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Hit in Waitrose car park - claim on insurance?
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GlosBoy
 


Member Since: 16 Oct 2009
Location: Chandlers Ford
Posts: 2444

United Kingdom 2016 Discovery 4 3.0 TDV6 HSE Auto Aintree GreenDiscovery 4
Hit in Waitrose car park - claim on insurance?

Was in Waitrose in chandlers Ford and heard "would the owner of discovery registration.... contact information desk"

It was mine Big Cry



Found some woman hit the side of my car and left white residue and marked the paint a little

She has taken full responsibility and will contact her insurance tomorrow

I think most will come out with T-Cut but not the small Mark to the paint

Dilemma - do I let it go through insurance or see what it would cost to do private and get her to pay?

Car is Aintree Green so worried it's not just a touch up to get it sorted

Can the do theses sparkly greens by the patch or is it a whole door ?

Don't really want a claim ( even if not my fault) when I come to renew in June
 D4 HSE - Aintree Green
D4 Orkney my13 - gone
Stornaway D4. Gone, Didn't like it at all
D3 silver manual. Loved my first LR


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Post #177773412th Feb 2017 6:17 pm
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JackNorris
 


Member Since: 06 Jul 2012
Location: Beds/Bucks Border
Posts: 1877

United Kingdom 2005 Discovery 3 4.4 V8 HSE Auto Tonga GreenDiscovery 3

I personally would look to settle external to insurance Thumbs Up
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Post #177774012th Feb 2017 6:24 pm
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robpenrose
 


Member Since: 12 Jan 2016
Location: Surrey / SW London
Posts: 2136

United Kingdom 2010 Discovery 4 3.0 TDV6 HSE Auto Stornoway GreyDiscovery 4

I wouldn't do any buffing out yourself. Take it to a body shop and see what they can/can't do.

Seems she is being good, so I would try and get it done externally of insurance as the starting point. Can always move to insurance if she isn't prepared to pay it.
 

Current: D4 HSE
Previous: BMW Z4M Coupe
Previous: Land Rover Defender 90 CSW Td5
Previous: Land Rover Discovery Td5 ES 
 
Post #177774112th Feb 2017 6:26 pm
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Discoveringcomfort
 


Member Since: 16 Sep 2015
Location: Berkshire
Posts: 637

England 2005 Discovery 3 4.4 V8 HSE Auto Zambezi SilverDiscovery 3

Not sure she will gain much even if you find a cheaper alternative as once she has called her insurance it will be logged against her so a hike in renewal cost is likely.
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Post #177776112th Feb 2017 7:00 pm
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GlosBoy
 


Member Since: 16 Oct 2009
Location: Chandlers Ford
Posts: 2444

United Kingdom 2016 Discovery 4 3.0 TDV6 HSE Auto Aintree GreenDiscovery 4

But will mine get hiked ?

Being bleeding selfish it's all I care about Thumbs Up
 D4 HSE - Aintree Green
D4 Orkney my13 - gone
Stornaway D4. Gone, Didn't like it at all
D3 silver manual. Loved my first LR


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Post #177776312th Feb 2017 7:01 pm
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rrhool
 


Member Since: 28 Aug 2014
Location: Norfolk
Posts: 4398

United Kingdom 2007 Discovery 3 TDV6 SE Manual Zermatt SilverDiscovery 3

Metalics are the hardest to match, even the direction of application can affect how the metalic looks.
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D3 SE 2007. Triumph 2.5Pi 1973. Ferguson TEA20 1948.



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Post #177776512th Feb 2017 7:02 pm
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Somerset Bumpkin
 


Member Since: 08 Mar 2015
Location: Gosport
Posts: 234

United Kingdom 2016 Discovery 4 3.0 SDV6 HSE Lux Auto Causeway GreyDiscovery 4

My Mrs did something similar and left a note. The guy took it to a body shop and we paid the bill. It wasn't cheap (2 month old M3, I could have killed her) but it saves insurances wranglings and price hikes. Try and be honest with her and not take the 'p', plenty of people would have just driven off.
  
Post #177777012th Feb 2017 7:06 pm
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BLFarrar
 


Member Since: 02 Aug 2006
Location: Deepest, Dankest, Darkest, Dingiest......Le Halifax, West Yorkshire...with strong links to Ireland
Posts: 6222

France 2006 Discovery 3 TDV6 HSE Auto Lugano TealDiscovery 3
Get her to settle it....

You should be able to make a full claim on her insurance....
You can decide if you tell your insurer.....yo don't have to as she has admitted full liability.

The flour looks like the D4 version of Lugano...Lighter than the D3 original.....this is on the darker side so repairs readily...blends.

Choose your body shop wisely....they do vary - a lot.
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Post #177777512th Feb 2017 7:08 pm
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L319
 


Member Since: 14 Dec 2013
Location: Herefordshire
Posts: 2079

United Kingdom 2005 Discovery 3 TDV6 HSE Auto Buckingham BlueDiscovery 3

Unfortunately I had similar incident, chap apologised & said he would pay/ tell insurers until I had some quotations then it wasn't his fault etc. All I am saying is don't take it for granted she will continue to cooperate.
  
Post #177777812th Feb 2017 7:10 pm
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GlosBoy
 


Member Since: 16 Oct 2009
Location: Chandlers Ford
Posts: 2444

United Kingdom 2016 Discovery 4 3.0 TDV6 HSE Auto Aintree GreenDiscovery 4

She has written on paper that it was her fault and she would go into A Plan tomorrow

I have a photo of this statement

There was also a witness - who reported it to the store manager

He took photos as well and was there when she admitted liability

Must say store manager at Waitrose was brilliant and even gave me s bottle of preseco to help ease the pain Thumbs Up

I think I'll let it run for a day or two and see if they contact me
 D4 HSE - Aintree Green
D4 Orkney my13 - gone
Stornaway D4. Gone, Didn't like it at all
D3 silver manual. Loved my first LR


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Post #177778512th Feb 2017 7:22 pm
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DrRobH
 


Member Since: 10 Oct 2015
Location: Hampshire
Posts: 924

United Kingdom 

In the meantime it will cost you nothing to get a quote from a local body shop. LR website has a searchable map of LR Approved body shops....
http://www.landrover.co.uk/national-dealer-locator.html Select body shop from drop down
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Post #177779612th Feb 2017 7:40 pm
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daftlad
 


Member Since: 12 Jun 2016
Location: Worksop , Nottinghamshire
Posts: 712

United Kingdom 2009 Discovery 3 TDV6 HSE Auto Stornoway GreyDiscovery 3

GlosBoy wrote:
But will mine get hiked ?

Being bleeding selfish it's all I care about Thumbs Up


Believe it or not yes you will be regarded as likely to have another accident even though you didn't have one to start with .It's all about claims being logged
Been there with my lad
Involved in a hit and run whilst parked.driver fled then returned with his parents who claimed to be driving wtf
Not his fault but his went up untill we faught it
  
Post #177780712th Feb 2017 8:03 pm
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Famousfive
 


Member Since: 12 Aug 2014
Location: Southampton
Posts: 1806

Ukraine 2013 Discovery 4 3.0 TDV6 GS Auto Loire BlueDiscovery 4

I know a top class body shop chap in chandlers ford if you need any contacts - he usually has about a months' lead time of work but always been impressed with his body shop abilites Thumbs Up
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Post #177783112th Feb 2017 8:42 pm
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GlosBoy
 


Member Since: 16 Oct 2009
Location: Chandlers Ford
Posts: 2444

United Kingdom 2016 Discovery 4 3.0 TDV6 HSE Auto Aintree GreenDiscovery 4

FF

Tks

Can you PM me his details please

Mark
 D4 HSE - Aintree Green
D4 Orkney my13 - gone
Stornaway D4. Gone, Didn't like it at all
D3 silver manual. Loved my first LR


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Post #177784012th Feb 2017 8:50 pm
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Cobstar
 


Member Since: 03 Mar 2010
Location: UK
Posts: 194

United Kingdom 2016 Discovery 4 3.0 SDV6 Graphite LE Auto Loire BlueDiscovery 4

Probably not what you want to hear and of course just my personal opinion but better to notify your insurer of the incident for information only and claim direct against the other driver's insurer.

If she notifies her insurer your details will be in the system. You are supposed to advise your insurer of all incidents - fault or no fault - and they might check the system when you come to renew.
  
Post #177787312th Feb 2017 9:25 pm
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