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ronp
Member Since: 29 Nov 2006
Location: North Yorkshire
Posts: 15214
  
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| My New Aftermarket Warranty |
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Said before I was going to 'wing it' re warranty due to excessive cost.
But, just taken this after market Warranty out - to start on 1st Feb.
One year warranty, covers everything except normal wear & tear items , - casings, fluids, brakes, tyres etc etc.
I got Main Dealer repair, Car Hire, Hotel - all for £560 -paid in 12 monthly installments.
BUT, They only pay for a percentage of the parts!!
ie. up to 60k they pay 100%, 70k = 90%, 80k = 80%, 90k = 70%, 100k = 60%, over 100k = 50%
They pay all Labour at 100%.
Got my cooling off period - so what do you think?
Is it worth it? I was a normal heterosexual chap, but in these new woke awakenings I now identify as a Wardrobe.
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 16th Nov 2007 1:06 pm |
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John C
Member Since: 28 Aug 2007
Location: East Yorkshire
Posts: 3292
 
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Warranty Direct cover wear and tear. Most people love them. They were a PITA when it came to my D2. I think unless it's a warranty designed for a LR that mentions specifics, a generalist policy that covers everything from Vectras to 4x4s isn't worth it. IMHO  2020 SDV6 D5 HSE, Carpathian Grey +
2022 Tesla Model Y LR... almost Carpathian Grey
Previously : 2005 TDV6 SE Auto, Cairns Blue (288K) - ours for 16 years
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| 16th Nov 2007 1:21 pm |
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NoDo$h
Member Since: 02 May 2006
Location: Finding new and exciting ways to milk badgers.
Posts: 19689
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| Re: My New Aftermarket Warranty |
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ronp wrote:
They pay all Labour at 100%.
Labour at any main dealer rate OR the warranty company's approved maximum hourly rate? I've seen this a lot in the past, where the warranty company will pay all labour costs, at a maximum of £40 an hour or similar. Check, check and check again...... I know it's not considered "kind" to say no these days, but no. Just no, ok? And if it's not ok, still no.
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| 16th Nov 2007 2:19 pm |
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John C
Member Since: 28 Aug 2007
Location: East Yorkshire
Posts: 3292
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Warranty direct have an option for main dealer or franchise - which affects the premium. 2020 SDV6 D5 HSE, Carpathian Grey +
2022 Tesla Model Y LR... almost Carpathian Grey
Previously : 2005 TDV6 SE Auto, Cairns Blue (288K) - ours for 16 years
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| 16th Nov 2007 2:23 pm |
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ronp
Member Since: 29 Nov 2006
Location: North Yorkshire
Posts: 15214
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Mine is Warranty Direct also.
You get to choose between their network of dealers or main dealers.
Main dealers cost more, but it's the option i've gone for. I was a normal heterosexual chap, but in these new woke awakenings I now identify as a Wardrobe.
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| 16th Nov 2007 2:47 pm |
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John C
Member Since: 28 Aug 2007
Location: East Yorkshire
Posts: 3292
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I'd be really keen to see what happens with this. What's your mileage btw? 2020 SDV6 D5 HSE, Carpathian Grey +
2022 Tesla Model Y LR... almost Carpathian Grey
Previously : 2005 TDV6 SE Auto, Cairns Blue (288K) - ours for 16 years
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| 16th Nov 2007 2:49 pm |
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ronp
Member Since: 29 Nov 2006
Location: North Yorkshire
Posts: 15214
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90k but will be around 95k when it starts .....
that's if i take it ....
all dependant on what you guys reckon? I was a normal heterosexual chap, but in these new woke awakenings I now identify as a Wardrobe.
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| 16th Nov 2007 2:50 pm |
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John C
Member Since: 28 Aug 2007
Location: East Yorkshire
Posts: 3292
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...and was it extra care or major care policy?
There's a big difference:
"covers everything except normal wear" - I'm not sure that's the case.... 2020 SDV6 D5 HSE, Carpathian Grey +
2022 Tesla Model Y LR... almost Carpathian Grey
Previously : 2005 TDV6 SE Auto, Cairns Blue (288K) - ours for 16 years
Last edited by John C on 16th Nov 2007 3:08 pm. Edited 1 time in total
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| 16th Nov 2007 2:52 pm |
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John C
Member Since: 28 Aug 2007
Location: East Yorkshire
Posts: 3292
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So, they only pay 50% of the parts above 100K. I don't know what the average split on a bill is between labour/parts - maybe it's impossible to say...
I'm guessing you've got the major cover - not the total cover (given your mileage). On the major care - there's a lot of stuff missing that would be on the total care... worth comparing the two - most importantly, I guess this is missing on yours is the 4wd, diff stuff, leaks, self leveling suspension...
MAJOR CARE
ENGINE
Cylinder head
Cylinder head gasket
Valves (excluding decarbonisation, burnt or pitted valves and valve seats)
Valve springs
Valve guides
Camshaft and bearings
Cam followers
Hydraulic lifters
Push rods and rocker gear
Timing gears
Chains
Belts and tensioners
Pistons
Piston rings
Cylinder liners and linear seals
Connecting rods and bearings
Gudgeon pins
Crankshaft and bearings
Oil pump and oil pump drive
Distributor drive gear
Distributor drive
Flywheel and ring gear
Flex plate/auto drive plate
Inlet and exhaust manifolds.
TURBOCHARGER
Internal failure of factory fitted turbocharger and wastegate.
GEAR BOX: MANUAL AND AUTOMATIC
Gears
Shafts
Synchromesh hubs rings and selector shafts and forks
Extension shaft
Torque convertor
Automatic transmission clutches and brake bands
Oil pump
Bearings and bushes
Valves and valve block
Governor and servo.
TRANSMISSION
Crown wheel and pinion
Differential gears and bearings
Bushes
Half shaft and half shaft bearings
Driveshafts
Bearings and constant velocity joints
Propshaft universal joints and centre bearing hubs and wheel bearings.
Only the components originally fitted as standard by the manufacturer are covered.
EXTRA CARE
ENGINE
Cylinder head, internal bushings, oil pump, crankshaft and bearings, appet gear, valves & guides (excluding burnt or pitted valves), pistons & rings, cylinder bores/liners, con rods, distributor drive, starter ring gear, flywheel, autodrive plate, camshaft drive belts, camshaft & cam followers, cylinder head gasket, cylinder block, crankshaft pulley, turbo/intercooler units, rear main seal, rocker assembly, push rods, timing gears, timing belts & chains.
CLUTCH
The master and slave cylinder, clutch cable and pedal assembly.
TRANSMISSION (Manual, Automatic and Overdrive)
Manual Transmission: gears, synchromesh hubs & rings, selectors, shafts, bearings, drive chains plus gearlever and bushes.
Automatic Transmission: torque converters, brake bands, valve block, governor (manual & electric) oil pump and seals, drive chains, gears, input shaft oil seal, clutches, servos and modulator valve, bearings plus gearlever and bushes.
Overdrive: Gears, shafts and bearings.
FRONT WHEEL DRIVE UNIT
Crown wheel and pinion, differential unit, bushes and bearings, plus external drive shafts, couplings, C.V. joints and rubber boots, hubs, drive flange and universal joints.
REAR AXLE
Crown wheel and pinion, differential unit, shafts, bearings, C.V. joints and rubber boots, oil seal and rear hub, & drive flange.
FOUR WHEEL DRIVE SYSTEM
Front differential, inter-axle differential and lock, rear differential and lock, bearings and shafts, couplings, C.V. joints and rubber boots, hubs and drive flange.
PROPSHAFT
Propshaft, universal joints, centre bearings and oil seals.
SUSPENSION
Shock absorbers, upper and lower wishbones, bushes, springs, spheres, displacer units and wheel bearings, self levelling suspension unit, reservoir, pump and regulator valve.
BRAKING SYSTEM
Master cylinder; brake servo unit, diesel vacuum pump, callipers, wheel cylinders, pressure regulator, ABS pump and control unit. ABS pressure reducing and proportioning valves, handbrake control cables and linkages, brake pedal assembly, self-adjusting mechanisms, abs sensors.
COOLING SYSTEM
Radiator, thermostat, water pump, heater matrix, engine oil cooler, viscous fan, thermostat housing, temperature gauge, electronic control units and control linkages.
STEERING
Rack and pinion, steering box, idler box, column shaft, couplings, steering column tilt mechanism, power steering unit including pump, pressure pipes and reservoir.
FUEL SYSTEM
Mechanical and electrical fuel pumps, airflow meter, injectors (including injector cooling system), overrun cut-off valve, pressure regulator, sensors, throttle body, fuel gauge and tank sender unit. D.I.S. unit and controls, injection pump, injectors, glow plugs, electromagnetic cut-off.
ELECTRONIC IGNITION
Ignition ECU and Ignition Coils where fitted as standard by the manufacturer.
AIR CONDITIONING
Air conditioning compressor pump, condenser, electronic control unit, sensors, magnetic clutch and valves, evaporator and reservoir, fan control and sensors.
ELECTRICS
Internal failure of the starter motor, alternator, regulator, distributor, windscreen wiper motor and tailgate wiper motor, heating fan motor, cooling fan motor, horn, central locking solenoids and motors, electric window motors and sunroof motors, electric door mirror motors and aerial motors, front and rear windscreen washer motors, headlamp adjuster motors, cruise control unit, relays, rev counter, radiator cooling fan, indicator flasher unit.
CASINGS
Casings are covered provided they have been damaged as a result of failure of an insured part or by the consequential damage of an insured part failing.
OIL LEAKS
Notwithstanding exclusion 11 of the policy, this covers the cylinder head gasket and seal or gasket replacement that necessitates the removal of the engine, gearbox/drive unit and drive shafts or differential unit to carry out repairs.
BODYWORK
Tailgate suspension struts. 2020 SDV6 D5 HSE, Carpathian Grey +
2022 Tesla Model Y LR... almost Carpathian Grey
Previously : 2005 TDV6 SE Auto, Cairns Blue (288K) - ours for 16 years
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| 16th Nov 2007 3:05 pm |
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simonsi
Member Since: 14 Oct 2007
Location: Auckland
Posts: 1264
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My experience with Warranty Direct indicates that if a covered part is physically broken (eg head gasket), then no dispute, if for example a clutch in an auto box has broken up leading to oil contamination and a full box rebuild being required then be prepared for an argument.... Cheers
Simon
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| 16th Nov 2007 4:15 pm |
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John C
Member Since: 28 Aug 2007
Location: East Yorkshire
Posts: 3292
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Yes - with all this sort of stuff - prepare for an argument! 2020 SDV6 D5 HSE, Carpathian Grey +
2022 Tesla Model Y LR... almost Carpathian Grey
Previously : 2005 TDV6 SE Auto, Cairns Blue (288K) - ours for 16 years
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| 16th Nov 2007 4:17 pm |
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PaulP
Member Since: 04 May 2007
Location: Barcelona
Posts: 4317
 
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simonsi wrote:if for example a clutch in an auto box has broken up .........then be prepared for an argument....
I would be prepared for an argument.....my auto box doesn't have a clutch 
Sorry Simon, but it is Friday  2006 Discovery 3 TDV6 SE Auto Buckingham Blue
2007 Golf GT DSG
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| 16th Nov 2007 4:19 pm |
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John C
Member Since: 28 Aug 2007
Location: East Yorkshire
Posts: 3292
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...you could just get one from a scrapyard from a Bentley Continental  2020 SDV6 D5 HSE, Carpathian Grey +
2022 Tesla Model Y LR... almost Carpathian Grey
Previously : 2005 TDV6 SE Auto, Cairns Blue (288K) - ours for 16 years
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| 16th Nov 2007 4:24 pm |
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ronp
Member Since: 29 Nov 2006
Location: North Yorkshire
Posts: 15214
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JohnC
Mine is Secure Cover which 'provides addittional cover to the Major Care policy'
it's got everything you listed plus a few more items.
but there is a section which states that 'any item not specifically mentioned is not covered'
So, what items specific to the D3, that requires crucial cover that's not listed - that I should check out with them? I was a normal heterosexual chap, but in these new woke awakenings I now identify as a Wardrobe.
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| 16th Nov 2007 5:12 pm |
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Gareth
Site Moderator
Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26701
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Fuel Burning Heater
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| 16th Nov 2007 5:15 pm |
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