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DISCO3.CO.UK > Finance, Insurance and Warranties

Who do you insure with?
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Jamieklb
 


Member Since: 15 Aug 2010
Location: KLB
Posts: 301

Scotland 2015 Discovery 4 3.0 SDV6 HSE Auto Corris GreyDiscovery 4

£280 fully comp with Swiftcover - just about the same as last year. Thumbs Up
 2015 Discovery 4 HSE Corris with Blackpack
1965 100" Coil Spring Hybrid Offender. 
 
Post #7810781st Apr 2011 7:42 am
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Peternc
 


Member Since: 08 Mar 2010
Location: Sussex
Posts: 41

United Kingdom 2007 Discovery 3 TDV6 XS Auto Zermatt SilverDiscovery 3

£380 fully comp with Direct Line for me (aged 47) and one other driver. I didn't protect the NCB and it includes commuting but not business use.

Every year I do the rounds of the well known insurance companies and this is the first time Direct Line have come in cheapest for me. It does pay to shop around because I don't think any particular company is consistently cheap. Last year I paid around £320 with a company and they offered me about £580 on the same pararmeters for this year, I hadn't made any claims
  
Post #7811461st Apr 2011 10:11 am
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heapster
 


Member Since: 21 Sep 2007
Location: Sussex
Posts: 257

England 2006 Discovery 3 TDV6 HSE Auto Java BlackDiscovery 3

Admiral multicar - £1,057 for 3 cars and 3 drivers in TN22 (rural Sussex). Breakdown is 06 Disco HSE £355, 04 110 CSW £435 and 06 Focus £267.
  
Post #7811761st Apr 2011 10:53 am
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frenchy
 


Member Since: 05 Dec 2007
Location: Liverpool
Posts: 1038

United Kingdom 2016 Discovery 4 3.0 TDV6 HSE Auto Indus SilverDiscovery 4

heapster wrote:
..... 06 Disco HSE £355, 04 110 CSW £435 .


110 is more expensive than a newer HSE Shocked
  
Post #7811961st Apr 2011 11:34 am
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Snowy
 


Member Since: 06 Jul 2007
Location: At the end of my tether
Posts: 3079

England 

£600 with Land Rover, me and Mrs, very late 30's, very early 40s Whistle , buisness cover, 15K per year and off road cover.

frenchy wrote:
110 is more expensive than a newer HSE Shocked


That'll be due to theft I expect.
 The surest sign that intelligent life exists elsewhere in the universe is that none of it has tried to contact us yet.  
Post #7812001st Apr 2011 11:40 am
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BBDisco3
 


Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3646

United Kingdom 

How much extra did each of the Insurers charge you once you declared your modifications (if you have any)
  
Post #7812011st Apr 2011 11:42 am
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DSL
Keeper of the wheelie bin 


Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73078

Ukraine 

Snowy watch the "offroad cover" with LRIns, new lot don't do it and when I was trying to sort out the policy with old lot (RSA) re remap (i.e. if I had it they didn't want me despite telling them & paying extra for it) I said I wanted to stay with them coz of the offroad cover, I was told they didn't do that any more. Twisted Evil

Changed to NFU. Thumbs Up
   
Post #7812041st Apr 2011 11:46 am
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Snowy
 


Member Since: 06 Jul 2007
Location: At the end of my tether
Posts: 3079

England 

Thanks Del.

When did they change? We renewed in Sept 10 and apparently was still covered then. Confused
 The surest sign that intelligent life exists elsewhere in the universe is that none of it has tried to contact us yet.  
Post #7812171st Apr 2011 12:07 pm
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DSL
Keeper of the wheelie bin 


Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73078

Ukraine 

Don't know when they changed, or even if they changed. Just what the person I was dealing with said that but every time you speak to someone different you get another story. Rolling Eyes If it's important i'd check. Thumbs Up
   
Post #7812181st Apr 2011 12:10 pm
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Snowy
 


Member Since: 06 Jul 2007
Location: At the end of my tether
Posts: 3079

England 

Goo ol' LR Ins, organised as ever Rolling Eyes .
I'll speak to them in Sept when the renewall is due again and get it clarified and in writing that offroad is covered. We need it more in the winter when picking up on the game shoots so no rush to sort now.
 The surest sign that intelligent life exists elsewhere in the universe is that none of it has tried to contact us yet.  
Post #7812221st Apr 2011 12:13 pm
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DSL
Keeper of the wheelie bin 


Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73078

Ukraine 

Thumbs Up
   
Post #7812241st Apr 2011 12:18 pm
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crwoody
 


Member Since: 09 Mar 2009
Location: Littleborough
Posts: 2109

United Kingdom 2006 Discovery 3 TDV6 HSE Auto Zermatt SilverDiscovery 3

Stu wrote:
... Clive - is it wise to change? At least NFU paid out when you went swimming! Maybe you're going to avoid swimming in future? Whistle


To be honest Stu, I was reluctant to part company with the NFU as I've always had such good service from them and I would still recommend them, but for the sake of over £500 for the years insurance, I can't afford not to.

They cited the "swimming" incident as the reason for this years hike, said something about "high loss ratio" and were not prepared to move at all on the new premium - so now they get nothing Confused still don't understand why they didn't load me up last year though Question

Believe me - I'm definitely staying out of the (deep) water now Whistle
 Clive

 
 
Post #7813241st Apr 2011 4:10 pm
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