Member Since: 16 Oct 2013
Location: Lincolnshire
Posts: 151
Insurance for modified vehicle
So having been let down badly by A Plan i need to source a quote for my D3. Is anybody using any other insurers who cover modified vehicles that i could try.55 Plate Disco 3 HSE. EGR blanked, Decat exhaust, AMK Compressor, bought 20 Dec 13. Watch this space for future upgrades. - Disco 4 front cup holders, D4 Bluetooth, Brembo 4 pot front V8 rear brakes, front diff breather mod, BAS FBH controller, fixed towbar, D4 heated washer jets
Silicone intercooler hoses, RS 500 Intercooler, decat exhaust, remap
IID tool used to enable 3 flash indicators, clock on dash, reverse follow me home lights, snotm, AMK compressor update and still learning
3rd Mar 2017 8:03 am
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73079
One of mine has a fair list of mods, covered by NFU.
3rd Mar 2017 8:11 am
oldskoolskater
Member Since: 31 Mar 2016
Location: Gateshead
Posts: 234
Let down in what way?
3rd Mar 2017 8:49 am
yellowbelly
Member Since: 16 Oct 2013
Location: Lincolnshire
Posts: 151
Thanks i will give them a try.55 Plate Disco 3 HSE. EGR blanked, Decat exhaust, AMK Compressor, bought 20 Dec 13. Watch this space for future upgrades. - Disco 4 front cup holders, D4 Bluetooth, Brembo 4 pot front V8 rear brakes, front diff breather mod, BAS FBH controller, fixed towbar, D4 heated washer jets
Silicone intercooler hoses, RS 500 Intercooler, decat exhaust, remap
IID tool used to enable 3 flash indicators, clock on dash, reverse follow me home lights, snotm, AMK compressor update and still learning
3rd Mar 2017 8:49 am
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73079
NJSSAm I Gammon or Woke ? - I neither know nor care.
2016 Discovery 4 Landmark
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1973 MG B GT V8 - 3.9L John Eales engine, 5 speed R380 gearbox, since 1975.
1959 MGA roadster - 1.9L Peter Burgess Engine - 5 speed gearbox
Past LRs - Multiple FFRs, Discos & a Series I - some petrol, some diesel,
none Electric or H2 fuel cell - yet.
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3rd Mar 2017 10:40 am
John P
Member Since: 12 Aug 2011
Location: West Sussex
Posts: 1283
DSL wrote:
Or Adrian Flux.
I'm with Adrian Flux as well, and mine is modified and no issues.
3rd Mar 2017 10:46 am
Moo D3 Decade
Member Since: 13 Aug 2010
Location: UK
Posts: 14387
Mines modified and A-Plan have been brilliant.
Looking at your mods, they are very similar to mine.New Defender L663 110 SE (known as Noddy!)
Sold Volvo XC90 R-Design (known as Basil)
Sold - D4 HSE (Known as Gerty)
No longer the Old Buses original owner
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control
3rd Mar 2017 11:11 am
yellowbelly
Member Since: 16 Oct 2013
Location: Lincolnshire
Posts: 151
oldskoolskater wrote:
Let down in what way?
Let down in as much as my renewal came through yesterday with a favorable price. I rang to pay it and whilst going through the details the question of modifications was raised. I said that they were the same as previous years - which i declare every time and as per my profile on here and they stated that they did not have a record of any modifications. The ran this past the insurer who has declined to offer insurance based on the modifications and the next cheapest quote they could offer me is over £100 more expensive.
The worrying thing from my point of view is that i could have been driving around for the last year with a vehicle which in the event of an accident may not have been insured. Last year when i renewed there was no record of the modifications on the documents and i rang to query it and was told its ok they have a record of them.55 Plate Disco 3 HSE. EGR blanked, Decat exhaust, AMK Compressor, bought 20 Dec 13. Watch this space for future upgrades. - Disco 4 front cup holders, D4 Bluetooth, Brembo 4 pot front V8 rear brakes, front diff breather mod, BAS FBH controller, fixed towbar, D4 heated washer jets
Silicone intercooler hoses, RS 500 Intercooler, decat exhaust, remap
IID tool used to enable 3 flash indicators, clock on dash, reverse follow me home lights, snotm, AMK compressor update and still learning
3rd Mar 2017 1:45 pm
yellowbelly
Member Since: 16 Oct 2013
Location: Lincolnshire
Posts: 151
Thanks for the steers. I have just got a really good price from Adrian Flux including all of the modifications so now fully ensured again 55 Plate Disco 3 HSE. EGR blanked, Decat exhaust, AMK Compressor, bought 20 Dec 13. Watch this space for future upgrades. - Disco 4 front cup holders, D4 Bluetooth, Brembo 4 pot front V8 rear brakes, front diff breather mod, BAS FBH controller, fixed towbar, D4 heated washer jets
Silicone intercooler hoses, RS 500 Intercooler, decat exhaust, remap
IID tool used to enable 3 flash indicators, clock on dash, reverse follow me home lights, snotm, AMK compressor update and still learning
3rd Mar 2017 2:11 pm
Moo D3 Decade
Member Since: 13 Aug 2010
Location: UK
Posts: 14387
yellowbelly wrote:
oldskoolskater wrote:
Let down in what way?
Let down in as much as my renewal came through yesterday with a favorable price. I rang to pay it and whilst going through the details the question of modifications was raised. I said that they were the same as previous years - which i declare every time and as per my profile on here and they stated that they did not have a record of any modifications. The ran this past the insurer who has declined to offer insurance based on the modifications and the next cheapest quote they could offer me is over £100 more expensive.
The worrying thing from my point of view is that i could have been driving around for the last year with a vehicle which in the event of an accident may not have been insured. Last year when i renewed there was no record of the modifications on the documents and i rang to query it and was told its ok they have a record of them.
So why didn't you confirm it in writing or by email in your original quote? I never trust anything over the phone: You are then left in the hands of the individual who inputs the data.New Defender L663 110 SE (known as Noddy!)
Sold Volvo XC90 R-Design (known as Basil)
Sold - D4 HSE (Known as Gerty)
No longer the Old Buses original owner
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control
3rd Mar 2017 11:26 pm
yellowbelly
Member Since: 16 Oct 2013
Location: Lincolnshire
Posts: 151
Lesson learned55 Plate Disco 3 HSE. EGR blanked, Decat exhaust, AMK Compressor, bought 20 Dec 13. Watch this space for future upgrades. - Disco 4 front cup holders, D4 Bluetooth, Brembo 4 pot front V8 rear brakes, front diff breather mod, BAS FBH controller, fixed towbar, D4 heated washer jets
Silicone intercooler hoses, RS 500 Intercooler, decat exhaust, remap
IID tool used to enable 3 flash indicators, clock on dash, reverse follow me home lights, snotm, AMK compressor update and still learning
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