Member Since: 22 Feb 2013
Location: Northants
Posts: 889
To renew warranty direct or not to renew? Thats the question
So my warranty direct renewal came through today.
Ive done 3k miles in the year ive owned it and the premium has gone from £566 to £710. No claims over the year.
Doesn't seem worth it to me, I know the engine could go bang but seems awfully expensive. Thats for core4 cover.
Thoughts?
SteveYou remind me of a younger me, not much younger mind...perhaps even a little older!
7th Nov 2019 5:04 pm
LT
Member Since: 31 Dec 2005
Location: South West
Posts: 23828
2006 D3 HSE (Original & still the best)-GONE
2010 D4 HSE (A bit bling)-GONE
2014 D4 HSE (Almost too bling)-GONE
2015 D4 HSE (A heated what?)-GONE
2016 D4 Landmark (Written Off)-GONE
2016 D4 Landmark (Surely the last!) PD1881 rims-GONE
2017 FFRR SDV8 Autobiography (now semi-retired)
7th Nov 2019 5:21 pm
sasdiscos
Member Since: 22 Feb 2013
Location: Northants
Posts: 889
It shouldn't be about luck, Cranks snapping should be the last thing to worry about when you run a car.
I really don't know, i don't need the car, its just a weekend dog box and holiday car. Wish I could put a 5.0 petrol engine in it, take away the worry of the crank failing at least.
SteveYou remind me of a younger me, not much younger mind...perhaps even a little older!
7th Nov 2019 5:25 pm
robpenrose
Member Since: 12 Jan 2016
Location: Surrey / SW London
Posts: 2138
It’s an interesting question, and one I will need to decide next March.
Mine will run out then, and I’m not sure what my options will be.
I’m currently on extra care, but the car has 106k on it. By then, it will be at least 110k, so not sure if they will offer cover and at what cost.
If it was me, I would probably take your offer, but mine is my main car, and I probably do a lot more miles than you
Current: D4 HSE
Previous: BMW Z4M Coupe
Previous: Land Rover Defender 90 CSW Td5
Previous: Land Rover Discovery Td5 ES
7th Nov 2019 5:30 pm
lynalldiscovery
Member Since: 22 Dec 2009
Location: Maidstone
Posts: 7274
Sell it and buy some cheap runabout to cart the dog around in and hire a nice car when you need one.
7th Nov 2019 5:43 pm
sasdiscos
Member Since: 22 Feb 2013
Location: Northants
Posts: 889
Thats exactly what my wife said. I do love the car to bits though, thats the problem.
SteveYou remind me of a younger me, not much younger mind...perhaps even a little older!
7th Nov 2019 5:48 pm
Dave T
Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6910
That's not bad for a 9 year old car though, mine was 660 for 3 years on a 3 year old car with 30K on it, just through ageing and mileage you are more likely to have a problem than I am (forgetting its a LR in that statement )Joined the BMWX5 45e group
1994 Defender 90
2015 RRS Corris Grey/Black roof
2016 D4 Graphite Santorini Black
2012 D4 XS Orkney Grey
2005 D3 S Maya Gold
Convoy for Heroes 2011
8th Nov 2019 6:59 am
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73082
lynalldiscovery wrote:
Sell it and buy some cheap runabout to cart the dog around in and hire a nice car when you need one.
Bangernomics, it’s the future.
8th Nov 2019 7:16 am
Gary_P
Member Since: 03 May 2016
Location: Kent
Posts: 1665
I suppose it may well come down to personal finance situation. What would happen if the car went wrong? Could I afford a repair in £1000s or a new car if I had to. My understanding is that as they get older people on here often state they claimed more than they paid.
Incidentally would they give you a 3year quote? Might be better value if you want to keep the car.
CheersGary
-------------------------------------------
Discovery 4 HSE 2016MY
8th Nov 2019 8:21 am
ratrunner
Member Since: 20 Nov 2015
Location: cotswolds
Posts: 195
What is amazing here is that we are expected to buy these expensive warranties because the manufacturer Land Rover are unable to produce and build a reliable vehicle.My other car a Vauxhall Astra has a 100,000 mile warranty, an offer Vauxhall did back in 2011.The car now on 60,500 has been faultless although the boot catch did need replacing around 40,000 miles done for free under the warranty.My D4 costing mucho dinero now on 15,300 has broken down twice, both in Europe.Go back twenty years were we expected to buy a warranty then ? I never had one on my D1 or my D2. These vehicles cost enough and yet seem to be so poorly built.When my D4 needs replacing it will not be a JLR product.My work colleague has an Audi Q7 on 80,000 miles never had a problem with it.Simples, design it right and build it right.Come on JLR get the quality right please.
What Car have recently published their list of most reliable cars (manufacturers) - Land Rover came last:-
Quote:
Land Rover’s poor result was driven in part by it taking all three positions in the least reliable luxury SUV class with its Range Rover, Range Rover Velar and Discovery models. The Discovery Sport also fared badly in the large SUV class.
Here's the list:-
1 Lexus 99.3%
2 Toyota 97.7%
3 Suzuki 97.3%
4 Tesla 96.9%
5 Subaru 96.6%
6 Kia 96.3%
7 Hyundai 95.7%
8 Mini 95.4%
9 Skoda 95.2%
10 Honda 94.9%
11 Volvo 94.7%
12 Dacia 94.5%
13 Mitsubishi 94.3%
14 Ford 94.1%
15 Seat 93.8%
16 Volkswagen 93.7%
17 Mazda 93.5%
18 Peugeot 93.4%
19 Fiat 93.3%
20 Audi 92.9%
21 BMW 92.1%
22 Citroën 91.8%
23 Porsche 91.7%
24 Mercedes-Benz 90.6%
25 Alfa Romeo 89.7%
26 Jaguar 89.5%
27 Vauxhall 89.4%
28 Nissan 85.7%
29 Jeep 84.4%
30 Renault 84.2%
31 Land Rover 81.3%
Lexus scalps two out of three places in the most reliable hybrid and electric car class with its CT (pictured) and NX models, the former with a remarkable 100% score. The reputation Lexus has for building ultra-reliable cars seems to be built on strong foundations.
NJSSAm I Gammon or Woke ? - I neither know nor care.
2016 Discovery 4 Landmark
2011 Mercedes Benz SL350 (R230)
1973 MG B GT V8 - 3.9L John Eales engine, 5 speed R380 gearbox, since 1975.
1959 MGA roadster - 1.9L Peter Burgess Engine - 5 speed gearbox
Past LRs - Multiple FFRs, Discos & a Series I - some petrol, some diesel,
none Electric or H2 fuel cell - yet.
There are 10 types of people in this world: Those who understand binary, and those who don’t.
8th Nov 2019 12:56 pm
sasdiscos
Member Since: 22 Feb 2013
Location: Northants
Posts: 889
30 mins on the phone with W/D. Got it down to £545. Cheaper than last year.
Although I have upped the excess. Will only claim if the engine or gearbox go bang so not so bad in that instance.
They say that all land rover policies have gone up, the under writer is worried about the reliability of land rovers in particular.
SteveYou remind me of a younger me, not much younger mind...perhaps even a little older!
8th Nov 2019 2:14 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73082
The underwriter is worried? Not half as much as the drivers.
Getting my coat.
9th Nov 2019 1:54 am
Red Merle
Member Since: 30 Aug 2014
Location: Liskeard
Posts: 7441
I’d say that list just as easily represents how much each of the drivers of those different brands likes to vocally complain about their cars!
For instance, as a LR driver I feel contractually obliged to complain, loudly, to any poor sod who’ll listen. But, with something like a Honda*, to tell the nice man at the post office counter just how jolly nice it’s been, clocking up 3,000 miles a year - mostly collecting my pension
None of the Honda drivers that break their cars would ever read WhatCar? anyway - they’re more like to read (more likely “look at the pictures”) in Max Power...
The Lexus thing is just a Freemason / golf club arranged conspiracy
* Suzuki / Toyota / Hyundai etc. 2011 - 2015: 3 x FL2
2015 - 2017: 2 x D4
2017 to date: FFRR SDV8
2023 to date: 2 x FL2 as “second” cars 🙄
2021 to date: Hinckley built ‘14 Triumph Trophy 1200
2022 to date: Hinckley built ‘14 Triumph Trophy 1200 & sidecar!
(One of only two known to exist in the world!)
9th Nov 2019 5:28 am
sasdiscos
Member Since: 22 Feb 2013
Location: Northants
Posts: 889
It’s come round again and once again it’s gone up by 200 quid. Can’t up the excess any more and still have no claims on the policy.
Again only done about 3k in the year.
I’m pretty sure they won’t budge on price. I’ve got a couple of weeks to think about it.
It’s getting to the point where the car is almost worthless. I’d guess at about 7k at the moment 2010 with 72k on the clock.
SteveYou remind me of a younger me, not much younger mind...perhaps even a little older!
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