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Gary c
Member Since: 03 Oct 2010
Location: Hertfordshire
Posts: 87
  
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| London Victoria insurance |
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After 15 years of insuring my Defender with NFU they put my premium up from £190 to £860 when i changed to my D3. I expected it to maybe double but £860 is just silly "we are sorry but premiums have gone up a lot this year".Anyway the best quote iv'e had on a comparison site is £441 which i think is ok. However i tend to think you generally get what you pay for and cheap isn't always good. Has anyone had any experience of London Victoria insurance? Thanks
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 12th Jun 2011 8:46 pm |
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anglefire
Member Since: 09 Mar 2010
Location: In the Club House
Posts: 4180
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Been using them for mine for a few years and SWMBO's for the last couple.
Had no claims (Apart from Windscreen and tailgate window on Friday  ) so can't comment on how good that side is - and don't want to find out 
One good thing is that it is easy to add mods and don't seam to charge the earth for them Mark.
2006, D3 SE Auto - gone but not forgotten.
2014 BMW 530d M Sport Tourer.
1977 Triumph Spitfire 1500
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Disco Picture Website Here
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| 12th Jun 2011 9:48 pm |
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DiscoDad
Member Since: 06 Nov 2006
Location: Beautiful Teesdale
Posts: 3004
 
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I assume you chaps are talking about Liverpool Victoria Insurance (LV)?
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| 12th Jun 2011 10:19 pm |
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jonno1
Member Since: 16 Jun 2010
Location: SW London
Posts: 717
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Used LiverpoolVic for years. They used to be Frizzell's. Not always the cheapest but always quick,efficient and ready to help. Claims Centre is in UK not India!!
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| 12th Jun 2011 10:31 pm |
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countrywide
Member Since: 16 Sep 2007
Location: UK
Posts: 6019
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Do they cover off road driving ?.
If not try Adrian Flux, I pay about £400 with business cover, no claims protection and legal cover. You may have to push them for a good price though, so make them work for it.
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| 13th Jun 2011 6:36 am |
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Gary c
Member Since: 03 Oct 2010
Location: Hertfordshire
Posts: 87
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Thanks for that.Yes sorry i meant LIVERPOOL victoria.Dont know where i got london from.
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| 13th Jun 2011 6:56 am |
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jonno1
Member Since: 16 Jun 2010
Location: SW London
Posts: 717
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Flux insure my 101. They have been fine so far on a limited mileage policy through the 101 club.
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| 13th Jun 2011 8:45 am |
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trigram
Member Since: 25 May 2010
Location: Coulsdon
Posts: 135
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LV were the cheapest insurer for me...touch wood - havent need to claim anything yet. "...I'm so broke I can't even pay attention..."
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| 13th Jun 2011 8:51 pm |
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NoDo$h
Member Since: 02 May 2006
Location: Finding new and exciting ways to milk badgers.
Posts: 19689
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Well I wrote their complaints procedure, and their "treating customers fairly" policy.
SO you're pretty much screwed  I know it's not considered "kind" to say no these days, but no. Just no, ok? And if it's not ok, still no.
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| 13th Jun 2011 9:09 pm |
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ruggedpeak
Member Since: 10 Jun 2010
Location: UK
Posts: 1625
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Just tried LV - great price but if you have 3 modifications of any sort then they won't cover you
I have LR Snorkel, LR A Bar & lamps and an RLD sump guard, so no go with LV. Tony
Club RLD Wheel Protector & Sump Guard
Club 4x4 Info activated
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| 29th Jun 2011 7:37 pm |
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Slimer
Site Moderator
Member Since: 06 Jan 2005
Location: Last Exit to Nowhere
Posts: 16295
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I'd say they're accessories not modifications and with the exception of Rays plate genuine LR dealer fit ones which normally makes them even less of an issue (irrespective of whether they were actually fitted by a dealer)
When I was insured with Frizzell they'd cover any mods as long as they didn't affect the performance or handling of the vehicle, i.e. no remaps or lowering kits The End
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| 29th Jun 2011 7:46 pm |
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ruggedpeak
Member Since: 10 Jun 2010
Location: UK
Posts: 1625
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LV confirm that all 3 are Mods not accessories
LV aren't the only ones to regard anything as a modification even if it doesn't affect performance.  Tony
Club RLD Wheel Protector & Sump Guard
Club 4x4 Info activated
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| 29th Jun 2011 7:48 pm |
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Russell
Member Since: 23 Aug 2007
Location: Kent
Posts: 10564
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LV want tracker fitted to all D4's or they will not cover theft!!!!!!!!!!!!!!!!!!! MY17 D5 1st Edition Namib Orange
MY15 D4 HSE Kaikoura Stone
MY12 D4 HSE Nara Bronze Sold and gone
MY11 D4 HSE Stornaway Grey Sold and gone
D3 S spec Silver Sold and gone
Tow bar, full length roof bars, side steps, tow bar storage unit, surround camers.
D4 camera club
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| 19th Jul 2011 3:26 pm |
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