HSELR4
Member Since: 16 Nov 2017
Location: Manchester
Posts: 107
  
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| Won't insure my D4, unless tracker fitted ??? |
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This is all new to me. Called my insurer up (LV) and they say they won't insure my car for theft or attempted theft, unless tracker is fitted..!
Anyone else heard of such a stipulation?
Secondly, what's considered a decent, cheap tracker?
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 20th Nov 2017 12:00 pm |
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sean 471
Member Since: 26 Apr 2011
Location: Sheffield
Posts: 2990
 
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This may become the norm if they continue to get pinched
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| 20th Nov 2017 12:03 pm |
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THUB
Member Since: 10 Dec 2005
Location: West Berkshire.
Posts: 717
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Yes I had same reply from LV. Plenty of decent(?) insurers out there who do not need trackers.
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| 20th Nov 2017 12:14 pm |
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adam
Member Since: 20 Sep 2005
Location: Home and Happy
Posts: 6917
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| Re: Won't insure my D4, unless tracker fitted ??? |
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HSELR4 wrote:This is all new to me. Called my insurer up (LV) and they say they won't insure my car for theft or attempted theft, unless tracker is fitted..!
Anyone else heard of such a stipulation?
Secondly, what's considered a decent, cheap tracker?
Yes - happened to me albeit not on a D4
Had one fitted on the D4 anyway for some peace of mind and (allegedly) cheaper premium
ISTR recall the fitting & unit was about £200 and annual cost is about £130
I used Global Telemetrics - seems OK - I get calls when garage disconnects battery and when it was on the big yellow taxi being recovered home, got multiple calls that my car was being transported not under its own power - which made me smile as I was sat in the cab at the front at the time.
Last edited by adam on 20th Nov 2017 12:40 pm. Edited 2 times in total
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| 20th Nov 2017 12:32 pm |
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dlgis
Member Since: 02 Oct 2015
Location: Tunbridge Wells
Posts: 398
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Just renewed with LV no mention of tracker. Do you live in a dodgy area ?  D4 GS 12MY
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| 20th Nov 2017 12:35 pm |
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adam
Member Since: 20 Sep 2005
Location: Home and Happy
Posts: 6917
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Not sure on where OP lives in Manchester, but my post code (SK*) in south Manchester is classified as high risk according to my broker mate 
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| 20th Nov 2017 12:37 pm |
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dlgis
Member Since: 02 Oct 2015
Location: Tunbridge Wells
Posts: 398
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That’s a bummer, sounds like LV are redlining certain postcodes for tracker fitment D4 GS 12MY
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| 20th Nov 2017 12:45 pm |
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Red Merle
Member Since: 30 Aug 2014
Location: Liskeard
Posts: 7441
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When I insured my FF the premium would have been around a third of the cost once a tracker had been declared. Fortunately, the FF comes with one. I suspect this will be the future for the D4, the FF and their kind 2011 - 2015: 3 x FL2
2015 - 2017: 2 x D4
2017 to date: FFRR SDV8
2023 to date: 2 x FL2 as “second” cars 🙄
2021 to date: Hinckley built ‘14 Triumph Trophy 1200
2022 to date: Hinckley built ‘14 Triumph Trophy 1200 & sidecar!
(One of only two known to exist in the world!)
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| 20th Nov 2017 12:48 pm |
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adam
Member Since: 20 Sep 2005
Location: Home and Happy
Posts: 6917
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dlgis wrote:That’s a bummer, sounds like LV are redlining certain postcodes for tracker fitment
When I got my D4 it wasn't stipulated - but I thought spending £48K on a new car, it made sense.
Parts of South Manchester sadly have big problems with car theft - last month 2 neighbours had a 335 BMW & AMG C63 nicked (which I actually witnessed as I was walking the dog at 05.30 down the road) and house across the road was broken into in the summer looking for keys for his Merc (didn't get them)
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| 20th Nov 2017 12:56 pm |
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Pelyma
Member Since: 06 Jan 2005
Location: Patching, Sussex
Posts: 15496
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Yep with Aplan DS3 TDV6 HSE - Silver with Alpaca (old one) Gone
DS3 TDV6 HSE- Silver with Alpaca (new one) Gone
D4 HSE Lux - Montalcino Red Gone
Porsche Cayenne V8 Diesel S
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| 20th Nov 2017 1:07 pm |
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Hairy Dan
Member Since: 19 Jan 2011
Location: Co. Durham
Posts: 12319
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On my MY2012 and MY2015 Churchill insisted that a tracker had to be fitted but when I got my MY2016 they said that didn't need a tracker   Cheers Ian
--------------------
Club N.E.R.D.S
Kielder 4x4 Safari
Discoless
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| 20th Nov 2017 1:07 pm |
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Oxford-boy
Member Since: 07 Sep 2015
Location: Oxford
Posts: 1122
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Direct Line don't stipulate tracker (or didn't with me 4 weeks ago..).
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| 23rd Nov 2017 9:48 pm |
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Luapno
Member Since: 27 Sep 2013
Location: Birmingham
Posts: 875
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Another vote for Direct Line.
Aplan wanted a tracker fitted and premiums very high even with it fitted. When you are dead, you do not know you are dead. All of the pain is felt by others. The same thing happens when you are stupid.
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| 23rd Nov 2017 11:09 pm |
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Bazalab
Member Since: 08 Jul 2016
Location: Hampshire
Posts: 81
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Another vote for Direct Line and my renewal premium with them actually went down a little this year.
Probably due to using there Telematics System and being a good boy!
Bazalab
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| 23rd Nov 2017 11:27 pm |
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Bazalab
Member Since: 08 Jul 2016
Location: Hampshire
Posts: 81
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Op's sorry wrong their!
Bazalab
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| 23rd Nov 2017 11:28 pm |
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