Member Since: 02 Dec 2005
Location: Bradford, West Yorkshire
Posts: 6100
Bye bye NFU!
Well after insuring happily with NFU for soe time now I can safely say I won't be renewing with them this November
They have just migrated to a new system which has re-banded all cars into different classifications and the result is an increase in premiums this year of 20-30% for most policyholders according to the lady I spoke to yesterday. She said that everyone she had told this too recently had cancelled and gone elsewhere but they had been undercharging for a long time and now needed to 're-align' whatever that means.
A real shame as the service from them has been excellent but their prices now are so far off the mark, renewal quoted at £890 compared to £560 via confused.com2020 BMW X1 18d XDrive X-Line Auto
9th Oct 2009 12:31 pm
ad15
Member Since: 14 Dec 2008
Location: up that tree
Posts: 4866
thanks for the heads up one wife.......livid
Last edited by ad15 on 9th Oct 2009 1:04 pm. Edited 1 time in total
9th Oct 2009 12:41 pm
CFB
Member Since: 02 Dec 2005
Location: Bradford, West Yorkshire
Posts: 6100
I'm sure there are plenty of other cheaper providers and have only just started looking so don't need recommendations thanks as there are loads of threads about insurance (no offence meant by the way).
Just alerting other NFU policyholders as I thought it was a bizarre thing for them to do if the reality means a big loss of policyholders.2020 BMW X1 18d XDrive X-Line Auto
9th Oct 2009 12:47 pm
simon
Member Since: 11 Jan 2005
Location: Shropshire
Posts: 18296
Funny, my premium went down. Have full no claims and they applied a loyalty discount this year.
9th Oct 2009 12:53 pm
CFB
Member Since: 02 Dec 2005
Location: Bradford, West Yorkshire
Posts: 6100
When did you renew Simon?
I spoke to them yesterday and she said this has just started to happen as of this week, you may have been lucky and got in before it changed over.2020 BMW X1 18d XDrive X-Line Auto
9th Oct 2009 12:57 pm
simon
Member Since: 11 Jan 2005
Location: Shropshire
Posts: 18296
Well we will just have to see what changes.
Could be post code related - we are rural so fairly low ins wise.
9th Oct 2009 1:30 pm
MartinR
Member Since: 27 Jan 2008
Location: Oxon
Posts: 708
Coincidentally, I spoke to them this morning (been trying to turn the D3 into a D4 on their system as well as on the drive!) and was told my renewal in January would be about £600 vs £530 last year, which doesn't sound much more given the difference in the vehicle. This is NFU Direct though - don't know if OP has been talking to them or a local agent, the prices and flexibility seem to vary somewhat between the two
Martin
9th Oct 2009 1:53 pm
CFB
Member Since: 02 Dec 2005
Location: Bradford, West Yorkshire
Posts: 6100
I was dealing with the Direct arm too, maybe she was just talking crap then 2020 BMW X1 18d XDrive X-Line Auto
9th Oct 2009 1:57 pm
Gareth Site Moderator
Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26767
We have changed the wifes Mini over to Sheila's wheels from NFU. It was significantly higher on the renewal last month.
Also changed my son's Fiat from NFU, as they increased his premium even though he had a years no claims.
My D3 is up for renewal at the end of next month, so will be looking carefully.
9th Oct 2009 1:59 pm
pko
Member Since: 06 Apr 2006
Location: usually in the pub
Posts: 398
Same here. Mine's due for renewal Nov. & increased nearly 50%. Aviva have quoted £200 less for same cover.
Shame as I always felt confident with NFU.never drive faster than your guardian angel can fly
current motor RRsport hse
prev. cars TD5
3 Ford Explorers
2 Ford Mavericks
Sierra 4x4
9th Oct 2009 2:25 pm
wiggs
Member Since: 03 Sep 2006
Location: Manchester
Posts: 14372
Mine went up by £150 this year
Gave them a ring and told them i had found it cheaper .They knocked £120 off and through in rac cover ( with relay ) so i stayed with them as LR assist had just run out .G4 Gone ...but not forgotten
9th Oct 2009 6:00 pm
philhunt
Member Since: 16 Sep 2007
Location: MI5 not 9 to 5
Posts: 1761
My D1 and D3 are with NFU on a single policy which is due for renewal quite soon.
When I went with NFU I could have got cover elsewhere for quite a bit less than NFU wanted. However, apart from LR Insurance, I couldn't find anyone else who provided proper off road cover.
Who else provides off road cover? I don't mean cover for green laning which all policies should cover.Clubs Mantec, Tasmods, LEDS, AT2s on 18s, Maxxis Bighorns on 17s, Remote FBH, BAS. ReMap, BSS., RLD Personalised SWP., Safari Snorkel, Faultmate, Three Musketeers & MUD
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