Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6910
ZacSmith wrote:
"Look I am doing you a favour, no-fault claims count as worse than fault claims on your record". I think there is some logic to it: i.e. if you have a fault accident, you might be a bit more careful in future, but if you live in area where people drive into you all the time, there isn't much you can do about that....
Anyway, off to court in September so a judge can decide who was at fault, the bloke who was moving or the bloke who was parked in a parking bay - and people wonder why insurance premiums are so high!
No wonder they are making such a profit. Nice little earner for the lawyers as well then!Joined the BMWX5 45e group
1994 Defender 90
2015 RRS Corris Grey/Black roof
2016 D4 Graphite Santorini Black
2012 D4 XS Orkney Grey
2005 D3 S Maya Gold
Convoy for Heroes 2011
24th Aug 2011 5:00 pm
fat bloke
Member Since: 07 Aug 2006
Location: OXFORD
Posts: 1257
Huge differences to where you live,i'm not even big 50 but mine came down to £229 L/V full comp protected with 90 euro cover with wife on it as well so i'm a happy bunny
24th Aug 2011 10:01 pm
albal
Member Since: 31 Jul 2011
Location: Southampton
Posts: 592
I'm paying £390 fully comp but at my young age I have to stump up a big excess - that is even with my potential fire-bomb of an LPG conversion declared too. That was with E-Sure with 6 years NCB. I always use moneysupermarket (next year I have to phone some of the big ones that don't do price comparison sites) who seems to route out the deals.
Last year, just over £400 incl protected NCD, breakdown cover and SWMBO driving.
This year a whopping £833
They're taking the
Trouble is, SWMBO made a couple of no-fault claims this past year when her car was driven into - once by some silly tart who couldn't park and the second time by some young f@@wit going too fast in icy conditions! SWMBO wasn't even in her car on either occasion and in both claims, her insurance company wrote to her to say that they had got their money back from the other party's insurance company. She had to renew her insurance in May and the thieves she was with doubled her premium
WHY THE IS SHE BEING PENALISED!!!
I HATE INSURANCE COMPANIES - THEY ARE NOTHING BUT A BUNCH OF ROBBING BARSTEWARDS
Rant over ... Sorry!
I think I shall phone NFU first and see if they can explain the 100% increase, and see if taking SWMBO off makes any difference. But I can see me going elsewhere Now an ex-D3 owner after 7 happy years. Miss the car but not the big bills
25th Aug 2011 6:59 am
al cope
Member Since: 08 Nov 2005
Location: Oldbury, WM
Posts: 10351
at one point I had my car, missus car, caravan and house ins with NFU - not any more. It would have cost me well over a grand more if I'd stayed with them, and we've made no claims at all, anywhere.
Last yer they wouldnt quote me for the D3, said ours was a high risk post code!.
AlVolvo XC90 B5 Plus Dark
Gone - MY18 D5 HSE - Corris on 22's with Black Pack
Now gone - MY16 D4 SE Tech, Loire Blue, Almond Leather, Privacy, plus some other goodies.
Old - MY12 D4 SDV6 XS Auto - Ipanema Sand with Almond Leather - Plus other niceties, and D4.com sticker
Older - D3 TDV6 XS Auto - Lugano Teal with Almond Leather, 20" Stormers, Shiny Tailpipes, DVD/TV - and obligatory D3 sticker
Ancient - D3 TDV6 S - Tonga with Ebony, 20" Stormers, satnav & DVD
25th Aug 2011 7:57 am
Dave T
Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6910
This seems to be a recurring problem, having someone crash into you whilst stationary and rising premiums, any insurance agents anywhere to explain it?Joined the BMWX5 45e group
1994 Defender 90
2015 RRS Corris Grey/Black roof
2016 D4 Graphite Santorini Black
2012 D4 XS Orkney Grey
2005 D3 S Maya Gold
Convoy for Heroes 2011
25th Aug 2011 9:43 am
trigram
Member Since: 25 May 2010
Location: Coulsdon
Posts: 135
Had a quote from tesco - well over £800 (though thats not the highest, NFU quoted £1100!). Anyway, have narrowed it down to Directline and Churchill, a difference of £1. Anyone here had a good of bad experiences of Churchill? I was with Directline for my Volvo, then went with LV, now jumping ship yet again.
Churchill does include basic min. European Cover (upgradable to Comp with add. payment). Directline doesnt include any, and is purchasable at a daily rate.
Thanks"...I'm so broke I can't even pay attention..."
26th Aug 2011 7:48 am
amazing
Member Since: 05 Mar 2011
Location: chengdu
Posts: 1542
cheap at half the price
Don't talk to me about insurance
over here 2k fully comp
I have used Churchill in the past with no problems arising from claimsIt is better to have and not need it then need and not have it.
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