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DISCO3.CO.UK > Finance, Insurance and Warranties

Just about to pull the trigger on WarrantyWise...
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Parallax33
 


Member Since: 03 Jun 2014
Location: Christchurch
Posts: 1125

United Kingdom 2014 Discovery 4 3.0 SDV6 XXV LE Auto Causeway GreyDiscovery 4
Just about to pull the trigger on WarrantyWise...

WarrantyWise have so far halved the quote to cover my XXV, put me on the 40k mike cover, even though my vehicle has done close to 50K, introduced all extras covering everything outside normal expected deterioration based on service replacement intervals, confirmed no betterment clause, and knocked some more off.

I will ask for one more price drop then press the button, probably on Wednesday...

Does anyone have any last minute recent feedback or advice before I do?

Thanks all Thumbs Up Justin

Discovery 4 MY14 XXV Causeway Grey
RRS MY12 Autobiography
Discovery 4 MY12 GS
Nanocom, Cruise Control, Cubby Fridge, TomTom SatNav, Xenons, BlackVue  
Post #197325312th Aug 2018 3:39 pm
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grzesiul
 


Member Since: 11 May 2008
Location: UK
Posts: 6415

Poland 2016 Discovery 4 3.0 SDV6 SE Auto Loire BlueDiscovery 4

simply do NOT do it
would not have cover bigger than 10K on single payout and I do not think they will ever cover motor failure so NO
I used to have them for a year useless as LR extended warranty check Warranty Direct
G  
Post #197325412th Aug 2018 3:44 pm
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MrH
 


Member Since: 08 Aug 2007
Location: lost in the forest
Posts: 7754

United Kingdom 

Yup, Warranty Direct is the one to go for, don’t bother with Warranty Wise LRs are a fond memory, apart from the maintenance.  
Post #197325912th Aug 2018 3:54 pm
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Parallax33
 


Member Since: 03 Jun 2014
Location: Christchurch
Posts: 1125

United Kingdom 2014 Discovery 4 3.0 SDV6 XXV LE Auto Causeway GreyDiscovery 4

Ok, great so far...

I’m happy to go with WD, but this WW one does seem to cover everything, and the 10k per claim payout didn’t seem a big deal unless I have to replace the engine.

Also, I have been hearing WD have a betterment clause, so any advice for things I need to check or ask for? Justin

Discovery 4 MY14 XXV Causeway Grey
RRS MY12 Autobiography
Discovery 4 MY12 GS
Nanocom, Cruise Control, Cubby Fridge, TomTom SatNav, Xenons, BlackVue  
Post #197326212th Aug 2018 4:00 pm
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Disco_Mikey
 


Member Since: 29 May 2007
Location: Dundee, Scotland
Posts: 20855

Scotland 2005 Discovery 3 TDV6 HSE Auto Cairns BlueDiscovery 3

Warrantywise have not paid out in a single claim I have made in the last 9 years... My D3 Build Thread

TDV8 Retrofit Build Thread  
Post #197326712th Aug 2018 4:06 pm
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grzesiul
 


Member Since: 11 May 2008
Location: UK
Posts: 6415

Poland 2016 Discovery 4 3.0 SDV6 SE Auto Loire BlueDiscovery 4

no betterment any more they replaced it with parts contribution thing you can add to policy from 20% or choose to opt out completely
G  
Post #197327412th Aug 2018 4:27 pm
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DSL
Keeper of the wheelie bin 


Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73130

Ukraine 

And easy to get removed, as in WD Haggle 101 class. Thumbs Up

Well it was 2 years ago. Embarassed   
Post #197327612th Aug 2018 4:31 pm
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Parallax33
 


Member Since: 03 Jun 2014
Location: Christchurch
Posts: 1125

United Kingdom 2014 Discovery 4 3.0 SDV6 XXV LE Auto Causeway GreyDiscovery 4

That’s all great advice! Thank you all Bow down

Looks like I will negotiate with WD tomorrow then Very Happy Justin

Discovery 4 MY14 XXV Causeway Grey
RRS MY12 Autobiography
Discovery 4 MY12 GS
Nanocom, Cruise Control, Cubby Fridge, TomTom SatNav, Xenons, BlackVue  
Post #197332812th Aug 2018 6:36 pm
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Dave T
 


Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6910

England 

Disco_Mikey wrote:
Warrantywise have not paid out in a single claim I have made in the last 9 years...


They did do one, a compressor on my D3

They rejected everything to do with my engine Joined the BMWX5 45e group
1994 Defender 90

2015 RRS Corris Grey/Black roof
2016 D4 Graphite Santorini Black
2012 D4 XS Orkney Grey
2005 D3 S Maya Gold

Convoy for Heroes 2011  
Post #197337812th Aug 2018 7:52 pm
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Parallax33
 


Member Since: 03 Jun 2014
Location: Christchurch
Posts: 1125

United Kingdom 2014 Discovery 4 3.0 SDV6 XXV LE Auto Causeway GreyDiscovery 4

Was that WW Dave? Justin

Discovery 4 MY14 XXV Causeway Grey
RRS MY12 Autobiography
Discovery 4 MY12 GS
Nanocom, Cruise Control, Cubby Fridge, TomTom SatNav, Xenons, BlackVue  
Post #197337912th Aug 2018 7:54 pm
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Dave T
 


Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6910

England 

Yup. Joined the BMWX5 45e group
1994 Defender 90

2015 RRS Corris Grey/Black roof
2016 D4 Graphite Santorini Black
2012 D4 XS Orkney Grey
2005 D3 S Maya Gold

Convoy for Heroes 2011  
Post #197338612th Aug 2018 8:04 pm
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Dave T
 


Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6910

England 

To be fair, it was about 7 years ago, and when I complained to Quentin Wilson they refunded 3 years worth of premiums and maintained the cover until the end of the third year, when they did the compressor Joined the BMWX5 45e group
1994 Defender 90

2015 RRS Corris Grey/Black roof
2016 D4 Graphite Santorini Black
2012 D4 XS Orkney Grey
2005 D3 S Maya Gold

Convoy for Heroes 2011  
Post #197338912th Aug 2018 8:06 pm
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Parallax33
 


Member Since: 03 Jun 2014
Location: Christchurch
Posts: 1125

United Kingdom 2014 Discovery 4 3.0 SDV6 XXV LE Auto Causeway GreyDiscovery 4

See that’s the problem...

I’m looking for recent experiences because we all make mistakes, and I want to know which company has learned more from them Smile Justin

Discovery 4 MY14 XXV Causeway Grey
RRS MY12 Autobiography
Discovery 4 MY12 GS
Nanocom, Cruise Control, Cubby Fridge, TomTom SatNav, Xenons, BlackVue  
Post #197339012th Aug 2018 8:09 pm
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Disco_Mikey
 


Member Since: 29 May 2007
Location: Dundee, Scotland
Posts: 20855

Scotland 2005 Discovery 3 TDV6 HSE Auto Cairns BlueDiscovery 3

Dave T wrote:
Disco_Mikey wrote:
Warrantywise have not paid out in a single claim I have made in the last 9 years...


They did do one, a compressor on my D3

They rejected everything to do with my engine


Forgot about that. The savings paid for a remap, didn't they Laughing

OK, 1 claim in 9 years Thumbs Up My D3 Build Thread

TDV8 Retrofit Build Thread  
Post #197339912th Aug 2018 8:22 pm
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Parallax33
 


Member Since: 03 Jun 2014
Location: Christchurch
Posts: 1125

United Kingdom 2014 Discovery 4 3.0 SDV6 XXV LE Auto Causeway GreyDiscovery 4

So we are unanimous on WD then Question Justin

Discovery 4 MY14 XXV Causeway Grey
RRS MY12 Autobiography
Discovery 4 MY12 GS
Nanocom, Cruise Control, Cubby Fridge, TomTom SatNav, Xenons, BlackVue  
Post #197340212th Aug 2018 8:26 pm
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