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Trying Click4warranty because Warranty Direct won't cover me
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ian-b
 


Member Since: 18 Oct 2016
Location: Telford
Posts: 46

United Kingdom 2005 Discovery 3 TDV6 S Auto Bonatti GreyDiscovery 3
Trying Click4warranty because Warranty Direct won't cover me

Hi,

I'm looking for a warranty policy for my D3 and I tried Warranty Direct as most people here seem to rate them. My D3 has done 146k (05 plate) so they won't cover me. They did direct me to a company called click4warranty http://www.click4warranty.co.uk and looking at their warranty it seems pretty good - however I have no knowledge of these things.

There are 3 levels (3,4 and 5 star)

Up to £5k claim limit (per claim) and over 12 months

3 = £429.43
4 = £459.37
5 = £604.75

You can change the term to 24 and 36 months and the claim amount from £3k to £7k

Betterment included on a car over 60k miles

This is what's included in the warranty

https://www.click4warranty.co.uk/products/parts-list-overview
https://www.click4warranty.co.uk/products/5starwarranty

Could anyone with any knowledge on these things help me please by giving their opinion on this policy?

Many thanks in advance.

Ian
  
Post #17724141st Feb 2017 10:36 am
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Ja92mie
 


Member Since: 16 Sep 2014
Location: Newquay
Posts: 1259

United Kingdom 2005 Discovery 3 TDV6 SE Manual Java BlackDiscovery 3

Looks good, i actually might look into a policy for myself.
  
Post #17724181st Feb 2017 10:46 am
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oldskoolskater
 


Member Since: 31 Mar 2016
Location: Gateshead
Posts: 234

United Kingdom 2007 Discovery 3 TDV6 HSE Auto Zambezi SilverDiscovery 3

Following
  
Post #17724731st Feb 2017 12:37 pm
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ian-b
 


Member Since: 18 Oct 2016
Location: Telford
Posts: 46

United Kingdom 2005 Discovery 3 TDV6 S Auto Bonatti GreyDiscovery 3

I'm not sure I understand all this - I hope someone can help me get a handle on it.

So at the moment, my car is sitting on the drive with no actual fault (that I know of).

However it's a 05 and I don't think the oil pump has been changed, so potentially there IS a problem ready and waiting.

If I took out a warranty (and after the appropriate amount of days have passed), can I drive down to my local LR Indie garage and have them investigate the oil pump and get it repaired under the warranty?

It hasn't failed so would I be covered? Or do I have to wait for it to go fizz before it would be warranty claim?

(I understand that really I ought to just go and get it done - and I will - but I'm just trying to understand it all)

I realise that each policy and warranty company are different and will act differently but I'm trying to way up whether I buy a policy or just save money every month or even open a credit card and pile money into that as and when I need to have repairs done.

I appreciate your thoughts.
  
Post #17728352nd Feb 2017 8:17 am
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L319
 


Member Since: 14 Dec 2013
Location: Herefordshire
Posts: 2079

United Kingdom 2005 Discovery 3 TDV6 HSE Auto Buckingham BlueDiscovery 3

I fairly certain they will only cover failures ,
  
Post #17728502nd Feb 2017 8:51 am
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Gazellio
 


Member Since: 08 Jan 2011
Location: Chilterns
Posts: 4130

United Kingdom 2009 Discovery 4 TDV6 SE Auto Indus SilverDiscovery 4

Try WarrantyWise they are same/closest to WarrantyDirect.
  
Post #17728512nd Feb 2017 8:56 am
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ian-b
 


Member Since: 18 Oct 2016
Location: Telford
Posts: 46

United Kingdom 2005 Discovery 3 TDV6 S Auto Bonatti GreyDiscovery 3

Thanks for the replies.

Looking at the FAQ's on click4warranty:

Quote:
The Click4Warranty Mechanical Breakdown Insurance is suitable for cars that have covered up to 150,000 miles, cover will terminate if your car exceeds this.


I'm at 146k so it's probably not worth bothering with, I think I will have to plan B and start saving Rolling Eyes
  
Post #17728522nd Feb 2017 9:02 am
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Scott #55
 


Member Since: 15 Apr 2015
Location: Glasgow
Posts: 1656

United Kingdom 2010 Discovery 4 3.0 TDV6 HSE Auto Nara BronzeDiscovery 4

Look at RAC / AA breakdown cover - I think they offer a contribution to garage repairs in the event of failure.
 2014 - D4 2010 HSE Nara Bronze
2012 - FL2 2009 GS Stornoway Grey
2001 - VW Passat Estate Inky Blue
1999 - Ford Mondeo Light Blue
1998 - Rover 25 Red 
 
Post #17729162nd Feb 2017 11:17 am
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