Member Since: 25 Jul 2017
Location: Bradford on Avon
Posts: 229
Panoramic Sunroof Insurance Cover
Morning All,
Does anyone know any insures that will cover the panoramic roof / sunroof with no limit?
I am imagining a future scenario where some idiot managed to put a crack in the roof whilst messing with this roof tent.
Thanks all!
4th Aug 2022 10:48 am
Oxford-boy
Member Since: 07 Sep 2015
Location: Oxford
Posts: 1088
Direct Line and NFU both do but I always ask the question when on the phone adding on the modifications.
Jim
2014 Discovery 4 XXV SDV6 Causeway Grey
2016 Discovery 4 HSE Lux SDV6 Loire Blue - now gone
4th Aug 2022 11:20 am
astonbuilder
Member Since: 29 Sep 2006
Location: MIDLANDS
Posts: 8088
A worthwhile question as SWMBO got a stone strike on her DS a few years ago and the replacement was about £2200 IIRC....
At the time it seemed pan roofs were covered under the standard glass cover but it started to change around that time to a 'no cover' clause and/or additional premium surcharge to cover it.
Few years from now and such an event could write a car off......
4th Aug 2022 11:29 am
LT
Member Since: 31 Dec 2005
Location: South West
Posts: 23606
I did consider having 3m protective film fitted to my panoramic roof.
I’ve had it on the front end of two previous vehicles inc my D3 and it worked really well.
Never had it on glass before though.
2006 D3 HSE (Original & still the best)-GONE
2010 D4 HSE (A bit bling)-GONE
2014 D4 HSE (Almost too bling)-GONE
2015 D4 HSE (A heated what?)-GONE
2016 D4 Landmark (Written Off)-GONE
2016 D4 Landmark (Surely the last!) PD1881 rims-GONE
2017 FFRR SDV8 Autobiography (now semi-retired)
4th Aug 2022 11:51 am
DaveJLBI
Member Since: 07 Mar 2014
Location: Clare
Posts: 678
Recently had mine replaced on MY14HSE. My insurance did not cover it under the windscreen part of cover - I had tried at time of renewal but the broker could not get anything suitable at the time.
I ended up claiming through the insurance policy as it was well over €2k, as I had a protected no claims bonus, it has not affected my insurance renewal cost.
5th Aug 2022 3:08 pm
MintyHit
Member Since: 25 Jul 2017
Location: Bradford on Avon
Posts: 229
Oxford-boy wrote:
Direct Line and NFU both do but I always ask the question when on the phone adding on the modifications.
Thanks for the suggestions.
For some reason I can't get a quote out of Direct Line (2005 V8) with no claims, points and maximum no claims... perhaps they don't insure V8's...
Waiting for a callback from the NFU so will update when I get one.
... if anyone has any other suggestions fire away.
8th Aug 2022 10:55 am
V8man
Member Since: 01 Jan 2021
Location: Dunno i was just following the satnav😳
Posts: 288
I'm with direct line so they deffo insure V8's
Though i dont have the pan roof insured separately.1996 Defender -died (now in landrover heaven😇)chassis to ashes , rust to dust !
2004 Defender td5 gone
2012 Evoque gone
2007 D3 V8 HSE
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