Aerialmark
Member Since: 21 Jun 2015
Location: Burnley (Where the M65 is cobbled)
Posts: 5191
  
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| Touring Europe annual travel insurance |
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I am just looking for a little guidance on annual travel insurance. My wife and myself are doing a bit of touring in the summer though Europe and also my wife is going to Spain on Friday to visit her parents. What i am looking for is cover for these trips and also when i do the Northern 500 later this year plus other weekend camping trips in Britain. Am I asking too much or does that type of insurance exsist ? Thanks in advance  The happiest of people don't necessarily have the best of everything;
They just make the best of everything they have.
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 4th Jan 2017 7:17 pm |
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geoffsnook
Member Since: 13 Jun 2014
Location: south wales
Posts: 3169
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Normal annual travel insurance for europe will cover you buy check out the amount of days you would be covered for and how many days you are planing to go for i think most are up to 60 days in one go and up to 180 days in a year i seem to remember Discovery 3 se gone
Range rover sport supercharged here:)
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| 4th Jan 2017 7:37 pm |
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Aerialmark
Member Since: 21 Jun 2015
Location: Burnley (Where the M65 is cobbled)
Posts: 5191
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Thanks Geoff The happiest of people don't necessarily have the best of everything;
They just make the best of everything they have.
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| 4th Jan 2017 8:07 pm |
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BBDisco3
Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3640
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Mark
Some annual travel policies only provide cover where all named persons travel together and not while travelling individually.
If cover for UK trips is included then you need to ensure a camping trip would be covered rather than trips with hotel accommodation. Often this is also subject to a minimum 2 night pre booking.
Also check the UK cover includes cancellation/curtailment following car breakdown/accident and not just from medical/health issues. Breakdown cancellation may require the vehicle to have been serviced by a "recognised" dealer.
Varying options of maximum number of days per trip are available under many policies.
You also need to know the correct area of travel - such as Manchester, Stockport etc 
Open the brown envelope
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| 4th Jan 2017 11:24 pm |
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THUB
Member Since: 10 Dec 2005
Location: West Berkshire.
Posts: 717
 
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I always use Caravan Club Red Pennant but not the combined policy. Look at Personal and Motoring as 2 single policies.
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| 5th Jan 2017 1:03 am |
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Aerialmark
Member Since: 21 Jun 2015
Location: Burnley (Where the M65 is cobbled)
Posts: 5191
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BBDisco3 wrote:Mark
Some annual travel policies only provide cover where all named persons travel together and not while travelling individually.
If cover for UK trips is included then you need to ensure a camping trip would be covered rather than trips with hotel accommodation. Often this is also subject to a minimum 2 night pre booking.
Also check the UK cover includes cancellation/curtailment following car breakdown/accident and not just from medical/health issues. Breakdown cancellation may require the vehicle to have been serviced by a "recognised" dealer.
Varying options of maximum number of days per trip are available under many policies.
You also need to know the correct area of travel - such as Manchester, Stockport etc
Open the brown envelope
Brian I am just going to get single trip for my wife this time but i will contact you nearer the time when we start the camping and touring to get a quote from you Thanks The happiest of people don't necessarily have the best of everything;
They just make the best of everything they have.
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| 5th Jan 2017 4:41 pm |
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Aerialmark
Member Since: 21 Jun 2015
Location: Burnley (Where the M65 is cobbled)
Posts: 5191
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THUB wrote:I always use Caravan Club Red Pennant but not the combined policy. Look at Personal and Motoring as 2 single policies.
Thanks fella The happiest of people don't necessarily have the best of everything;
They just make the best of everything they have.
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| 5th Jan 2017 4:42 pm |
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BBDisco3
Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3640
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Red Pennant holiday insurance (annual and single trip) appears to have an exclusion making this unsuitable for the UK camping (or hotel) trips -
"This policy is not valid for trips taken solely within the United Kingdom unless your home is in the Republic of Ireland nor for trips in the Republic of Ireland unless your home is situated in the United Kingdom"
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| 5th Jan 2017 5:07 pm |
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geoffsnook
Member Since: 13 Jun 2014
Location: south wales
Posts: 3169
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But then your normal breakdown cover would kick in as i know i'm covered by my breakdown insurance from my bank and my tin tent is covered Discovery 3 se gone
Range rover sport supercharged here:)
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| 5th Jan 2017 5:15 pm |
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BBDisco3
Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3640
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But that's breakdown cover for the car and caravan insurance.
Not cancellation or curtailment cover to reimburse lost deposits and booking fees for sites/hotels in the UK in the event of accident/breakdown or illness/death
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| 5th Jan 2017 5:22 pm |
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geoffsnook
Member Since: 13 Jun 2014
Location: south wales
Posts: 3169
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Yes but they will take you to the place of your choice or at least mine does so at least your there and maybe even pay with a credit card just in case:?: Discovery 3 se gone
Range rover sport supercharged here:)
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| 5th Jan 2017 5:27 pm |
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BBDisco3
Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3640
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But that still doesn't cover the cancellation/curtailment from illness/death element of the risk.
Not forgetting this cover usually also extends to non travelling family members too.
Nor cancellation/curtailment due to an accident.
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| 5th Jan 2017 5:32 pm |
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geoffsnook
Member Since: 13 Jun 2014
Location: south wales
Posts: 3169
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Your not a broker by any chance are you  Discovery 3 se gone
Range rover sport supercharged here:)
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| 5th Jan 2017 5:34 pm |
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BBDisco3
Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3640
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 ...................
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| 5th Jan 2017 5:45 pm |
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geoffsnook
Member Since: 13 Jun 2014
Location: south wales
Posts: 3169
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Nice and not to heated excellent thats what this place is about Discovery 3 se gone
Range rover sport supercharged here:)
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| 5th Jan 2017 5:47 pm |
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