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Gareth
Site Moderator
Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26779
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After sending me a renewal request for £1050 with a compulsory 500 excess. (inc 9 years NCD and 6 years insured with them) I have managed to get cover for £413 with Swiftcover with a smaller excess.
I know the off road cover might be debatable, but with that much a difference, and with less excess, its a no brainer. I'm not even going to phone NFU and ask for them to reconsider.
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 25th Oct 2011 1:05 pm |
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choppa60
Member Since: 16 Oct 2009
Location: chelsea tractor land ....london
Posts: 904
 
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 yes agreed dont even pay that in london,on street parking ,less ncd,and less excess,trying it on methinks. 2008 ,hse, it does what it says .
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| 25th Oct 2011 1:25 pm |
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mzplcg
Member Since: 23 Jun 2009
Location: Gone
Posts: 1087
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I'm sure it must be a cyclic thing. I was with Swiftcover for 5 or so years and their recent renewal on SWMBO's Jag was £470 with 8 yrs NCD and £500 excess. I ended up going with Privilege for the princely sum of £342 and £250 excess.
Bottom line is ALWAYS do the main comparison sites about a month before renewal. This seems to be the sweet spot time wise. The closer it gets to actual renewal date the more expensive it gets. I usually do this and then send the cheapest quote to my current insurer with the standard message of "Match that price and you keep the business"
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| 25th Oct 2011 1:25 pm |
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euangibson
Member Since: 24 Dec 2010
Location: Borders
Posts: 11027
  
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Gareth,I have had exactly the same experience,as I'm sure many on here have too.......I don't understand Insurance companies.......I had KWIK-FIT (or whoever they really are) "VIP"  Insurance last year......the renewal came through and was £200 more than the ones I eventually went with.....I'm sure it must be related to underwriting and value of claims that they have paid out over the previous year,but surely keeping a customer,who has a full no claims,and has just paid them over the last year,making no claims,would be a priority ??....would I not be the definition of a "good" customer i.e. someone worth trying to keep ? 
And there was me thinking "loyalty" was a 2-way thing..... "Better to remain silent and be thought a fool,than to speak out and remove all doubt" ?.....what rubbish...
Locking rear E-diff
RLD spare wheel protector & sump guard
Extended roof rails
Series 111 mudflaps
Black side tubes,grill and vents
Timed climate remote
Hids4u interior lights
D4 Firenze my2012 HSE
D3 Java 2005 SE manual (sold,sadly,thanks for the memories)
1966 '88 Series 2a....still starts in the morning better than I do...
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| 25th Oct 2011 1:54 pm |
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wiggs
Member Since: 03 Sep 2006
Location: Manchester
Posts: 14372
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Same here Gareth
Sent me a renewal request last month for £1800 ( the G4 was just under £700 last year ) 8 years no claims and the last 4 with them
Best I could get was £1200 with direct line
NFU said they had a lot of claims last year  G4 Gone ...but not forgotten
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| 25th Oct 2011 1:57 pm |
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Landy_Mad_Foreigner
Member Since: 26 Aug 2010
Location: Somewhere between a rock and a hard place
Posts: 411
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Ouch Wiggs  One Wife.......Livid
BAS Remap, RLD Sumpguard Side Steps, A-Bar and LR Driving Lights - Just a start but more to come
1984 Series III SWB on the mend and getting better
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| 25th Oct 2011 1:57 pm |
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al cope
Member Since: 08 Nov 2005
Location: Oldbury, WM
Posts: 10361
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NFU have lost all of our business (cars, house, caravan) over the last 2 years. They wouldnt quote for the D3 last time around, reconed my postcode had too many claims.
Al Volvo XC90 B5 Plus Dark
Gone - MY18 D5 HSE - Corris on 22's with Black Pack
Now gone - MY16 D4 SE Tech, Loire Blue, Almond Leather, Privacy, plus some other goodies.
Old - MY12 D4 SDV6 XS Auto - Ipanema Sand with Almond Leather - Plus other niceties, and D4.com sticker
Older - D3 TDV6 XS Auto - Lugano Teal with Almond Leather, 20" Stormers, Shiny Tailpipes, DVD/TV - and obligatory D3 sticker
Ancient - D3 TDV6 S - Tonga with Ebony, 20" Stormers, satnav & DVD
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| 25th Oct 2011 2:32 pm |
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SpiderBaby
D3 Decade
Member Since: 21 Sep 2007
Location: Liverpool
Posts: 1412
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Had exact same story with NFU in September - last year paid £800, this year's premium £1600.
Reason given was amount of claims over the bad winter had forced a rethink on figures.
Unfortunately the local office I dealt with (whose own staff had been hit) where worrying whether the office would stay open given the complete loss of business they'd experienced.
I've now gone with Aviva 4x4 at around £720 - no brainer really... I see no ships........
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| 25th Oct 2011 2:34 pm |
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ronp
Member Since: 29 Nov 2006
Location: North Yorkshire
Posts: 15272
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Would think the NFU are being hammered for the huge increase in theft of farm equipmet and livestock as well as the usual car related claims. ...... always on the road less travelled 🚧
< ‘tis but a mere scratch …….. it’ll polish out.
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| 25th Oct 2011 3:10 pm |
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euangibson
Member Since: 24 Dec 2010
Location: Borders
Posts: 11027
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Ronp.....spot on...Our crew have had loads of Red nicked over the last 2 years.....we leave the tanks unlocked and unprotected because the costs of repairing the damage has been much greater than the cost of replacing the fuel.....
machinery can lie unused waiting for spares/repairs for weeks,filling from the bowser takes 5 minutes...
Don't even get me started on quad bike thefts.... "Better to remain silent and be thought a fool,than to speak out and remove all doubt" ?.....what rubbish...
Locking rear E-diff
RLD spare wheel protector & sump guard
Extended roof rails
Series 111 mudflaps
Black side tubes,grill and vents
Timed climate remote
Hids4u interior lights
D4 Firenze my2012 HSE
D3 Java 2005 SE manual (sold,sadly,thanks for the memories)
1966 '88 Series 2a....still starts in the morning better than I do...
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| 25th Oct 2011 3:16 pm |
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Phat Face
Member Since: 08 Jul 2009
Location: Gloucester
Posts: 354
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wiggs wrote:NFU said they had a lot of claims last year
Not by you though and that's the whole issue with the insurance system! What the hell is the point of raising the premium by so much for existing customers that have proven to give and not take? It's not like you won't take your business elsewhere which is what all companies no matter what sector of business should be avoiding. It's cheaper to keep a customer than to gain one. Lloyd "Phat Face"
2006 TDV6 HSE in Bonatti Grey
Club 19" GGAT's
Club B.A.S. EGR Bypass
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| 26th Oct 2011 9:01 am |
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discojames1974
Member Since: 08 Mar 2011
Location: Newbury
Posts: 40
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I'm 37 with 9 years no claims, no points and 2 non-fault accidents in the last 5 years (total damage to my car totalled £0) I was with NFU last year with my D1, £350. When I came to renewal, they wanted £1200. No accidents, no convictions. Needless to say I told them where to go.
Having said that, Sureterm (who I went with) are just as bad. £390 for the D1, 10 DAYS later when I got my D3, they wanted an EXTRA £650 to transfer the insurance, so I had to twll them where to go and ended up with Tesco (still £550 ) 2005 TDV6 SE - Cairns Blue
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| 26th Oct 2011 8:23 pm |
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Gaza
Member Since: 08 Jan 2009
Location: At the foot of the Lammermuirs
Posts: 448
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After a similar whopping increase I wrote to the NFU CEO. They did eventually drop the price to a level I was comfortable at. However, if they try the same again next year I'll be off.
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| 1st Nov 2011 10:43 pm |
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Gareth
Site Moderator
Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26779
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That's what I said last year 
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| 1st Nov 2011 10:56 pm |
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MrH
Member Since: 08 Aug 2007
Location: lost in the forest
Posts: 7754
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Hi Gareth, just a queston and I know it may not be relevant to you, but do you know if your new insurers will cover you in north Africa, Tunisia, Morocco and such like?
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| 2nd Nov 2011 7:03 pm |
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