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Philip1972
Member Since: 10 Mar 2017
Location: Gloucestershire
Posts: 1073
  
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"outside of parts that wear"
Thats the killer.
In reality, you could say EVEYTHING has wear, therefore no payout.
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 3rd Sep 2018 2:27 pm |
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lynalldiscovery
Member Since: 22 Dec 2009
Location: Maidstone
Posts: 7274
 
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Letc be honest its crank, crank and er crank that matters, the rest is just pocket change in comparison.
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| 3rd Sep 2018 2:37 pm |
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FISHBOY
Member Since: 06 Sep 2010
Location: Kent
Posts: 754
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Got a quote from WD of £2075 with 37k on the clock coming up 4 years old.
Haven't tried anyone else yet as always found WD to be very good over the years when I had my D3.
One thing I am surprised about is that I haven't had a chaser phone call even after asking for two separate quotes a month apart... Maybe GDPR has got them... but the funny thing is that I do want a call to haggle  Last of the D4 HSE...
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| 3rd Sep 2018 2:48 pm |
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Parallax33
Member Since: 03 Jun 2014
Location: Christchurch
Posts: 1125
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Philip1972 wrote:"outside of parts that wear"
Thats the killer.
In reality, you could say EVEYTHING has wear, therefore no payout.
I can’t comment on that until I have experienced a claim. WW have assured me I have the highest cover, and when I reflected on what they told me, WD appears to provide the same... will need to sit tight based on that for now.
Let’s hope the first is not a biggy!  Justin
Discovery 4 MY14 XXV Causeway Grey
RRS MY12 Autobiography
Discovery 4 MY12 GS
Nanocom, Cruise Control, Cubby Fridge, TomTom SatNav, Xenons, BlackVue
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| 3rd Sep 2018 9:55 pm |
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L319
Member Since: 14 Dec 2013
Location: Herefordshire
Posts: 2083
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Just reading my WD policy and it clearly states that cover extends to any insured part that has failed due to wear & tear . this excludes service items such as brake discs , pads shoes, manual clutch parts , exhausts etc. Brake bands clutches etc in auto boxes are covered.
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| 3rd Sep 2018 10:41 pm |
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Peakwayfarer
Member Since: 25 Apr 2016
Location: Uk
Posts: 434
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After a fair amount of time reviewing what after market warranties are available decided to pre book a Warranty Direct one to start the day the manufacturer warranty runs out. Looked at warranty wise but didn’t get a good feeling price started high but dropped as discussed, don’t think the claim limit wouldn’t cover a new engine, LR extended may not cover a new engine as allegedly a known fault, warranty direct have moved away from start high and haggle downwards to a fix price modular approach, so ticked all the boxes, selected 0% contribution, £50 excess uncapped labour, 3 year’s cover, paid a small holding deposit which fixes the price and cover until the start date next year.
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| 4th Sep 2018 7:33 pm |
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Green Land Rover
Member Since: 21 Oct 2017
Location: Stourbridge
Posts: 412
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Thanks everyone for your input 
Think I'm going to go for Warranty Direct in the morning.
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| 4th Sep 2018 9:32 pm |
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FISHBOY
Member Since: 06 Sep 2010
Location: Kent
Posts: 754
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Peakwayfarer wrote:After a fair amount of time reviewing what after market warranties are available decided to pre book a Warranty Direct one to start the day the manufacturer warranty runs out. Looked at warranty wise but didn’t get a good feeling price started high but dropped as discussed, don’t think the claim limit wouldn’t cover a new engine, LR extended may not cover a new engine as allegedly a known fault, warranty direct have moved away from start high and haggle downwards to a fix price modular approach, so ticked all the boxes, selected 0% contribution, £50 excess uncapped labour, 3 year’s cover, paid a small holding deposit which fixes the price and cover until the start date next year.
So there is no haggling anymore? Last of the D4 HSE...
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| 5th Sep 2018 7:09 am |
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grzesiul
Member Since: 11 May 2008
Location: UK
Posts: 6398
 
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I have tried 3 time during last few phone chats and they are solid in saying no discount only what you get from the website.
G
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| 5th Sep 2018 10:36 am |
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FISHBOY
Member Since: 06 Sep 2010
Location: Kent
Posts: 754
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Yeah just called them too and they wont budge even for a historic customer of 5 years...
Playing around with the calculator now. Big difference between capped and uncapped - thing is - only other place I would take my D4(apart from a main dealer) is still £108 per hour and way above their £72 per hour top.
My last D3 had a wiring fault which took 4 days to fix - so at £36 cost per hour to myself would be over £1200 in labour. The £500 difference between capped and uncapped don't seem so bad now.... Last of the D4 HSE...
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| 5th Sep 2018 11:06 am |
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