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Gazellio
Member Since: 09 Jan 2011
Location: Chilterns
Posts: 4130
  
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For small VAT Registered business owners that do low mileage:
Latest Model 3.0 SDV6 HSE Lux Firenze Red with Black Pack & Ivory Interior:
£654 (£160 a week) over 24 months up to 10k per annum:
http://www.ukcarline.co.uk/car-leasing/lan...-5dr-auto/
Tempted myself 
Ooooooops missed the 12 months upfront payment bit.... 
Its £944 without a deposit.
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 19th Dec 2014 9:40 am |
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Gareth
Site Moderator
Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26754
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Interesting figures. Gary, what's the current offer on a March 2013 HSE Lux, 40k, Fuji with Ebony, Black Pack, Rear ladder, light guards. Its got everything except locking diff and TPMS.
Just to help the sums. 
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| 19th Dec 2014 11:09 am |
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Gazellio
Member Since: 09 Jan 2011
Location: Chilterns
Posts: 4130
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Use the link 
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| 19th Dec 2014 11:23 am |
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maplecottage
Member Since: 01 Feb 2011
Location: Norfolk
Posts: 3171
 
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Now I know why I have a 'pre-loved' one OUCH
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| 19th Dec 2014 11:31 am |
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Gareth
Site Moderator
Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26754
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Sorry!
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| 19th Dec 2014 11:31 am |
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FenRob
Member Since: 24 Mar 2014
Location: Fenland, Cambs
Posts: 130
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There's no free money - you're paying for the mileage and depreciation one way or the other.
You can either do that with your own car, which is a known quantity and a sunk cost - you've already paid a large chunk of the depreciation. And even in 2.5 years time at 140k miles will still have plenty of value.
Or you can give the money to the leasing company, let them charge you over the odds for that depreciation (starting all over again from new), and be left with nothing at the end of it.
When you hit the 5 year mark, you'll then STILL be better off running the car till it dies and forgoing the allowance. Although the new Disco 5 will be out be then...
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| 19th Dec 2014 3:02 pm |
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Farmer Chalk
Member Since: 07 Mar 2013
Location: Independent Republic of Kentishshire.
Posts: 4190
 
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I know but you don't live next to Steveraspberry........Steve has two new Disco's every six months and I'm afraid the little green man sits on my shoulder going 'go on, you deserve one as well'....... That's until swmbo brings me back to Earth with a bump.....
The sensible money is to keep the one that I've got for. 4 years.....but it will be then worth nothing and I'd have to start over again totally....but as by constantly topping up will keep me in a reliable new car....but paying through the nose for it...!
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| 19th Dec 2014 7:12 pm |
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steveraspberry
Member Since: 18 Sep 2011
Location: Nr Sevenoaks,Kent
Posts: 2081
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Not any more mate, going to run them for a year now ! We can always come to a deal when I'm due to change next time Iain My17 Volvo XC90 Inscription
MY15 Mitsubishi L200 Barbarian
RGK Tiga Fx Wheelchair,
Large Alsation called Abbs 
Medium blue Staffie called Piglet
Medium Alsation called Bailey
Last edited by steveraspberry on 19th Dec 2014 11:42 pm. Edited 1 time in total
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| 19th Dec 2014 7:32 pm |
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hotrocks
Member Since: 05 Jan 2010
Location: England
Posts: 467
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Just my pennies worth... I run a small business which I own so anything I do comes out of my pocket one way of another... I do space ship mileage and have drawn the following conclusions -
PCP or lease hire of any description does not work for me as they want too much each month and hit me with extra mileage charges which are a variable and I would struggle to plan for due to us being a seasonal business.
I have taken the decision to take a car on HP... run it for 5 years until the end of any finance, trade it with high mileage at the end of its term using the residual value to fund the deposit on another 2/3 yr old vehicle (never buy new when there are other people around prepared to take the initial hit).
This has worked for me on the last couple of changes and I believe will work when the time comes again... I might have to add a bit to it when the time comes, but I can 'save' for that as I can afford it with out a regular commitment.
I don't believe that lease ever works for anyone who does high mileage... I have gone from 34,000 to 93,000 in 22 months!
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| 19th Dec 2014 8:45 pm |
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Farmer Chalk
Member Since: 07 Mar 2013
Location: Independent Republic of Kentishshire.
Posts: 4190
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Cheers Hotrocks ... Really interested to hear people's viewpoints on this on what has and hasn't worked...I have considered this as well but the only fly in the ointment has been the fact that my company says vehicles can not be older than 4-5 years old....which immediately puts me on the back foot.
One of my thoughts has been to trade my Disco which is immaculate and look at a second hand new shape RRS..
Going to spend the holiday period mulling over a few ideas and get my abacus out....
If all else fails I'll keep my one....it's an outstanding vehicle!
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| 19th Dec 2014 9:12 pm |
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MasterDisco3
Member Since: 02 Sep 2009
Location: Leicester
Posts: 289
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Don't forget if you do lease then they will want the car back with no scratches or scuffs....or a penalty at the end. Discovery 4 HSE Lux - Second time around
Harley Davidson VROD
All the best ones now gone 
VW Golf R
Audi A6 & A4 3.0tdi S line S Tronic Black Edition
Mercedes W463 G Wagon 300 GES
911 "964" Celebration Guards Red "the only UK one"
Jaguar XF 3.0d Portfolio
Jaguar XE R Sport
D3 V8 Black SE Auto --- LPG (300 BHP)
Discovery 4 HSE Lux
Disco 4 HSE
Range Rover HSE with a BMW Engine
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| 20th Dec 2014 11:59 pm |
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vroomvroom
Member Since: 16 Jan 2010
Location: cheshire
Posts: 128
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Unfortunately , the milage is against you...
As many have said above, if you can, stick with your current car
An extra 120k and 3 years on your current MY13 HSE is going to cost between £20k and £25k in deprecation
To lease a car for 3 years with a milage allowance of 120k is going to cost between £30k and £35k
So about £300 a month more...
You could always put your name down for a Disco 5 due 2016..to ease the hardship 
Edited to add...lease deals only really work when there is huge manufacture support behind them (normally due to poor retail sales and over supply) ...hence why there is always cracking lease deals available on Mercedes cars etc...land rover currently can sell (retail) every car they build, hence little manufacture support to the lease companies.
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| 21st Dec 2014 1:01 pm |
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