Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73131
Gets my vote/money.
12th Aug 2018 8:33 pm
Scott #55
Member Since: 15 Apr 2015
Location: UK
Posts: 1684
Parallax33 wrote:
So we are unanimous on WD then
Just renewed with WD - £600 for another year. No betterment or parts contribution, despite car being over the 100k mark (their mistake, apparently - girl on the phone got to the end of the quote for renewing on a like for like basis then realised car was over the limit for zero parts contribution - she went ahead anyway after checking).
Only thing excluded now is the air con and suspension.
13th Aug 2018 7:29 am
James W
Member Since: 27 Mar 2008
Location: Riyadh, KSA
Posts: 3079
Whenever this question comes up on here it seems that only me and one other person have been seen off by Warranty Direct whereas everyone else raves about them, so statistically you’ve got a good chance I’d say.D4 XS, gone, much loved, never forgotten
2018 FFRR SDV8 Autobiography - Gone to someone with less sense and more time to enjoy it
2016 Toyota Hilux Invincible - Liberating experience
Get my vote and money. Blue D4 has been on WD since end of LR Warranty and just started negotiating for Red ones cover to start 1st Sept.
Never had a problem with claims, dealers happy to work with them too, plus the cover is transferable to next owner should you sell on LRs are a fond memory, apart from the maintenance.
13th Aug 2018 8:10 am
Parallax33
Member Since: 03 Jun 2014
Location: Christchurch
Posts: 1125
Scott #55 wrote:
Parallax33 wrote:
So we are unanimous on WD then
Just renewed with WD - £600 for another year. No betterment or parts contribution, despite car being over the 100k mark (their mistake, apparently - girl on the phone got to the end of the quote for renewing on a like for like basis then realised car was over the limit for zero parts contribution - she went ahead anyway after checking).
Only thing excluded now is the air con and suspension.
Ok that all sounds good, but definitely need the air suspension covered since this is 1k per wheel...
Will call them in a bit and get it all sorted. Justin
Member Since: 03 Jun 2014
Location: Christchurch
Posts: 1125
Apparently all you guys on the old product eventually won’t be able to renew and will need to move to the new product..doesn’t sound good at all :/Justin
Member Since: 30 Aug 2014
Location: Liskeard
Posts: 7441
James W wrote:
Whenever this question comes up on here it seems that only me and one other person have been seen off by Warranty Direct...
I think that I must be the other one then! 2011 - 2015: 3 x FL2
2015 - 2017: 2 x D4
2017 to date: FFRR SDV8
2023 to date: 2 x FL2 as “second” cars 🙄
2021 to date: Hinckley built ‘14 Triumph Trophy 1200
2022 to date: Hinckley built ‘14 Triumph Trophy 1200 & sidecar!
(One of only two known to exist in the world!)
13th Aug 2018 6:49 pm
James W
Member Since: 27 Mar 2008
Location: Riyadh, KSA
Posts: 3079
Yes hi there, fellow member of the WD victims association D4 XS, gone, much loved, never forgotten
2018 FFRR SDV8 Autobiography - Gone to someone with less sense and more time to enjoy it
2016 Toyota Hilux Invincible - Liberating experience
13th Aug 2018 7:05 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73131
WD haven’t paid out on every claim I made but when I took out the policy for the D4 they pointed out that they had paid out on 28 claims on the D3. Pays yer money and takes yer chance but on the D3 I was thousands and thousand up on going alone.
Saying that with almost 2 years of WD cover on the D4 I haven’t needed to make a single claim. Nothing, nah-dah, zilch. Dam that LR reliability.
Saying that, no warranty = no D4 for me, not worth the stress.
13th Aug 2018 7:42 pm
Red Merle
Member Since: 30 Aug 2014
Location: Liskeard
Posts: 7441
I did have a problem with my only claim on WD, on a car only 3 months out of manufactuer’s warranty, with a failed wheel bearing; it was dismissed as “wear and tear”, when the policy had been sold hard as “including wear and tear” from its very inception.
It took a lot of complaining and over a month for them to relent and that was only for £350.
So many others’ good reports made me reconsider their cover for when the FF becomes 3 years old but, since they were taken over by BNP and the way their policies are sold has been changed, the cost to cover a Full Fat has gone through the roof! The last time I looked, it was around £2,500 a year, vs £1,100 for LR’s highest level of cover.
It doesn’t surprise me that they are now an expensive option on the D4 as well.2011 - 2015: 3 x FL2
2015 - 2017: 2 x D4
2017 to date: FFRR SDV8
2023 to date: 2 x FL2 as “second” cars 🙄
2021 to date: Hinckley built ‘14 Triumph Trophy 1200
2022 to date: Hinckley built ‘14 Triumph Trophy 1200 & sidecar!
(One of only two known to exist in the world!)
14th Aug 2018 5:59 am
Parallax33
Member Since: 03 Jun 2014
Location: Christchurch
Posts: 1125
Ok so end result is... surprisingly... I went for WW.
The cover they are providing is on the face of it far higher than the equivalent WD cover for 30% less cost.
The clincher was they agreed to freeze the cover for 3 years at maximum level and I pay £80 per month over that 3 years with a 100% pull out anytime.
I am quite happy with this and look forward to my first claim so I can test the quality of this cover.
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The last time I looked, it was around £2,500 a year, vs £1,100 for LR’s highest level of cover.
