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Insurance around £1k
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Scott #55
 


Member Since: 15 Apr 2015
Location: Glasgow
Posts: 1656

United Kingdom 2010 Discovery 4 3.0 TDV6 HSE Auto Nara BronzeDiscovery 4
Insurance around £1k

Just getting the renewal quotes for the D4.

On a price comparison website, I can get cover for circa £500. Going to the specialists to get off-road cover puts the price up to £900 - £1250. I do a bit of green laning and very occasional proper stuff (once or twice a year).

It is also getting harder to find a company which will quote me for higher mileage - 15,000 per annum. NFU is the only one so far, but also the most expensive quote. Lancaster will only give me insurance for up to 12,000 miles.

Is off-roading really so expensive?
 2014 - D4 2010 HSE Nara Bronze
2012 - FL2 2009 GS Stornoway Grey
2001 - VW Passat Estate Inky Blue
1999 - Ford Mondeo Light Blue
1998 - Rover 25 Red 
 
Post #19426605th May 2018 4:48 pm
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Ja92mie
 


Member Since: 16 Sep 2014
Location: Newquay
Posts: 1259

United Kingdom 2005 Discovery 3 TDV6 SE Manual Java BlackDiscovery 3

Have you tried site sponsor A plan?
  
Post #19426645th May 2018 5:09 pm
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Maxxed_Ross
 


Member Since: 13 Mar 2018
Location: Bathgate
Posts: 310

Scotland 2013 Discovery 4 3.0 TDV6 HSE Lux Auto Baltic BlueDiscovery 4

Ah insurance... I can never fathom how they work out prices

I've been with Elephant and Admiral (same company) for many years and always had very reasonable quotes that cover all my needs

Last year I looked into Heritage insurance as they claim to be enthusiasts run for enthusiasts, supply a free tracker that was getting good reviews and offered owners club / forum discounts

Without a word of a lie it was more than twice the price Shocked Shocked Shocked

They didn't even try to match it for some reason Laughing
 2013 Discovery 4 HSE Lux | 2001 Defender 90 TD5 | 2007 Prodrive RB320  
Post #19426915th May 2018 6:45 pm
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peter.green
 


Member Since: 26 Aug 2015
Location: South killingholme Lincolnshire
Posts: 148

United Kingdom 

Ah insurance robing Censored scumbags had my TD5 with aviva but when I got my RRS it went up £350 Shocked Shocked Shocked Shocked Shocked when I asked why they said "it's a high performance vehicle" NO IT'S NOT IT'S A DISCOVERY 3 IN A POSH FROCK said I and besides I'm 62 years old not an 18 yro boy racer. gave SAGA a ring and got better cover for £400 less Rolling Eyes
 Land Rovers don't leak they just mark there spot
1973 Land Rover Series 3 110 safari Gone but not forgotten
1990 Discovery 200Tdi Gone thank god
1996 Discovery 300Tdi sadly missed (still going strong but not with me)
2003 Discovery TD5 Gone to LR heaven
2004 Discovery TD5 Gone to Aberdeen hope it likes it there
2005 RRS HSE Rimini Red (my Disco 3 in a posh frock)
Think I see a pattern here 
 
Post #19427215th May 2018 8:01 pm
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Russell
 


Member Since: 23 Aug 2007
Location: Kent
Posts: 10564

United Kingdom 

D5 with Lloyds bank and under £300
 MY17 D5 1st Edition Namib Orange
MY15 D4 HSE Kaikoura Stone
MY12 D4 HSE Nara Bronze Sold and gone
MY11 D4 HSE Stornaway Grey Sold and gone
D3 S spec Silver Sold and gone
Tow bar, full length roof bars, side steps, tow bar storage unit, surround camers.
D4 camera club 
 
Post #19427335th May 2018 8:31 pm
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IndusD4
 


Member Since: 01 Dec 2011
Location: Sydney, NSW
Posts: 308

Australia 2016 Discovery 4 3.0 TDV6 Base 7 Seat Auto Corris GreyDiscovery 4

Regarding off-road cover - over here you can drive on bush tracks and as long as they are on a map, they are a gazetted road so technically not "off road". I leave my cover as road use only and mention that it will go on gazetted roads in the bush. The insurers seem happy with it and haven't had any rediculous quotes.

Ron
 2016 D4 TDV6 Corris Grey
IIDTool BT 
 
Post #19427435th May 2018 9:12 pm
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A-Plan Insurance
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Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 350

United Kingdom 
Off-Road Cover, 15k miles :)

Scott #55 have you tried us yet?

If not give us a call Smile 01635 874646

Thanks
Carlie
 Howden | Specialist Vehicle Insurance
Call us on 01635 874646 for a quotation 
 
Post #19435919th May 2018 7:42 am
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JackNorris
 


Member Since: 06 Jul 2012
Location: Beds/Bucks Border
Posts: 1877

United Kingdom 2005 Discovery 3 4.4 V8 HSE Auto Tonga GreenDiscovery 3

Admiral for me too this year. Normally flick between them and Aviva - the specialist companies were over twice as much.
 MY2023 Discovery 5 R-Dynamic 3.0
MY2020 Discovery 5 Landmark 3.0 - SOLD
MY2005 Discovery 3 V8 4.4 HSE - SOLD
MY2019 Discovery 5 SE 3.0 - LR Replaced !
MY2005 Discovery 3 S 2.7 - SOLD
MY2016 Discovery 4 Graphite - SOLD
MY2015 Discovery 4 SE Tech - SOLD 
 
Post #19438169th May 2018 7:45 pm
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gstuart
 


Member Since: 21 Oct 2016
Location: kent
Posts: 13567

United Kingdom 2005 Discovery 3 TDV6 Base 7 Seat Auto Java BlackDiscovery 3

if i may say plus 1 for A plan, really polite and spent time getting me a good quote , can highly recommend Thumbs Up
   
Post #19438549th May 2018 9:05 pm
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Skynet
 


Member Since: 23 Jul 2014
Location: Melksham, Wiltshire
Posts: 868

United Kingdom 2016 Discovery 4 3.0 SDV6 SE Auto Alaska WhiteDiscovery 4

If you are on a byway or metalled road then its not off road. Also Green flag will recover you from such tracks.
 Dave
D3 2006 HSE, Cairns Blue - gone
D4 2016 SE, White

Wessex 4x4 Response
http://www.wessex4x4response.org.uk/ 
 
Post #19438599th May 2018 9:09 pm
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Moo
D3 Decade 


Member Since: 13 Aug 2010
Location: Wiltshire
Posts: 13800

Ukraine 2005 Discovery 3 TDV6 S Manual Zambezi SilverDiscovery 3

APlan +1 Thumbs Up
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No longer the Old Buses original owner Sad
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Post #19438629th May 2018 9:11 pm
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Hardware
 


Member Since: 28 Jun 2016
Location: Hiding under the M60
Posts: 12676

United Kingdom 2011 Discovery 4 3.0 SDV6 XS Auto Sumatra BlackDiscovery 4
Re: Off-Road Cover, 15k miles :)

A-Plan Insurance wrote:
Scott #55 have you tried us yet?

If not give us a call Smile 01635 874646

Thanks
Carlie



If only we could get LR Customer Services to be so pro-active.
  
Post #19438659th May 2018 9:25 pm
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A-Plan Insurance
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Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 350

United Kingdom 

Hardware17 wrote:
If only we could get LR Customer Services to be so pro-active.

I can't help there I'm afraid!
Thumbs Up
 Howden | Specialist Vehicle Insurance
Call us on 01635 874646 for a quotation 
 
Post #194391410th May 2018 7:28 am
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A-Plan Insurance
Site Sponsor 


Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 350

United Kingdom 
Thank you!

gstuart wrote:
if i may say plus 1 for A plan, really polite and spent time getting me a good quote , can highly recommend Thumbs Up


Moo wrote:
APlan +1 Thumbs Up


Thanks Mr. Green Mr. Green Mr. Green
 Howden | Specialist Vehicle Insurance
Call us on 01635 874646 for a quotation 
 
Post #194391510th May 2018 7:29 am
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Scott #55
 


Member Since: 15 Apr 2015
Location: Glasgow
Posts: 1656

United Kingdom 2010 Discovery 4 3.0 TDV6 HSE Auto Nara BronzeDiscovery 4

Sadly, A-Plan was my first call.

Family circumstances mean that I do around 15,000 miles a year - A-Plan will only cover me up to 12,000.

Happy to be proved wrong, but that's what the guy on the phone told me.
 2014 - D4 2010 HSE Nara Bronze
2012 - FL2 2009 GS Stornoway Grey
2001 - VW Passat Estate Inky Blue
1999 - Ford Mondeo Light Blue
1998 - Rover 25 Red 
 
Post #194392210th May 2018 7:51 am
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