Member Since: 06 Nov 2006
Location: In the Clubhouse
Posts: 21361
John C wrote:
Bodsy wrote:
Another reason why my Warranty is a Piggy Bank......
Willing to bet that no one on this forum saves up and specifically ring-fences 3.2K/year for repairs to their D3...
No, you are right John, but most warranty issues are bearings, EGR valves, EPB and I can do all of those myself. Not sure what's involved in the Injectors and I know if it was Turbo it'd be pricey, but most other stuff I'll be cheaper than warranty.
It's like any insurance, it's only worth it when it's used (and they've not got weasel words to squirm out of it.......)Bodsys Brake Bible
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18th Mar 2011 2:24 pm
John C
Member Since: 28 Aug 2007
Location: East Yorkshire
Posts: 3292
Bodsy wrote:
...I can do all of those myself...
Git.
2020 SDV6 D5 HSE, Carpathian Grey +
2022 Tesla Model Y LR... almost Carpathian Grey
Previously : 2005 TDV6 SE Auto, Cairns Blue (288K) - ours for 16 years
18th Mar 2011 2:26 pm
Bodsy Site Sponsor
Member Since: 06 Nov 2006
Location: In the Clubhouse
Posts: 21361
Clock/ SNOTM /3Flash / 4x4Info /BT Update /Service Reset/Error Codes / Gearbox Reset See It Here
18th Mar 2011 2:29 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73132
Stating the beeeding obvious but these companies are only as good as they honour the agreement and pay out where there is a valid claim. On here (over time) there is enough experience to build up a picture of how they behave away from the glossy web site and flashy adverbs on TV & papers. Key thing is peeps to give their experiences, good and bad, so peeps can learn from the experiences of others.
I don't agree with the piggy bank option for me as DIY stands for "Destroy it Yourself" and have "used" the warranty instead of me getting the socket set dirty. Flip side is my folks had a year of Tesco (I sooooooooooo miss them) and half year with WD and not a single niggle or claim. Pays yer money and takes yer chance!
18th Mar 2011 2:39 pm
countrywide
Member Since: 16 Sep 2007
Location: UK
Posts: 6019
Did you not take the wear and tear option on the policy ?
I had my two done due to heistation and fault code coming up on reader.
18th Mar 2011 3:04 pm
Dave T
Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6910
If it is just wear and tear then every other car on here with 100K miles or more (i'm actually at about 89K) should have had a full set, how many people actually have had any at all replaced? 4 out of the 6 are leaking past the end seals, wear & tear, I don't think so.
The guys at Shields have actually managed to give me some discount, so down to a mere £2859 Joined the BMWX5 45e group
1994 Defender 90
2015 RRS Corris Grey/Black roof
2016 D4 Graphite Santorini Black
2012 D4 XS Orkney Grey
2005 D3 S Maya Gold
Convoy for Heroes 2011
18th Mar 2011 4:21 pm
countrywide
Member Since: 16 Sep 2007
Location: UK
Posts: 6019
But did you select the option on the policy as that will make it even easier to fight it.
18th Mar 2011 5:07 pm
Dave T
Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6910
unfortunately no, but even then I don't believe they would pay as the diagnostic only shows a lower efficiency on 2 and not all 6, although when you actually get a human to look at them you can see the leaks and you know it is not running right. Trouble is, too much confidence is put into machines and fault codes these days, and not enough on what a human thinks.
This is an extract from the policy, am I supposed to let leave it until something worse happens when the failure is sudden and unexpected? But then they say you need to take it straight to a garage to get it looked at, so still not a total failure, either way they ain't paying anything. My injectors have failed in two different ways, so surely not all wear and tear.
Failure: The sudden and unexpected failure of a Part
resulting in a permanent loss of the Part's ability to
operate.
Failure due to Wear and Tear: The premature Failure
of a Part due to Wear and Tear resulting in a permanent
loss of the Part’s ability to operate. (Whether a Part has
suffered a Failure due to Wear and Tear is determined by
comparing the extent of wear on the failed Part with
other associated or similar Parts, if no such wear is
apparent then this would be deemed a Failure due to
Wear and Tear).Joined the BMWX5 45e group
1994 Defender 90
2015 RRS Corris Grey/Black roof
2016 D4 Graphite Santorini Black
2012 D4 XS Orkney Grey
2005 D3 S Maya Gold
Convoy for Heroes 2011
18th Mar 2011 5:28 pm
ELD70
Member Since: 28 Jan 2008
Location: Romford.
Posts: 901
I had a warranty last year which luckily did not use (cost £560) but this year have gone without for the sole reason of not wanting the stress of having to deal with warranty companies who will try to wriggle out of most claims. Just do not want to spend hours on the phone when it goes wrong.
I see both sides of the "warranty or no warranty"arguement and just hope my car behaves itself.........
18th Mar 2011 5:56 pm
Dave T
Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6910
I was one that though WW were going to be good, but looking at all the rules and regs that they have in the reams of print, no matter what boxes I had or hadn't ticked then there is no way they were paying out, so on top of the £3200 bill there is also the £1000 i have already paid them, they win on all accounts.Joined the BMWX5 45e group
1994 Defender 90
2015 RRS Corris Grey/Black roof
2016 D4 Graphite Santorini Black
2012 D4 XS Orkney Grey
2005 D3 S Maya Gold
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warranty companies who will try to wriggle out of most claims. Just do not want to spend hours on the phone when it goes wrong.
