We just paid £650 for me and the Mrs, including business cover and 12,000 miles/yr with LRIThe surest sign that intelligent life exists elsewhere in the universe is that none of it has tried to contact us yet.
2nd Sep 2010 5:27 pm
J@mes
Member Since: 10 Nov 2008
Location: Bomber County
Posts: 4547
mine was SDPC and with the missus on too. I accept it is probably a different class of insurance to what Admiral are offering, but at well over 3 times the price of my current cover it's not something I'll be investing in.
And for that reason, I'm out.2014 D4 XS
2005 D3 SE - Gone
2nd Sep 2010 5:30 pm
ZacSmith
Member Since: 26 Aug 2010
Location: Dover
Posts: 709
Always match elephant and Admiral, they are the same group and will match the price (which does differ - go figure).
Just claimed a total loss with Admiral after some donut drove into my Jag. Valuation was acceptable (£400 above Glass') and service pretty speedy.
2nd Sep 2010 5:37 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73131
Before went with LRIns used More Than, RSA ISTR, and prices were a good bit lower.
2nd Sep 2010 5:58 pm
jamieg7762
Member Since: 05 Mar 2010
Location: Warwickshire
Posts: 1232
I posted the same topic in may when my renewal came back nearly 3 times higher than previous year.
I shopped around and the highest was £2004 from the AA, average was £950.
I stuck with privellege in the end for £534 for year, with voluntary access of £100, hire car plus, so if accident is my fault they give me same or better, protected no claims & legal cover.
That is for me (34), wife (32) both no accidents at all & no penalty points ever. Postcode CV9
2nd Sep 2010 6:10 pm
countrywide
Member Since: 16 Sep 2007
Location: UK
Posts: 6019
Al what postcode are you in. Did Adrian Flux not run it past their other insurers. Mine was a high renewal from Adrian Flux but when I challenged it they swapped it to Highway at less than £500 with off road and business cover. They use more than one insurer.
2nd Sep 2010 6:18 pm
lespes
Member Since: 17 Sep 2009
Location: Sitting Down
Posts: 2232
For the RRS £446 this year with wifey 9 yrs ncb protected,pleasure social, with LRI
Last year £413, they intially quoted £496 this year but phoned up to complain, pointed out Admiral were cheaper and if vandalised would not effect NCB. LRI informed me vandalism claims would not effect ncb with them and gave me a discount of £50.
Looking at the small print see it also covers loss of keys, misfuelling.
When registered in Guernsey last years insurance with the NFU over there £260 D4 Landmark MY16 Santorini Black THE LAST
D4 HSE MY12 Marmais Teal: Gone. Missed a lot!
Freelander 2 SD HSE MY11 Silver:Thankfully gone.
D4 HSE MY11 Silver: Gone missed !
Range Rover Sport MY06 HSE Buck Blue: Gone missed!
Discovery D2 TD5 Facelift MY Red Gone Missed!
Discovery D2 TD5 Cobalt Blue: Gone Missed!
Discovery D1 Auto Oxford Blue Not missed at all!
Discovery D1 Avalon Blue First LR! missed!
Now demoted to a VW
2nd Sep 2010 7:42 pm
ad15
Member Since: 14 Dec 2008
Location: up that tree
Posts: 4866
no body has mentioned the post office,, am paying under £400 for fully comp with swmbo...15k miles per year...one wife.......livid
I've used LV for the last 2 years. Wide uses them too.
Seem ok.Mark.
2006, D3 SE Auto - gone but not forgotten.
2014 BMW 530d M Sport Tourer.
1977 Triumph Spitfire 1500
_________________________________________________
Disco Picture Website Here
2nd Sep 2010 10:44 pm
al cope
Member Since: 08 Nov 2005
Location: Oldbury, WM
Posts: 10361
Guys
not tried post office
B postcode - and I didnt think it was a dodgy area - honest guv
Tried Privalige - £642, so in the same ball park as quite a few others.
LV - 828
Have been back to Adrian flux, and it turns out the 1635 figure was from another insurerer, and was the best price they could get, as RSA didnt want the business.
back on the phones this morning - hohum, as if I've nothing better to be doing.
AlVolvo XC90 B5 Plus Dark
Gone - MY18 D5 HSE - Corris on 22's with Black Pack
Now gone - MY16 D4 SE Tech, Loire Blue, Almond Leather, Privacy, plus some other goodies.
Old - MY12 D4 SDV6 XS Auto - Ipanema Sand with Almond Leather - Plus other niceties, and D4.com sticker
Older - D3 TDV6 XS Auto - Lugano Teal with Almond Leather, 20" Stormers, Shiny Tailpipes, DVD/TV - and obligatory D3 sticker
Ancient - D3 TDV6 S - Tonga with Ebony, 20" Stormers, satnav & DVD
3rd Sep 2010 8:10 am
countrywide
Member Since: 16 Sep 2007
Location: UK
Posts: 6019
Have tried Sureterm Direct
3rd Sep 2010 8:13 am
al cope
Member Since: 08 Nov 2005
Location: Oldbury, WM
Posts: 10361
yep - 907
I'll be the birmingham postcode insurance expert at this rate
AlVolvo XC90 B5 Plus Dark
Gone - MY18 D5 HSE - Corris on 22's with Black Pack
Now gone - MY16 D4 SE Tech, Loire Blue, Almond Leather, Privacy, plus some other goodies.
Old - MY12 D4 SDV6 XS Auto - Ipanema Sand with Almond Leather - Plus other niceties, and D4.com sticker
Older - D3 TDV6 XS Auto - Lugano Teal with Almond Leather, 20" Stormers, Shiny Tailpipes, DVD/TV - and obligatory D3 sticker
Ancient - D3 TDV6 S - Tonga with Ebony, 20" Stormers, satnav & DVD
3rd Sep 2010 8:15 am
pjb
Member Since: 05 Jun 2007
Location: Sunny Oxon
Posts: 308
Hi Al,
Just doing a similar exercise but different reasons.
We have 3 cars insured through Admiral and I thought renewal price of £1,700 was high until I started reading this thread yesterday- All fully comp with circa £500 excess - and getting quotes.
FFRR TDV8 - Freelander 2 - Mini One
9 years NCD on first two nothing on the third as driven by our 17 year old daughter passed test in April
The cheapest quote I can get for her from any other insurer fully comp is £2,400, and for the FFRR £455 and F2 £313.
So I'm staying with admiral multi car as it looks like I get the two LR's insured for free !
No off road cover etc but at that pricePreviously those that have a special place in my heart
BV55YZD G4 RRS
BP52GJE G4 110
3rd Sep 2010 9:06 am
al cope
Member Since: 08 Nov 2005
Location: Oldbury, WM
Posts: 10361
yep - its a ball ache having to trawl around, and now I've got insurers calling me back to see if I want to go ahead with their offer - in most cases, not bloody likely!
the main thing I've found is insurers wanting extra payment for extending your comp cover into europe, typically 30ish quid for 21days cover, which is paid at time of travel. This is new to me as all my previous cover has included this, but I guess its part of keeping their prices down.
AlVolvo XC90 B5 Plus Dark
Gone - MY18 D5 HSE - Corris on 22's with Black Pack
Now gone - MY16 D4 SE Tech, Loire Blue, Almond Leather, Privacy, plus some other goodies.
Old - MY12 D4 SDV6 XS Auto - Ipanema Sand with Almond Leather - Plus other niceties, and D4.com sticker
Older - D3 TDV6 XS Auto - Lugano Teal with Almond Leather, 20" Stormers, Shiny Tailpipes, DVD/TV - and obligatory D3 sticker
Ancient - D3 TDV6 S - Tonga with Ebony, 20" Stormers, satnav & DVD
3rd Sep 2010 9:42 am
pjb
Member Since: 05 Jun 2007
Location: Sunny Oxon
Posts: 308
I'm get three calls as I've got quotes in my name, my wife's and my daughter - the worst thing is they ring back and say we can get you a better deal go through the whole lot again only to find they cannot - feels like a waste of time in my case as Admiral were cheapest to start with !!
Good luck Al
Regards
PaulPreviously those that have a special place in my heart
BV55YZD G4 RRS
BP52GJE G4 110
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