retired
Member Since: 18 Feb 2006
Location: Surrey
Posts: 158
  
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Just obtained quote from LR insurance. The quotation documents sent to me include the info that the vehicle has a Thatcham Cat 1 alarm fitted in addition to the factory fitted system. I called LR insurance to say that this isn’t true it does not have a Thatcham system, it only has a factory fitted system. Call centre person tells me they have to put the Thatcham system in otherwise the system won’t quote, but not to worry.
So, in a few weeks time my vehicle is stolen. I, according to the documentation, told them it had a Thatcham alarm fitted when it didn’t. Insurer refuses to pay out I assume.
Doesn’t fill you full of confidence does it?
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 11th Aug 2006 2:38 pm |
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Slimer
Site Moderator
Member Since: 06 Jan 2005
Location: Last Exit to Nowhere
Posts: 16295
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AFAIK you do have a Thatcham Cat 1 alarm fitted, it was fitted by the factory The End
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| 11th Aug 2006 2:41 pm |
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retired
Member Since: 18 Feb 2006
Location: Surrey
Posts: 158
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If that's the case then it would make me more relaxed about taking the quote. Having said that the Thatcham info was included in a section of the form headed '...... other than the manufacturer's standard fitment'.
Insurers always stress the need for complete and accurate info, and are always looking for ways not to pay. Yet here they are wilfully completing a form incorrectly.
If it wasn't a goood quote I'd give up right now.
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| 11th Aug 2006 2:54 pm |
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KL
Member Since: 16 Jun 2005
Location: Gilling, nr York
Posts: 713
 
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retired wrote:
If it wasn't a goood quote I'd give up right now.
Lucky for you. Mine was a dreadful quote from LR - about double the quote of my existing insurer Discovery 3 tdv6 7 seat Buckingham Blue
Had it since new - sold Jun 17 after 12 years and 214,000 miles
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| 11th Aug 2006 3:05 pm |
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simon
Member Since: 11 Jan 2005
Location: Shropshire
Posts: 18296
 
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Try NFU Mutual... great prices and includes business (not required I guess) and 2 years GAP ins...
best deal I could find anywhere. Did my D3 and wife's Freelander for around £450 fully comp.
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| 11th Aug 2006 4:50 pm |
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DSL
Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 72768
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I'm attracted to LR Insurance cause of the off road cover, however their quote is £480 vs £218 from Privilege renewal. Does anyone else do "off road" cover??
Derek
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| 12th Aug 2006 7:57 pm |
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simon
Member Since: 11 Jan 2005
Location: Shropshire
Posts: 18296
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NFU have this as part of the cover... as they are insurers for farmers and commercial.. they expect their customers to use their vehicles off road 
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| 12th Aug 2006 8:46 pm |
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Pelyma
Member Since: 06 Jan 2005
Location: Patching, Sussex
Posts: 15496
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As far as I'm aware noone does it as stand alone cover. I'm with NFU as the policy is very good, with insurance you have to compare like with like. Even without the off road cover it is a good deal. The call centre is in Scotland and the staff are very helpful. DS3 TDV6 HSE - Silver with Alpaca (old one) Gone
DS3 TDV6 HSE- Silver with Alpaca (new one) Gone
D4 HSE Lux - Montalcino Red Gone
Porsche Cayenne V8 Diesel S
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| 12th Aug 2006 8:53 pm |
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simon
Member Since: 11 Jan 2005
Location: Shropshire
Posts: 18296
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I used my local office in Ludlow... they insure many many local farmers and most of the LR leaving the dealer round the corner.
Their attitude is... its insured as long as you not racing or doing time trials. LR go off road so they are covered.
-s
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| 12th Aug 2006 10:05 pm |
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DSL
Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 72768
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tHanks, will try NFU Monday.
Derek
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| 13th Aug 2006 9:22 am |
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retired
Member Since: 18 Feb 2006
Location: Surrey
Posts: 158
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My quote from LR Insurance was £370. As suggested I tried NFU, they came in at £416.
I'll get copies of the policy wordings so as to compare coverage and then decide.
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| 14th Aug 2006 2:21 pm |
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simon
Member Since: 11 Jan 2005
Location: Shropshire
Posts: 18296
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mmm depends on where you live and I think on how local the staff are... my NFU office is round the corner from Shukers and most of their business are farmers and locals. They know that my post code has nothing to do with where I live.
Post office have me pegged as Kidderminster which is pretty rough compared to the village / very small town I live... and its closer to Ludlow than it is Kidderminster.
See if they know exactly where your house is rather than relying on the computers post code search... reduces your premium amazingly.
-s
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| 14th Aug 2006 6:41 pm |
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DiscoStu
Member Since: 09 Apr 2006
Location: London
Posts: 11412
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Anyone got a number for Land Rover Insuarance - can't find it anywhere....  Disco 5 HSE Lux
https://www.youtube.com/watch?v=peyiqaJrmMU
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| 23rd Nov 2006 6:23 pm |
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DG
Site Moderator
Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50934
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Tel: 0800 072 4450
Quotation Lines are open from
8am - 8pm Monday to Friday,
8am - 4pm Saturday
8am - 5pm Bank Holidays
(excluding Christmas Day)
For your protection Stu, telephone calls will be recorded and may be monitored because you can be rude.
 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021
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| 23rd Nov 2006 6:25 pm |
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