Member Since: 15 Apr 2015
Location: UK
Posts: 1683
Insurance around £1k
Just getting the renewal quotes for the D4.
On a price comparison website, I can get cover for circa £500. Going to the specialists to get off-road cover puts the price up to £900 - £1250. I do a bit of green laning and very occasional proper stuff (once or twice a year).
It is also getting harder to find a company which will quote me for higher mileage - 15,000 per annum. NFU is the only one so far, but also the most expensive quote. Lancaster will only give me insurance for up to 12,000 miles.
Is off-roading really so expensive?
5th May 2018 4:48 pm
Ja92mie
Member Since: 16 Sep 2014
Location: Newquay
Posts: 1259
Have you tried site sponsor A plan?
5th May 2018 5:09 pm
Maxxed_Ross
Member Since: 13 Mar 2018
Location: Bathgate
Posts: 310
Ah insurance... I can never fathom how they work out prices
I've been with Elephant and Admiral (same company) for many years and always had very reasonable quotes that cover all my needs
Last year I looked into Heritage insurance as they claim to be enthusiasts run for enthusiasts, supply a free tracker that was getting good reviews and offered owners club / forum discounts
Without a word of a lie it was more than twice the price
They didn't even try to match it for some reason 2013 Discovery 4 HSE Lux | 2001 Defender 90 TD5 | 2007 Prodrive RB320
Ah insurance robing scumbags had my TD5 with aviva but when I got my RRS it went up £350 when I asked why they said "it's a high performance vehicle" NO IT'S NOT IT'S A DISCOVERY 3 IN A POSH FROCK said I and besides I'm 62 years old not an 18 yro boy racer. gave SAGA a ring and got better cover for £400 less Land Rovers don't leak they just mark there spot
1973 Land Rover Series 3 110 safari Gone but not forgotten
1990 Discovery 200Tdi Gone thank god
1996 Discovery 300Tdi sadly missed (still going strong but not with me)
2003 Discovery TD5 Gone to LR heaven
2004 Discovery TD5 Gone to Aberdeen hope it likes it there
2005 RRS HSE Rimini Red (my Disco 3 in a posh frock)
Think I see a pattern here
5th May 2018 8:01 pm
Russell
Member Since: 23 Aug 2007
Location: Kent
Posts: 10564
D5 with Lloyds bank and under £300MY17 D5 1st Edition Namib Orange
MY15 D4 HSE Kaikoura Stone
MY12 D4 HSE Nara Bronze Sold and gone
MY11 D4 HSE Stornaway Grey Sold and gone
D3 S spec Silver Sold and gone
Tow bar, full length roof bars, side steps, tow bar storage unit, surround camers.
D4 camera club
5th May 2018 8:31 pm
IndusD4
Member Since: 01 Dec 2011
Location: Sydney, NSW
Posts: 308
Regarding off-road cover - over here you can drive on bush tracks and as long as they are on a map, they are a gazetted road so technically not "off road". I leave my cover as road use only and mention that it will go on gazetted roads in the bush. The insurers seem happy with it and haven't had any rediculous quotes.
Ron2016 D4 TDV6 Corris Grey
IIDTool BT
5th May 2018 9:12 pm
A-Plan Insurance Site Sponsor
Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 352
Off-Road Cover, 15k miles :)
Scott #55 have you tried us yet?
If not give us a call 01635 874646
Thanks
CarlieHowden | Specialist Vehicle Insurance
Call us on 01635 874646 for a quotation
9th May 2018 7:42 am
JackNorris
Member Since: 06 Jul 2012
Location: Beds/Bucks Border
Posts: 1879
Admiral for me too this year. Normally flick between them and Aviva - the specialist companies were over twice as much.MY2023 Discovery 5 R-Dynamic 3.0
MY2020 Discovery 5 Landmark 3.0 - SOLD
MY2005 Discovery 3 V8 4.4 HSE - SOLD
MY2019 Discovery 5 SE 3.0 - LR Replaced !
MY2005 Discovery 3 S 2.7 - SOLD
MY2016 Discovery 4 Graphite - SOLD
MY2015 Discovery 4 SE Tech - SOLD
9th May 2018 7:45 pm
gstuart
Member Since: 21 Oct 2016
Location: kent
Posts: 14116
if i may say plus 1 for A plan, really polite and spent time getting me a good quote , can highly recommend
9th May 2018 9:05 pm
Skynet
Member Since: 23 Jul 2014
Location: Melksham, Wiltshire
Posts: 868
If you are on a byway or metalled road then its not off road. Also Green flag will recover you from such tracks.Dave
D3 2006 HSE, Cairns Blue - gone
D4 2016 SE, White
Member Since: 13 Aug 2010
Location: UK
Posts: 14377
APlan +1 New Defender L663 110 SE (known as Noddy!)
Sold Volvo XC90 R-Design (known as Basil)
Sold - D4 HSE (Known as Gerty)
No longer the Old Buses original owner
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control
You cannot post new topics in this forum You cannot reply to topics in this forum You cannot edit your posts in this forum You cannot delete your posts in this forum You cannot vote in polls in this forum
scumbags had my TD5 with aviva but when I got my RRS it went up £350 
01635 874646
