rovlecky
Member Since: 07 Aug 2012
Location: Aberdeenshire
Posts: 131
  
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| Cyclist Hits Me Car written off |
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Last week a cyclist tried to beat my wife across a junction. hit the wing and landed on my windscreen and bonnet  . My wife didn't see him when he tried to dash across the giveaway sign. Anyway by all accounts he tumbled over the wing smashed the windscreen and the roof lining came down, The cyclist was taken away for a look at at but was later discharged with minor cut and bruises
After the usual breathalyse the driver not the cyclists routine, the car was taken to impound by the police..
So Admiral call to say the car is at local loss assessor and is a write off due the value of the car outweighing the repair costs, estimated at £6k 
I'v had the car 4yrs and admittedly had up and downs with it, but have spent££££'s getting it right 
Now i'm lucky if i am looking at market value for the 56 plate, new MOT and Road tax 2 months ago,
So options are apart from taking the cash and running, is i may buy it back at salvage price. and this will offset against the cost of the claim so i hope what i have left can repair it.
Its classed as Cat D so will need a new MOT. Does anyone have any experience of similar  s= circumstances. The car has no structural damage more cosmetic. Bonnet a bit of the dash and wing.
28 yrs driving and it my first experience of this. Why does every page of the manual have fingerprints?
Last edited by rovlecky on 31st Aug 2016 9:49 am. Edited 2 times in total
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 27th Jul 2016 4:26 pm |
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MrH
Member Since: 08 Aug 2007
Location: lost in the forest
Posts: 7754
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Unlucky chap, thats rough. Contact DiscoDunc, he's previously bought back and striped his writeoff. Good luck. LRs are a fond memory, apart from the maintenance.
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| 27th Jul 2016 4:37 pm |
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Ali1971
Member Since: 13 Jun 2016
Location: Dalgety Bay
Posts: 817
 
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Can't personally help you but lad at work had is VW van written off by an uninsured driver . Bought it back and used the insurance payout to fix it back up using another body shop repair place and most of the mechanics himself. New mot and it's as right as rain. Like you he had invested a fair bit of money in it to just let it go ! As it was pretty much a non runner when he bought it !
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| 27th Jul 2016 4:42 pm |
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gje
Member Since: 09 Mar 2014
Location: world
Posts: 488
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Take a civil case for damages out against the cyclist......
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| 27th Jul 2016 5:03 pm |
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VVS210
Member Since: 05 Aug 2015
Location: Hampshire
Posts: 509
 
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Sorry to hear about your drama - considering they're classed as vulnerable road users cyclists do some really stupid things and yet car drivers are the ones who get the blame when they get hit.
I bought my old F1 back from Admiral for a very reasonable amount and was going to go down the route of getting it repaired but in the end decided to strip it for parts before 'weighing it in'. Got a decent value agreed for the car as despite 192,000 miles it had a full and comprehensive service history. The whole process was straight forward and painless and the combination of the pay out from Admiral, sale of easily removed parts and scrap value more than paid for the replacement, higher spec and lower mileage, car and a set of nice new Michelin tyres on it too.
Look for the positives  D4 - Stornoway Grey
D2 V8 - Zambesi Silver (rust free JDM import 😎)
FL2 - Sd4 HSE
110 Td5 DCPU - Bonatti Grey - sold
FL2 Td4 - Zambesi Silver - sold
D2 Td5 - Epsom Green - sold
F1 Td4 - Giverney Green - sold
90 300 Tdi - White – sold BIG mistake should have kept it!
F1 Td4 - written off by a taxi!
D1 300 Tdi - written off by a Fiesta...
D1 200 Tdi - sold
90 Turbo Diesel - sold
Ser 2a SWB - sold and glad I 'got rid'
Ser 2 SWB - sold but wish I still had it!
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| 27th Jul 2016 5:47 pm |
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Ali1971
Member Since: 13 Jun 2016
Location: Dalgety Bay
Posts: 817
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As a cyclist and motorist I see both sides of the argument which is why I'm all for cyclists having insurance to cover any eventuality . Peace and love to all road users 
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| 27th Jul 2016 5:59 pm |
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RDR
Member Since: 24 Mar 2013
Location: Derbyshire
Posts: 2260
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6K is probably made up of a humungous hourly rate for the repairs. ask the insurers for the quote for works which will list what is making it up and you will probably find like Disco_mikey says its a new screen and a few panels with the rest being man hours and admin. Then buy it back and get it fixed MY06 S - Gone but not forgotten
MY12 HSE - Gone
MY16 HSE Luxury - Sold
MY20 D5 HSE - Sold
Current RR L460 PHEV
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| 27th Jul 2016 6:33 pm |
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Ali1971
Member Since: 13 Jun 2016
Location: Dalgety Bay
Posts: 817
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That's exactly what happened with my m8 at work , try getting a quote to see what it will come too and then do the maths !
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| 27th Jul 2016 6:45 pm |
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rovlecky
Member Since: 07 Aug 2012
Location: Aberdeenshire
Posts: 131
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Thanks All 
I am feeling slightly at ease of the idea in getting a breakdown of the repair costs and will likely go down the route of keeping and repairing it. Keep you posted on how i goes Why does every page of the manual have fingerprints?
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| 27th Jul 2016 6:46 pm |
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bigdave
Site Sponsor
Member Since: 04 Jul 2008
Location: Cornwall
Posts: 9872
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Cant you claim on the other road users insurance......................oh All things shipping, storage, transport. UK and worldwide.
E-mail info@md-couriers.co.uk
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| 27th Jul 2016 6:51 pm |
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rovlecky
Member Since: 07 Aug 2012
Location: Aberdeenshire
Posts: 131
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 Why does every page of the manual have fingerprints?
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| 27th Jul 2016 7:00 pm |
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James W
Member Since: 27 Mar 2008
Location: Riyadh, KSA
Posts: 3079
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I'm curious whether an insurance policy that covers 'uninsured drivers' like Churchill would cover this scenario?
Ps - feel for you, with all this grief. Hope you get sorted soon D4 XS, gone, much loved, never forgotten
2018 FFRR SDV8 Autobiography - Gone to someone with less sense and more time to enjoy it 
2016 Toyota Hilux Invincible - Liberating experience
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| 27th Jul 2016 7:27 pm |
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Ali1971
Member Since: 13 Jun 2016
Location: Dalgety Bay
Posts: 817
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bigdave wrote:Cant you claim on the other road users insurance......................oh
Your Home insurance may cover some sort of liability in this scenario ( assuming for the cyclist )? It's one of the reasons I took out insurance to cover myself and others whilst commuting on the bike. Also doubled up the life insurance as well for all the bad drivers I meet on my commute 
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| 27th Jul 2016 7:45 pm |
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