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DISCO3.CO.UK > Finance, Insurance and Warranties

Which Insurance Companies Include Off-Road Cover

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JonM

Member Since: 24 May 2012
Location: North Yorkshire
Posts: 1247

2012 Discovery 4 3.0 SDV6 HSE Auto Santorini Black

Which Insurance Companies Include Off-Road Cover

I've just had my renewal quote from LR Insurance which is actually a bit lower than last year

However just to make sure that I can't do better I want to get a few other quotes before I renew. I rang Adrian Flux this afternoon and they were over Â£200 more expensive until I told them that I had a RLD sump plate fitted at which point they couldn't provide cover at all because of the modification

I do need off road cover for work (and play). Last year NFU were ridiculously expensive, is there anyone else worth trying?

24th Apr 2013 6:14 pm

Slimer
Site Moderator

Member Since: 06 Jan 2005
Location: Last Exit to Nowhere
Posts: 16295

LRI are about the only one that do it at a reasonable cost that I've been able to find in the past (haven't bothered trying others for the past few years) and they're not bothered by non-performance enhancing mods.

My renewal with them went down by over Â£200 this year (though I did move 130 odd miles

) The End

24th Apr 2013 6:34 pm

Russell

Member Since: 23 Aug 2007
Location: Kent
Posts: 10564

LRI for me as well

MY17 D5 1st Edition Namib Orange
MY15 D4 HSE Kaikoura Stone
MY12 D4 HSE Nara Bronze Sold and gone
MY11 D4 HSE Stornaway Grey Sold and gone
D3 S spec Silver Sold and gone
Tow bar, full length roof bars, side steps, tow bar storage unit, surround camers.
D4 camera club

24th Apr 2013 6:42 pm

DG
Site Moderator

Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50979

They are becoming very competitive nowadays ...my last renewal was the cheapest I've paid in 10 years

21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021

24th Apr 2013 7:08 pm

DSL
Keeper of the wheelie bin

Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73135

NFU, plus my premium dropped by over Â£200 over last years.

Tried LRIns but they wouldn't even consider a remapped D3.

24th Apr 2013 7:35 pm

John P

Member Since: 12 Aug 2011
Location: West Sussex
Posts: 1286

2006 Discovery 3 TDV6 HSE Auto Lugano Teal

It's funny how these insurance companies work. I phoned NFU and they wouldn't insure me as I had mods and wanted off road insurance. I ended up with Adrian Flux, as they covered all my mods as well as insurance while off road.

24th Apr 2013 8:07 pm

DSL
Keeper of the wheelie bin

Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73135

Got a list of mods on mine as long as your arm and NFU are fine with them. Seems to depend on the individual office. Similarly with LRIns, some have no problem with a remap, I've never got anywhere.

24th Apr 2013 8:10 pm

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