I just want to highlight the usefulness of the video capture for insurance purposes. Worth a look and an investment as buried in that thread it may be missed by many.
The horse is fine incidentally - but the owner did try to say it was my fault initially. Then they were shown the video. Their insurance was obstinate also until they had the video and immediately asked me not to claim via my insurance as they accepted full liability!
They are offering like for like car hire and repair at an approved LR repairer. I am sure it would have been very different without the Blackvue evidence.2 x D3's (Twins)
TDV6 HSE 2006 - Buckingham Blue - Wintrac Exreme S
HIDS4U GVIF + Reversing camera
HIDS4U Blackvue HD front and rear
HIDS4U OSRAM CBI xenon bulbs +
HIDS4U LED's interior & exterior
CKO Twin DVB-TV Freeview Tuner
Traxide Dual Battery System with Optima
BAS FBH remote
Bodsy DRL's
Bodsy EGR's Blanked
V8 Brake Upgrade by Steve, Advanced Factors
13th Mar 2013 5:22 pm
DG Site Moderator
Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50979
d3mad wrote:
I just want to highlight the usefulness of the video capture for insurance purposes.
Good idea ..I've made it a 'sticky' 21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021
13th Mar 2013 5:35 pm
muddywheels4wd
Member Since: 16 Dec 2010
Location: East Riding of Yorkshire
Posts: 1681
Great to read this
I got my BV after being reversed into last September and the later claiming I ran into her
Northern Rail failed to supply CCTV requested then ignored my complaint, passenger focus watchdog found Northern guilty but wont do anything, Insurer wants to settle 50/50 to save them any hassle and the Police cant help without CCTV
Now pressuring insurer for court action but not seeing any progress Wanted a Series 2 LR since childhood but previously owned MY16 Disco Sport HSE TD4 Auto, MY13 RR Sport Black Edition TDV6 Auto, MY10 RR Sport HSE TDV6 Auto, 2007 Freelander 1 Freestyle TD4 Soft Top, 2009 Freelander 2 GS TD4 Auto, 2007 Freelander 2 GS TD4, 2004 Disco 2 Metropolis Auto, 2002 Disco 2 GS, 2000 Freelander 1 SE TD4 SW
Still hoping for a S2 one day!
13th Mar 2013 5:47 pm
npinks
Member Since: 30 Jan 2008
Location: Leeds
Posts: 1943
One of the reasons I bought mine, just need it delivering now by hids4u
13th Mar 2013 6:16 pm
d3mad
Member Since: 11 Oct 2012
Location: Tenbury Wells
Posts: 369
You will find it so useful. I have some great videos in the snow and off road where I live.
The cost is minimal for the insurance issue I now have after an unexpected accident with the horse. It has paid off brilliantly.
13th Mar 2013 9:48 pm
d3mad
Member Since: 11 Oct 2012
Location: Tenbury Wells
Posts: 369
OMG! New D4 loan car after hitting a horse in D3 - Video
At last the horse owners insurance have delivered a courtesy car, a new Black D4 HSE with 2k only on the clock.
I though my D3 was special but this does drive lovely. Did drive one at the LR experience day at Eastnor Castle, but after a few hundred miles on road I am very taken by the D4.
As some may have seen, I hit a horse, which is recovering well, but D3 will be away of the road for a few weeks, so not doing so well.
I must praise again the Blackvue which saved the day as the video recording made their horse owners insurance solicitors ring me directly and requested I dealt directly with them to save costs if I claimed via my insurance.
The short video is on another thread but the quality when uploaded to YouTube is nt so good
for the Blackvue which made my claim be fast tracked.
This post has been edited by the site administration team
merged - please keep posts about your progress in this thread 2 x D3's (Twins)
TDV6 HSE 2006 - Buckingham Blue - Wintrac Exreme S
HIDS4U GVIF + Reversing camera
HIDS4U Blackvue HD front and rear
HIDS4U OSRAM CBI xenon bulbs +
HIDS4U LED's interior & exterior
CKO Twin DVB-TV Freeview Tuner
Traxide Dual Battery System with Optima
BAS FBH remote
Bodsy DRL's
Bodsy EGR's Blanked
V8 Brake Upgrade by Steve, Advanced Factors
18th Mar 2013 10:24 pm
d3mad
Member Since: 11 Oct 2012
Location: Tenbury Wells
Posts: 369
As the horse owners insurance admitted full liability after seeing the Blackvue video, they asked me not to go through my insurance company and would settle direct to save extra costs.
I needed a replacement vehicle and the only way was to go via my insurance, which would mean a claim and a black mark own file which would affect the future, or hire a car and get refunded by other insurance. After a lost week as everyone wanted a £2,000 approx deposit for a Discovery, I was recommended to EasiDrive.
Next day they had dealt with horse owners insurance and I had a MY12 plate delivered. Just as well with the snow we have had.
Although an accident management claim company, they arranged the replacement vehicle quickly at no cost to me. Brilliant service
29th Mar 2013 7:11 am
dangerdave
Member Since: 23 Nov 2010
Location: <>
Posts: 4495
Admin note: post content removed at user request
29th Mar 2013 9:31 am
d3mad
Member Since: 11 Oct 2012
Location: Tenbury Wells
Posts: 369
I agree with your comments and did insist that this was a claim for vehicle hire only and not managing the repair.
Working with the horse owners insurance solicitor directly, she was happy to go this route and was quoted before accepted. Also it is cheaper than if I went via my insurance and a claim.
D3 will be repaired next week with new wing, bonnet and door, plus wing mirror and wheel arch trim, inner and front bumper quarter, all on drivers side. Plus crack in windscreen.
This is being done by a body shop of my choice thankfully. I do agree that if I had used accident management with them, it would have cost much more.
29th Mar 2013 10:11 am
MarsKy
Member Since: 23 Dec 2011
Location: Lanarkshire
Posts: 847
On Sunday afternoon an 8 year old girl ran into the path of my Disco. She's in hospital and may lose her foot.
I had the driver behind me and a pedestrian as independent witnesses saying she ran into me and I wasn't at fault.
But there's always doubts over events, and understandably with friends and family of the injured. And the inevitable ambulance chasers.
But I had my Blackvue running. I hadn't checked the card in it in months; and these days I don't even hear the start-up messages - I just tune them out. So I wasn't sure if anything was actually recorded.
The Police took away the card, and the full sequence of events was there for them in a crystal clear, hi-definition video recording, with my speed recorded at the time (21mph).
So Monday afternoon the Police took me to pick-up my Disco from their forensics compound, and there will be no action against me. The recording should also kill off any idea of civil action.
I'm devastated for the young girl; but I thank the day Ian/ hids4u did the Group Buy on the Blackvue.
4th Jun 2013 1:48 pm
Hairy Dan
Member Since: 19 Jan 2011
Location: Co. Durham
Posts: 12319
Terrible story and glad you had the camera footage to back you up although I would imagine I would be still pretty upset at the thought of the accident. Hope you're holding up OK and lets hope the little girl makes a good recovery. Cheers Ian
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later claiming I ran into her 
