Member Since: 16 Feb 2015
Location: Guildford
Posts: 5
Do 3rd party warranties pay out for crank failures?
As the subject says really.
Recently purchased a 2012 HSE on 35,000 miles. Crank snapped at 37,000 miles on the motorway which was pretty bloody hairy. I didn't take out a Warranty Wise/Warranty Direct/AA policy (despite getting quotes) when I bought it as I thought I'd see how I got on...
The £15000 estimate from LR for the new engine was initially vomit inducing, but after some jiggery pokery, begging, pleading and crying, LR have offered to stump up 80% of the bill, which makes things easier to swallow.
I'll be swiftly picking up a warranty policy on the car incase anything else is about to let go in an expensive manner - lesson learnt there - but I was curious if anyone's had a warranty company pay out the full £15,000 for a new engine due to a crank failure?
I was wondering, hypothetically, if I had had a 3rd party warranty, whether the warranty company would try and wriggle out of paying somehow, whilst LR would say, 'Well, you've got a warranty with AA, get them to pay', leaving me shafted.
Warranty Direct still the best policy going?
21st Feb 2017 11:13 pm
Robert SausageTrousers
Member Since: 09 Aug 2015
Location: Cornwall
Posts: 467
Warranty Direct seem to be the best one around, if I were you I'd be asking them outright if they'd pay for crankshaft failure!
I'm interested to know more about LR paying 80% though, did you buy the car from a LR dealer? did it have a warranty with LR? what was the reason they agreed to pay 80%? - I recently had crankshaft failure on my 2010 and the most I could get them to cough up was 20%, no matter how hard I tried!
22nd Feb 2017 7:22 am
F355GTS
Member Since: 10 Nov 2008
Location: North Hampshire
Posts: 849
Warranty Direct do cover it in the terms and when I was purchasing their product they used it as an example of one of the largest payout's they'd recently made. It's the primary reason I've bought a warrantyMark
22nd Feb 2017 7:27 am
robpenrose
Member Since: 12 Jan 2016
Location: Surrey / SW London
Posts: 2138
I think they will pay out unto the value of the vehicle as long as its a covered item.
Current: D4 HSE
Previous: BMW Z4M Coupe
Previous: Land Rover Defender 90 CSW Td5
Previous: Land Rover Discovery Td5 ES
22nd Feb 2017 8:45 am
John C
Member Since: 28 Aug 2007
Location: East Yorkshire
Posts: 3292
F355GTS wrote:
Warranty Direct do cover it in the terms and when I was purchasing their product they used it as an example of one of the largest payout's they'd recently made. It's the primary reason I've bought a warranty
Was probably mine...
Yes, they pay out for crank failures.2020 SDV6 D5 HSE, Carpathian Grey +
2022 Tesla Model Y LR... almost Carpathian Grey
Previously : 2005 TDV6 SE Auto, Cairns Blue (288K) - ours for 16 years
22nd Feb 2017 12:48 pm
galwaygreen
Member Since: 30 Oct 2011
Location: plymouth
Posts: 6525
shows again the crank can go at any mileage..high and low...scary...even with warranty
You cannot post new topics in this forum You cannot reply to topics in this forum You cannot edit your posts in this forum You cannot delete your posts in this forum You cannot vote in polls in this forum
