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Hello again Land Rover Insurance *Updated*
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JonM
 


Member Since: 24 May 2012
Location: North Yorkshire
Posts: 1247

United Kingdom 2012 Discovery 4 3.0 SDV6 HSE Auto Santorini BlackDiscovery 4

Slimer wrote:
Even if they do change their stance on off-road cover they'll need to cover accessories like winches, sump-guards etc. before they'll get a chance of wining lot of business back.

The change to Allianz behind LRI is complete joke, LR have allowed them to use their name but they won't cover many of their vehicles. Rolling Eyes


When I spoke to LRI customer services on 1st March I also asked about non-performance modifications (I have sliders, sump guard and AT tyres) - all covered, no problem. I didn't ask about winches. Thumbs Up
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Post #162568715th Mar 2016 1:49 pm
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DSL
Keeper of the wheelie bin 


Member Since: 11 May 2006
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Ukraine 

That was half the problem I was having with them. They told me remaps weren't and never had been covered but fair few peeps said they covered their car with this mod without any question. But they just stuck to their guns and same old line got trotted out. This was in the good old days of RSA, good to see same old same old. Thumbs Up
   
Post #162568815th Mar 2016 1:56 pm
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DG
Site Moderator 


Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50978

Wales 

OK chaps it gets worse Rolling Eyes .... it now seems that we have never been covered by LRI off road. Shocked

"Hi Hanah

Ref my message regarding Land rover Insurance. I Have owned 5 Discoverys from new over the last 13 years and I have in all of that time been with Land Rover Insurance who in addtion to the excellent benefits also covered my vehicle for off road use. We are not talking here about competitions, rallying, racing or time trials but for me occasionally driving in a forest or field. I checked every year that this level of cover was in place and was reassured that it was.

I had a letter from LRI to renew this week and when I asked the same question I was told categorically that any off road use would not be covered. I told the operative that this being the case I would have to go elsewhere for cover. I feel that having been a loyal customer to both LR & LRI it is completely ridiculous for off road cover not to be offered by your own insurance company given the "go beyond" promotion of the vehicles you sell.

My registration is **** *** and the LRI quote number is AL 128*****. I would like to have stayed with them and if you can clarify the situation I may yet return but I can't afford not to be covered when I'm in a field and I'm sure many others who own LR vehicles with LRI would be shocked to find that they aren't either.

Regards
DG"

Quote:
Hi,

Thank you for your message.

I can confirm that I have spoken with Land Rover Insurance who have advised me that Off Road Insurance has never been included within their policy. May I apologise for any frustration or confusion caused.

I am aware that you have been advised differently and therefore I would politely advise you to contact them directly in order to discuss this matter further, this is due to data protection.

Please see the contact number provided for them below:

- 0800 917 0740

I can appreciate that this was not the response you were anticipating however this matter would need to be discuss with the Insurance Department directly.

Kind regards,

Hannah - Land Rover UK


Hi Hannah

The information you have been provided with is not correct and I am shocked that you are suggesting that I have been completely misled by LRI. I can find old documents from LRI which prove that they have covered this in the past and as all calls are recorded no doubt they could check back to hear what was said last year confirming the cover.

Regards
DG
 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021  
Post #162572015th Mar 2016 3:16 pm
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Dave T
 


Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6910

England 

Eeck Shocked Shocked

I wonder if anyone has had a claim accepted or rejected?

It is totally laughable, let's sell an off road vehicle and not provide insurance........ You couldn't write that.

I have off road cover for my defender from elsewhere, it was only when I checked for another reason that I saw in the very small print, it only covered me and one other in the car.

I think the lesson is get it in writing and check the small print before you need it!
 Joined the BMWX5 45e group
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2015 RRS Corris Grey/Black roof
2016 D4 Graphite Santorini Black
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Post #162573515th Mar 2016 3:49 pm
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Russell
 


Member Since: 23 Aug 2007
Location: Kent
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United Kingdom 

DG wrote:
OK chaps it gets worse Rolling Eyes .... it now seems that we have never been covered by LRI off road. Shocked


DG
have you got contact details as I also have proof and would like to challenge this. In the mean time I have also challenged it another way through LR fairly high up so am waiting on a reply from there and will keep you posted.
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Post #162576015th Mar 2016 4:31 pm
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DG
Site Moderator 


Member Since: 12 Dec 2005
Location: The Gaff
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Wales 

Russell I made contact with Hannah via facebook & twitter and we have been communicating via the PM facilities on there.

Ultimately it is clear that LRI are unable to discuss my account with LR due to data protection therfore it seems that LRI are just advising Hannah to advise me to contact them directly. Which I will do shortly.

Part of me thinks I should not waste my time tbh Rolling Eyes
 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021  
Post #162576815th Mar 2016 4:53 pm
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JonM
 


Member Since: 24 May 2012
Location: North Yorkshire
Posts: 1247

United Kingdom 2012 Discovery 4 3.0 SDV6 HSE Auto Santorini BlackDiscovery 4

Can I suggest that you call LRI customer services on 0330 1000470 and see what they tell you?

When I called them on 1st May, they were very clear that non-competitive off-road use IS covered.

It will be interesting to see if they tell you the same.
 MY2022 D5 HSE D300 - with extra nice bits added
MY2019 D5 HSE 3.0 SDV6 - sold to a dealer for a crazy price! - So good I bought another!
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Post #162578015th Mar 2016 5:17 pm
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DG
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Member Since: 12 Dec 2005
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Wales 

This is infuriating Twisted Evil

I have just got off the phone to a senior chap at LRI and the vehicle is definitely covered for off-road use excluding paid events, trials competitions etc.

I clarified specifically that it would be covered driving off a legally defined road \ highway and into field(s), woodland \ forest and beach.

Thud
 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021  
Post #162579215th Mar 2016 5:41 pm
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DSL
Keeper of the wheelie bin 


Member Since: 11 May 2006
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They clearly don't know their @rse from their elbow, why are you even thinking about staying with them? Whistle
   
Post #162579315th Mar 2016 5:43 pm
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alfamale
 


Member Since: 25 Jul 2011
Location: Stroud, Gloucestershire
Posts: 2185

United Kingdom 2011 Discovery 4 3.0 SDV6 XS Auto Zermatt SilverDiscovery 4

DG wrote:
excluding paid events, trials competitions etc.


So does that exclude LRE events then!?!?!?!?
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Post #162579415th Mar 2016 5:46 pm
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Dave T
 


Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6910

England 

I would get that in writing before parting with cash
 Joined the BMWX5 45e group
1994 Defender 90

2015 RRS Corris Grey/Black roof
2016 D4 Graphite Santorini Black
2012 D4 XS Orkney Grey
2005 D3 S Maya Gold

Convoy for Heroes 2011 
 
Post #162579815th Mar 2016 5:50 pm
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DG
Site Moderator 


Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50978

Wales 

DSL wrote:
They clearly don't know their @rse from their elbow, why are you even thinking about staying with them? Whistle


Because del the other terms and benefits are generally better by comparison.
 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021  
Post #162580015th Mar 2016 5:51 pm
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DG
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Member Since: 12 Dec 2005
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alfamale wrote:
DG wrote:
excluding paid events, trials competitions etc.


So does that exclude LRE events then!?!?!?!?


If you pay then yes

Dave

I've got the guys name, date of birth and pin number ...but yes I have stated that if i do come back then I would want it in writing. Laughing
 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021  
Post #162580215th Mar 2016 5:53 pm
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Dave T
 


Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6910

England 

So apart from off road cover (perhaps), what is better? It isn't something I have considered before as other manufacturer insurance I have enquire about has been stupid prices
 Joined the BMWX5 45e group
1994 Defender 90

2015 RRS Corris Grey/Black roof
2016 D4 Graphite Santorini Black
2012 D4 XS Orkney Grey
2005 D3 S Maya Gold

Convoy for Heroes 2011 
 
Post #162580515th Mar 2016 5:56 pm
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DSL
Keeper of the wheelie bin 


Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73079

Ukraine 

DG wrote:
DSL wrote:
They clearly don't know their @rse from their elbow, why are you even thinking about staying with them? Whistle


Because del the other terms and benefits are generally better by comparison.


Seems a lot of hassle just to drive on to the start line at the Pot Noodle. Whistle Whistle

Agreed, if cover is good it's worth holding out for but at some point it be becomes more hassle than it's worth. Like I found with LRI a number of years ago, ditched them and and never looked back.
   
Post #162580815th Mar 2016 5:58 pm
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