Member Since: 28 Feb 2013
Location: Leicestershire
Posts: 201
AA Repair Cover
Has anybody ever taken the AA Repair cover out. Very soon I will be buying a D3 and having been looking into waranty options.
Any experience with this?
Jamie
9th Mar 2013 6:04 pm
StephenO
Member Since: 15 Feb 2010
Location: Scotland
Posts: 1652
Yep, I have it and had my first claim a couple of months ago for suspension compressor failure. They paid out no problem at all.
Claim up to 5 times a year with £35 excess for a £500 claim. Silver members get 7 claims!
Well worth the money in my opinion 2016 RR Sport Autobiography
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9th Mar 2013 7:22 pm
Criffel
Member Since: 06 Feb 2013
Location: Dumfries / Islay
Posts: 480
Have taken your advice Stephen, hope I never need it!Richard
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9th Mar 2013 7:26 pm
StephenO
Member Since: 15 Feb 2010
Location: Scotland
Posts: 1652
It's cheap piece of mind Richard compared to some of the warranties out there 2016 RR Sport Autobiography
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9th Mar 2013 7:36 pm
Curdman
Member Since: 28 Feb 2013
Location: Leicestershire
Posts: 201
StephenO wrote:
Yep, I have it and had my first claim a couple of months ago for suspension compressor failure. They paid out no problem at all.
Claim up to 5 times a year with £35 excess for a £500 claim. Silver members get 7 claims!
Well worth the money in my opinion
Thanks for the info, I did a quick quote and it came out about £165 for the year including recovery.
9th Mar 2013 7:39 pm
Randylover
Member Since: 31 Jan 2011
Location: Staffordshire
Posts: 1172
Yup i have it too have had it for the last 4 years
used it a number of times between my old D2 and current D3 and never had a problem apart from once when my clock spring went, had the aa out and had the call out recorded but because it didnt get fixed straight away and i used the car whilst waiting for it to go into dealer they refused the claim saying that the vehicle hadnt actually broken down,
Lesson learnt there, if i had had it done and not used car in between they would of paid out
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9th Mar 2013 7:44 pm
Dave T
Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6910
I had it on two cars, D3 and a clio, with two drivers home start and recovery for £25 a month, the only one that paid out which no fuss, may not get it all but a lot cheaper and £500 is a lot better than lots of refused claims. Joined the BMWX5 45e group
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9th Mar 2013 8:40 pm
Curdman
Member Since: 28 Feb 2013
Location: Leicestershire
Posts: 201
So whats the main difference between say the AA repair cover and Warrant Direct apart from the yearly cost?
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9th Mar 2013 9:46 pm
ronp
Member Since: 29 Nov 2006
Location: North Yorkshire
Posts: 15263
Although it'll state AA on the yellow documents, it'll be underwritten by an insurance company.
I had AA repair cover, and just like Warranty Direct ..... a total waste of money.
eg AA covered a RH seized calliper, around 8 months later they wouldn't cover the LH seized calliper....... always on the road less travelled 🚧
9th Mar 2013 9:50 pm
Mark Y
Member Since: 14 Sep 2008
Location: Warwickshire
Posts: 1249
I have had AA warranty for many years and I've made one claim few years ago for a wishbone replacement, it was a massive battle to get them to pay even though they had communicated with Iain TFC at the time and agreed to pay, I ended up with giving them a ref no from financial ombudsmen as I raised a complaint , they paid very quickly.
I've just phoned and spoke to them about suspension fault, "does my cover include suspension"
"yes sir "
"I have a fault come up and the air suspension isn't operating properly "
"I'm sorry we don't cover air suspension "
"It's the only suspension I've got and you cover suspension"
"It doesn't say air suspension on your policy so we wouldn't cover it"
"Does it say you don't cover air suspension in my policy"
"No"
Here we go again
Oh Ron , AA warranty is covered by Motorway direct plc
12th Apr 2013 2:03 pm
robo
Member Since: 30 Jul 2010
Location: solihull
Posts: 298
for what its worth ive gotcustomer protect warranty,not worth the paper its printed ongone not forgotten 2 classics
gone forgotten 2 p38s
current d3 se 2006 td standard for now
12th Apr 2013 2:15 pm
Mark Y
Member Since: 14 Sep 2008
Location: Warwickshire
Posts: 1249
Mine is supposed to be Gold 5 star , more like rusty star
12th Apr 2013 2:19 pm
steve smith
Member Since: 11 Mar 2008
Location: up north towards the hills.
Posts: 2427
I have that cover, used it 3 times now never had a problem
Will be using again if i ever get my car back from the garage 6 weeks now!!!! Steve
12th Apr 2013 6:33 pm
Mark Y
Member Since: 14 Sep 2008
Location: Warwickshire
Posts: 1249
I've had the cover since 2005, hassle galore making one claim , they don't want to pay again, I can't be ar ed, I've got a spare compressor and I know it's going to be the air dryer as I've got a FCR and read the fault codes, it's far less hassle to just sort it
The majority of these financial companies insurance /warranties are greedy bast s and are happy to rake it in but it's like getting blood from a stone when you try and claim, it's hrs of waiting for the phone to be answered, tried their renewals line answered straight away, sorry can't transfer you, back to waiting for ages, give up try the next day it's shi .
Rant over
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2005 D3 Zambezi Silver
ed, I've got a spare compressor and I know it's going to be the air dryer as I've got a FCR and read the fault codes, it's far less hassle to just sort it 
