Member Since: 10 Dec 2005
Location: West Berkshire.
Posts: 717
Insurance for "chipped" D3's.
I am struggling to get what I regard as a sensible quote for my D3 if I have it chipped. I am currently with Land Rover (aka Royal Sun Alliance) who have suggested an increase over about 30%. £650 + or -. Other quotes have exceeded £1,000 and some of the excesses are ridiculous. No Green Laning has also been quoted to me.
I am over 70 years of age have had a licence since 1949. Protected NCD and one small claim (£600) with TD5 five years ago. Mileage is very low, mainly caravanning and only two drivers. Is anyone prepared to PM me with name of insurance Co. and the premium being charged. PM's will save cluttering up the site with information that most of you will not require nor will it be of great interest except to me. I will respond to any info sent. Thanks.
1st Feb 2006 9:49 pm
Gareth Site Moderator
Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26699
I am with NFU for less than 600 quid. Green lane cover included (but thats a con, because ALL green lanes are public highways - all insurance HAS to cover you)
NFU give 2 years new for old, which is a bonus if you live in Stockport apparently
1st Feb 2006 9:57 pm
Pelyma
Member Since: 06 Jan 2005
Location: Patching, Sussex
Posts: 15496
NFU also cover you for any non competitive off road events. Adrian Flux I have found will not cover for an HSE off road as its too expensive. (Guess whose renewal is up!)DS3 TDV6 HSE - Silver with Alpaca (old one) Gone
DS3 TDV6 HSE- Silver with Alpaca (new one) Gone
D4 HSE Lux - Montalcino Red Gone
Porsche Cayenne V8 Diesel S
I remember someone posting that Privelege only charged £40 more for the chipped D3.
I am with them at the moment and my renewel came yesterday £354 inc protected NCD (not chipped)
Tried NFU they wanted £700
1st Feb 2006 10:13 pm
Pelyma
Member Since: 06 Jan 2005
Location: Patching, Sussex
Posts: 15496
I'm with Esure they were fine until I realised the quote was only 12K miles I do about 20K. The premium lept up to within £20 of NFU (unlimited miles) and off road cover and new for old. Comparing like for like is very difficult, but I felt NFU gave the best deal.DS3 TDV6 HSE - Silver with Alpaca (old one) Gone
DS3 TDV6 HSE- Silver with Alpaca (new one) Gone
D4 HSE Lux - Montalcino Red Gone
Porsche Cayenne V8 Diesel S
1st Feb 2006 10:19 pm
SN
Member Since: 03 Jan 2006
Location: Romiley
Posts: 13710
The much maligned Direct Line have quoted me just £450 for my TDV6 S Auto - whats with the 2 years New For Old in Stockport with NFU?Steve N | 21MY Defender | 08MY Discovery 3 (history) | 06MY Discovery 3 (ancient history)
1st Feb 2006 11:32 pm
Gareth Site Moderator
Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26699
2 years new for old is better than most. You were not around here last April when my house was broken into, and all my computers, cameras, and the keys to my D3 and Mini Cooper S were stolen, the scroats got the Mini, but could not get the D3 going.
You will notice from my signature that I now have a new Mini care of Tesco motor insurance
If they had have got the Disco then I would have probably got both cars back, because the Disco has a Trakker fitted, and the Mini did not. My new Mini does.
1st Feb 2006 11:41 pm
10forcash
Member Since: 09 Jun 2005
Location: Ubique
Posts: 16534
got the same 2 years gap insurance included with Sureterm, good prices but complete @rses to deal with
1st Feb 2006 11:45 pm
SN
Member Since: 03 Jan 2006
Location: Romiley
Posts: 13710
10forcash wrote:
got the same 2 years gap insurance included with Sureterm, good prices but complete @rses to deal with
Have to say I bought the 3 year GAP insurance at point of signing - £350 - I wasn't going to, but the salesman convinced SWMBO and I was overruled! Steve N | 21MY Defender | 08MY Discovery 3 (history) | 06MY Discovery 3 (ancient history)
2nd Feb 2006 12:16 am
MJ
Member Since: 25 Jan 2006
Location: Nottingham
Posts: 54
10forcash wrote:
got the same 2 years gap insurance included with Sureterm, good prices but complete @rses to deal with
I telephoned Sure Term last week. They promised to phone me back on Friday morning - but as of yet, I haven't heard a dickie bird!
2nd Feb 2006 12:40 am
LRtuning
Member Since: 22 Feb 2005
Location: AUSTRALIA + UK
Posts: 468
Direct Line are 'chip' friendly Money talks.Sex sells.Mud sticks.Time flys. happens.People talk.Impressions last!
2nd Feb 2006 7:43 am
Pelyma
Member Since: 06 Jan 2005
Location: Patching, Sussex
Posts: 15496
NFU were a joy, and offer very high cover for little cost. Most companies are looking for specific customers anyone outside of that they will rate heavily. All the direct type companies fit this bill, that is how they remain cheap but only for certain people.DS3 TDV6 HSE - Silver with Alpaca (old one) Gone
DS3 TDV6 HSE- Silver with Alpaca (new one) Gone
D4 HSE Lux - Montalcino Red Gone
Porsche Cayenne V8 Diesel S
2nd Feb 2006 8:16 am
Land Rover Nat
Member Since: 04 Feb 2006
Location: Buckie Scotland
Posts: 85
Discovery 3 Insurance
Have just been quoted £257.08 for my new Disco 3 HSE collecting in March by Land Rover Insurance. Max no claims with NCD protection, £300 excess. My wife is paying £464 for a Discovery 2 from Admiral, she has max no caims as well.
8th Feb 2006 12:26 pm
Pelyma
Member Since: 06 Jan 2005
Location: Patching, Sussex
Posts: 15496
Good quote they were £700 or so for me as I do 20 odd thousand miles per year.DS3 TDV6 HSE - Silver with Alpaca (old one) Gone
DS3 TDV6 HSE- Silver with Alpaca (new one) Gone
D4 HSE Lux - Montalcino Red Gone
Porsche Cayenne V8 Diesel S
8th Feb 2006 12:36 pm
SN
Member Since: 03 Jan 2006
Location: Romiley
Posts: 13710
qzdcg8 wrote:
The much maligned Direct Line have quoted me just £450 for my TDV6 S Auto
...but when I went to do the actual swapover from the C8 this week, the price was the same, but hey presto - a compulsory £150 excess had magically appeared - on top of my £100 voluntary one Steve N | 21MY Defender | 08MY Discovery 3 (history) | 06MY Discovery 3 (ancient history)
You cannot post new topics in this forum You cannot reply to topics in this forum You cannot edit your posts in this forum You cannot delete your posts in this forum You cannot vote in polls in this forum
| 08MY Discovery 3 (history) 
happens.People talk.Impressions last! 
Have just been quoted £257.08 for my new Disco 3 HSE collecting in March by Land Rover Insurance. Max no claims with NCD protection, £300 excess. My wife is paying £464 for a Discovery 2 from Admiral, she has max no caims as well.
