Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73075
Turbo Chipping & Insurance
Thinking about TCing D3 (I know I said 189 hossies was enough but seen sense). I'm trying to get a handle on extra insurance costs, anyone any experience on additional charges as a result of TCing???
Derek
12th Jun 2006 8:36 pm
Roddy
Member Since: 18 Apr 2005
Location: Aberdeen
Posts: 132
My first D3 was Turbochipped and my then insurer (through the AA) refused to cover it. The AA then found Norwich Union who's price increased my premium by £40.
I have bought a new S which is not chipped but my premium is the same???? I've questioned this but can get no explanation...... you work it out.Discovery 3 'S' Bonatti Grey.
i am with axa and told them about my chip and they said no problem and put it in writting to me that my car would be fully covered with no extra premium
shawnbali blue disco 4 with rear dvd's, privacy glass, pre heat system, heated steering wheel, full size spare, piano black trim, ipod cable, 20 inch wheels and i love it loads more than my TDV8 RRS, KTM 250 EXC 2 Stroke for the real off road stuff
13th Jun 2006 6:36 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73075
Well, they certainly know about my TC and it hasn't affected my More Than premium. Documented in the policy schedule too. In fact, they are aware of a number of 'mods' to my SE.
Must be the fact that you are a Scotsman in Wales with 2 D3s........ Got to be something strange going on there!!
15th Jun 2006 11:20 am
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73075
Tooo true, long story how I ended up in Wales but gota hang hat somewhere!. Poss More than don't like mods as I'm a student! will try them again!
PS Just tried More Than twice, once through normal call centre (India so not sure understood that well) and cancelleation line. Both said that would not cover if it increased "top speed, performance or acceleration", they were not flexible on that at all.
Oh what joy!
Derek
15th Jun 2006 12:39 pm
Pelyma
Member Since: 06 Jan 2005
Location: Patching, Sussex
Posts: 15496
Tell them you will put a block of wood under the pedal!DS3 TDV6 HSE - Silver with Alpaca (old one) Gone
DS3 TDV6 HSE- Silver with Alpaca (new one) Gone
D4 HSE Lux - Montalcino Red Gone
Porsche Cayenne V8 Diesel S
15th Jun 2006 1:40 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73075
AAAARRRRGGGGHHHHHHHHHH, now REALLY PI**ED! Just tried Land Rover insurance & they are not interested!
15th Jun 2006 1:54 pm
10forcash
Member Since: 09 Jun 2005
Location: Ubique
Posts: 16534
------------CUT HERE-----------------BEFORE REPLYING----------------------regards
tony
05 "Battlestar Galactica"
In 7 years ownership
09/13 New Battery (I did that)
11/13 new alternator. (I did that)
2 x EGR Blanked. (I did that )
15th Jun 2006 2:29 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73075
Done confused.com, no joy, even Landrover insurance won't quote on it! The quest is still on but looks doomed!
15th Jun 2006 3:20 pm
DiscoDunc
Member Since: 08 May 2006
Location: Bristol
Posts: 16390
I have been thinking of getting mine chipped (when I eventully get it). But, after reading the above comments I thought I would ring around. I have just spent the last 2 hours ringing insurnance companies and no one will insure me. Not even the specialised modified companies. They say the BHP is too high !!!!!
I am 38 and have 3 points from 2 years ago !, could that be it.
I would be very interested to hear from the hundreds of chipped owners as to what insurance company you use and contact nos.
Cheers
Duncan
15th Jun 2006 4:15 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73075
I'm 42, no points (mature student does not make a difference), only Privelige at double normal (200ish without) and 600 excess. I'm sure a V8 would cost less to insure!
15th Jun 2006 4:37 pm
10forcash
Member Since: 09 Jun 2005
Location: Ubique
Posts: 16534
think TC (Chris) posted a 'chip friendly' insurance co a while ago - maybe worth emailing him?
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