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ian-b
Member Since: 18 Oct 2016
Location: Telford
Posts: 46
  
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| Trying Click4warranty because Warranty Direct won't cover me |
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Hi,
I'm looking for a warranty policy for my D3 and I tried Warranty Direct as most people here seem to rate them. My D3 has done 146k (05 plate) so they won't cover me. They did direct me to a company called click4warranty http://www.click4warranty.co.uk and looking at their warranty it seems pretty good - however I have no knowledge of these things.
There are 3 levels (3,4 and 5 star)
Up to £5k claim limit (per claim) and over 12 months
3 = £429.43
4 = £459.37
5 = £604.75
You can change the term to 24 and 36 months and the claim amount from £3k to £7k
Betterment included on a car over 60k miles
This is what's included in the warranty
https://www.click4warranty.co.uk/products/parts-list-overview
https://www.click4warranty.co.uk/products/5starwarranty
Could anyone with any knowledge on these things help me please by giving their opinion on this policy?
Many thanks in advance.
Ian
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 1st Feb 2017 10:36 am |
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Ja92mie
Member Since: 16 Sep 2014
Location: Newquay
Posts: 1259
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Looks good, i actually might look into a policy for myself.
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| 1st Feb 2017 10:46 am |
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oldskoolskater
Member Since: 31 Mar 2016
Location: Gateshead
Posts: 234
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Following
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| 1st Feb 2017 12:37 pm |
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ian-b
Member Since: 18 Oct 2016
Location: Telford
Posts: 46
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I'm not sure I understand all this - I hope someone can help me get a handle on it.
So at the moment, my car is sitting on the drive with no actual fault (that I know of).
However it's a 05 and I don't think the oil pump has been changed, so potentially there IS a problem ready and waiting.
If I took out a warranty (and after the appropriate amount of days have passed), can I drive down to my local LR Indie garage and have them investigate the oil pump and get it repaired under the warranty?
It hasn't failed so would I be covered? Or do I have to wait for it to go fizz before it would be warranty claim?
(I understand that really I ought to just go and get it done - and I will - but I'm just trying to understand it all)
I realise that each policy and warranty company are different and will act differently but I'm trying to way up whether I buy a policy or just save money every month or even open a credit card and pile money into that as and when I need to have repairs done.
I appreciate your thoughts.
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| 2nd Feb 2017 8:17 am |
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L319
Member Since: 14 Dec 2013
Location: Herefordshire
Posts: 2083
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I fairly certain they will only cover failures ,
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| 2nd Feb 2017 8:51 am |
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Gazellio
Member Since: 08 Jan 2011
Location: Chilterns
Posts: 4130
 
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Try WarrantyWise they are same/closest to WarrantyDirect.
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| 2nd Feb 2017 8:56 am |
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ian-b
Member Since: 18 Oct 2016
Location: Telford
Posts: 46
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Thanks for the replies.
Looking at the FAQ's on click4warranty:
Quote:The Click4Warranty Mechanical Breakdown Insurance is suitable for cars that have covered up to 150,000 miles, cover will terminate if your car exceeds this.
I'm at 146k so it's probably not worth bothering with, I think I will have to plan B and start saving 
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| 2nd Feb 2017 9:02 am |
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Scott #55
Member Since: 15 Apr 2015
Location: UK
Posts: 1683
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Look at RAC / AA breakdown cover - I think they offer a contribution to garage repairs in the event of failure.
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| 2nd Feb 2017 11:17 am |
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