenDiscovery 4

£470 for SWMBO me and daughter . I thought that was good as we are ancient

Maybe need to look around when it comes up in march
 D4 HSE - Aintree Green
D4 Orkney my13 - gone
Stornaway D4. Gone, Didn't like it at all
D3 silver manual. Loved my first LR


_____________________________________________________ 
 
Post #102340022nd Dec 2012 9:18 pm
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MarkOne
 


Member Since: 23 Jul 2011
Location: County Antrim
Posts: 3345

Scotland 2014 Discovery 4 3.0 SDV6 HSE Lux Auto Corris GreyDiscovery 4

Compare the market came up Chaucer Direct never heard of them before but for £310 with £0 excess, swmbo has sp50 and i i i have sp30 and that's the cheapest insurance I have had in 10 years.

I'am 34 she's 32, I can insure the car and a bike cheaper than this year than I could the car alone last year. Thumbs Up
  
Post #102348023rd Dec 2012 7:19 am
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cliveaff
 


Member Since: 05 Sep 2006
Location: Eastbourne
Posts: 328

England 2006 Discovery 3 TDV6 Base 5 Seat Manual Zermatt SilverDiscovery 3

Just paid mine, with Aviva. £223.
With £350. Excess, it was £208. Last year.
 Land Rover Dicovery 3. 5 Seats.
With side Steps, And rubber floor mats and rubber load space cover.
Front and Rear Mud Flaps.
Light Guards.
Engine Re-Map
Alpine Mobile Media Station. With SatNav.
Xenon head lights
Old Man Emu Suspension
Triumph Sprint RS 1050
Discovery 1 300tdi 1995 
 
Post #102369223rd Dec 2012 3:52 pm
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Rockpaperscissors
 


Member Since: 23 Apr 2011
Location: Somewhere South North of Cardiff
Posts: 801

Wales 2010 Discovery 4 3.0 TDV6 XS Auto Corris GreyDiscovery 4
Insurance

First year I payed £744 with Elephant when it came to renewal they offered me £50 Rolling Eyes off I got it down to £500ish with admiral I told Elephant I was leaving them and they beat themselves by £100's and dropped it to £436. It seems to me they make it up as they go along Evil or Very Mad

RPS
  
Post #102372823rd Dec 2012 4:47 pm
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anjo14
 


Member Since: 27 Apr 2012
Location: Lanarkshire
Posts: 562

Scotland 2005 Discovery 3 TDV6 S Auto Zambezi SilverDiscovery 3

Just got my renewal in from Admiral Muticar for 4 vehicles. They wanted a total of £2656.89p so I contacted them today and got a girl first who only dropped it a few hundred quid so I said I would be phoning about first. Phoned them later and got a chap called David who was very helpfull after i said I was not going to renew my insurance. He then said hold and went and chatted to somebody and then came bach and I managed to get my overal cost down to £1144 and what a saving as long as you get an adviser who is willing to help and get the premium down.

I am now paying £169 for the Disco 3 fully comp, Disco 2 is £149 fully comp, SHMBO vaux Corsa 148 fully comp and my sons Peugeot 206 who was the biggest quote at the start for a 20 year old with one accident I managed to get him down to £678 fully comp as he was TPFT when first insured.

So it does pay to haggle as most insurance companies will jack up the cost when it comes to renewal and some motorist will pay the premium. So do not be afraid to haggle and make sure you get a good advisor as I am sure some of them may be on commision.
  
Post #102377923rd Dec 2012 6:03 pm
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dangerdave
 


Member Since: 23 Nov 2010
Location: <>
Posts: 4495


Admin note: post content removed at user request
  
Post #102380523rd Dec 2012 7:21 pm
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MarsKy
 


Member Since: 23 Dec 2011
Location: Lanarkshire
Posts: 847

Scotland 2011 Discovery 4 3.0 SDV6 HSE Auto Rimini RedDiscovery 4

dangerdave wrote:
Wasting tour time with Privilege.

True - but then go to Direct Line. It's effectively the same company, with the same quotes, but get a 15% new customer discount. And because they already have access to your Privilege data, everything transfers seamlessly.

Edit: come to think of it, as well as going from £340 to £295 I also got more benefits - £100k legal insurance and loan car plus (21 days and similar spec to what I've insured). £295 also included no claims protection, 12k business miles for £250 voluntary excess.
  
Post #102382923rd Dec 2012 7:49 pm
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MarsKy
 


Member Since: 23 Dec 2011
Location: Lanarkshire
Posts: 847

Scotland 2011 Discovery 4 3.0 SDV6 HSE Auto Rimini RedDiscovery 4

MarsKy wrote:
loan car plus (21 days and similar spec to what I've insured)

My car's going in for accident repair today and so decided to take advantage of the Hire Car PLUS which I have with Direct Line which should have got me a car of similar size to the Disco (although there is the caveat that they might not have such a thing available - fair enough, but then I was maybe expecting an estate or saloon?)
And so I was offered a 1 litre Chevrolet Spark:


I've politely declined.
After phoning around for a few seconds, they did manage to find me a 2 litre Avensis. But they want me to pay £10 per day extra. I've politely declined.
  
Post #11134536th Jun 2013 7:46 am
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Gareth
Site Moderator 


Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26772

United Kingdom 

Iv'e spent a considerable amount of time this week hunting out some better deals. I was on an Admiral multicar policy, 4 cars, me, wife, number 1 and number 2 sons (20 and 22 yrs)

D4, Defender 90, Fiat 500, VW UP!

Admirals renewal came through at £3160 for all the cars. I have one fault accident, and both my sons have 1 year ncd.

I started ringing around to check various deals, and to say it is a complicated minefield is an understatement. In the end, I got the total insurance bill down to £2475 by using various introductory offers.

D4 ended up with Land Rover insurance at £668
Defender is now with Swiftcover for £202! (no I couldn't believe it either)
Fiat 500 is with Priveledge for £875
VW is with Swiftcover for £730
  
Post #11134626th Jun 2013 8:01 am
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Disco_Mikey
 


Member Since: 29 May 2007
Location: Dundee, Scotland
Posts: 20840

Scotland 2005 Discovery 3 TDV6 HSE Auto Cairns BlueDiscovery 3

Insured my Disco with Tesco.

I am 26, wife is 28. 8yrs NCD protected

£287 Mr. Green
 My D3 Build Thread

TDV8 Retrofit Build Thread 
 
Post #11134896th Jun 2013 9:14 am
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