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Dash cams and ins
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gstuart
 


Member Since: 21 Oct 2016
Location: kent
Posts: 13612

United Kingdom 2005 Discovery 3 TDV6 Base 7 Seat Auto Java BlackDiscovery 3
Dash cams and ins

been looking through dash cams and also thought of getting cheaper ins

well was taken back if i'm honest , most ins companies don't offer any discount

which i'm really surprised about

some saying u have to get it fitted my an approved company , which some charge a stupid amount

it seems such a minefield out there

been looking at firstly getting a rear view mirror with a built in digital directional display , i.e. north east west south

think the d2 s had then fitted

don't know what there like to retrofit

then there's other dash cams that have a camera incorporated into the rear view mirror

with so much advancement concerning these , i've been going from web site to web site, yet still none the wiser in what to select

wonder if it's worth to get one that also covers a rear aspect view

cheers guys as always Bow down Bow down
  
Post #177742212th Feb 2017 4:34 am
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tayaste
 


Member Since: 15 May 2013
Location: Chester
Posts: 7633

United Kingdom 2008 Discovery 3 TDV6 HSE Auto Stornoway GreyDiscovery 3

My Blackvue does front and rear. It's been going strong for a few years now. Can't help you with the mirror though.
   
Post #177742412th Feb 2017 4:52 am
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lynalldiscovery
 


Member Since: 22 Dec 2009
Location: Maidstone
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United Kingdom 2006 Discovery 3 TDV6 Metropolis LE Auto Bonatti GreyDiscovery 3

Cheap or expensive?

Weve been running one of these in each car for a couple of years and one recently died so replaced for under 20 quid http://www.ebay.co.uk/itm/Full-HD-1080P-In...SwImRYUUb3
This is the same unit but ours have a stick on screen mount rather than the rubber job supplied with this one

Theres also a downside if you have an accident and they take the camera and you were driving like a dick the day before could they use that against you?

I reckon subtle and hidden is what you need in a camera so only you know its there.
  
Post #177742612th Feb 2017 5:35 am
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Mr.Tom
 


Member Since: 01 Jun 2014
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United Kingdom 2016 Discovery 4 3.0 SDV6 Landmark LE Auto Waitomo GreyDiscovery 4

Could always just buy two and fit one to the front and one to the back. Cheap enough.

I fitted a nextbase 512 from halfords at Xmas and it's ok and a doddle to fit.

Insurance companies don't offer discount as they cannot guarantee it will be fitted properly, on, etc and there offers no guaranteed advantage for them.
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Post #177743212th Feb 2017 8:31 am
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Canburne
 


Member Since: 15 Jan 2013
Location: Devon
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Ukraine 2015 Discovery 4 3.0 SDV6 HSE Auto Aintree GreenDiscovery 4

lynalldiscovery wrote:

Theres also a downside if you have an accident and they take the camera and you were driving like a dick the day before could they use that against you?


Everyone is probably saying under their breath - 'there is an easy solution, don't drive like a dick then!'
 .
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Post #177746812th Feb 2017 10:53 am
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Discomadness
 


Member Since: 19 Jan 2015
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Wales 2007 Discovery 3 TDV6 HSE Auto Buckingham BlueDiscovery 3

Fair point regarding driving like a dick. I think they come in very handy if your unfortunate enough to have an accident where the details are not cut and dried and the other person was at fault. Showing the footage to the police or insurance companies would undoubtedly clear Things up much faster.
 Jarrod

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Post #177747312th Feb 2017 11:00 am
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wiggs
 


Member Since: 03 Sep 2006
Location: Manchester
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United Kingdom 2015 Discovery 4 3.0 SDV6 HSE Auto Fuji WhiteDiscovery 4

Mr.Tom wrote:

Insurance companies don't offer discount as they cannot guarantee it will be fitted properly, on, etc and there offers no guaranteed advantage for them.


Not true unfortunately.. my insurance company gave me 10 % discount .. and it was them who asked me if I had a camera
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Post #177747412th Feb 2017 11:01 am
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Syd
 


Member Since: 02 Nov 2008
Location: Spain & Hampshire UK
Posts: 860

United Kingdom 

D2 ES had compass in mirror Thumbs Up
If you fit a dash cam, then remember, you could be hanging yourself with it Embarassed
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In UK - Dare not say on this Forum
Gone - Lots of Lode Lane vehicles.
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Last edited by Syd on 12th Feb 2017 2:17 pm. Edited 1 time in total 
Post #177748412th Feb 2017 11:21 am
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Moo
D3 Decade 


Member Since: 13 Aug 2010
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Ukraine 2005 Discovery 3 TDV6 S Manual Zambezi SilverDiscovery 3

If you get a discount for a dash cam from your insurer then I presume you are required to hand over the footage to them as part of your contract, however, if you just fit one without any agreement then as I understand it, you can't be compelled to hand over any image by anyone.

I'm sure the more knowledgable will be along to clarify.
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Post #177749112th Feb 2017 11:26 am
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Canburne
 


Member Since: 15 Jan 2013
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Moo, you could easily be donefor 'witholding evidence' if the other side discover you have dash cam footage and are not giving it up or perhaps worse still 'destroying evidence' if you were to wipe the card.
 .
"the inherent vice of capitalism is the unequal sharing of blessings....the inherent vice of socialism is the equal sharing of miseries" Winston Churchill

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Post #177750012th Feb 2017 11:36 am
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Moo
D3 Decade 


Member Since: 13 Aug 2010
Location: Wiltshire
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Ukraine 2005 Discovery 3 TDV6 S Manual Zambezi SilverDiscovery 3

Out of curiosty has this ever been tested in court?
 New Defender L663 110 SE (known as Noddy!)

Sold Volvo XC90 R-Design (known as Basil)

Sold - D4 HSE (Known as Gerty)

No longer the Old Buses original owner Sad
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control 
 
Post #177750412th Feb 2017 11:37 am
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Syd
 


Member Since: 02 Nov 2008
Location: Spain & Hampshire UK
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United Kingdom 

I bet the Police can grab your dash cam at the scene, especially if anyone is injured.
 In Spain - 2018 F Pace - Down and out's Velar
In UK - Dare not say on this Forum
Gone - Lots of Lode Lane vehicles.
- Beta User 
 
Post #177751212th Feb 2017 11:47 am
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Discomadness
 


Member Since: 19 Jan 2015
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Wales 2007 Discovery 3 TDV6 HSE Auto Buckingham BlueDiscovery 3

I've just been informed by a policeman officer friend who has said they can ask for it. He wouldn't comment when I asked could they take it even if you said no. Laughing
 Jarrod

Current : D3 2007 HSE - AKA the lemon
-beanie grille
-detango with led bulbs
-club body off rebuild. TWICE. 
 
Post #177752612th Feb 2017 12:27 pm
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firthy77
 


Member Since: 03 Dec 2016
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The Sunday Times revealed more than three years ago that insurance companies were offering discounts to drivers who fitted a then innovative device called a dashcam to their cars. Since then the popularity of dashcams has soared to the point where the RAC estimates that 9% of motorists now use one of the gadgets — that amounts to 2.9m camera-equipped cars on the road.

Because the cost of cameras has dropped, discounts in insurance premiums can easily cover their cost. Adrian Flux was the first insurance broker to offer cheaper premiums for dashcam users, and it still knocks 15% off the price of policies if any one of the dozens of cameras it specifies is fitted. Swiftcover gives 10% off.

Insurers say they would expect drivers to send in footage after an accident. If a driver has forgotten to switch the camera on, or if it malfunctions, they will not be penalised, but there will be less evidence that they were not at fault — if that is what they claim.
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Post #177754712th Feb 2017 1:26 pm
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gstuart
 


Member Since: 21 Oct 2016
Location: kent
Posts: 13612

United Kingdom 2005 Discovery 3 TDV6 Base 7 Seat Auto Java BlackDiscovery 3

thks for the replies

so it seems the dash cam can indeed be like a double edged sword , ref an accident

was looking up to around £100 quid for one

a fiesta side swiped me some 6 x years ago whilst on a roundabout , he decided to come into my lane and cut across

i lost, because there attitude was i was driving a land rover

my ins company at the time couldn't have cared less and simply paid out

but know with having evidence it can either be in defence of urself or the other side

would also be good for videoing off road trips

assume the dash cam loops , so that when the card is full it clears it unless u tell it to record a section u wish to keep and then starts over again

have heard though cars become more attractive in being broken into that have dashcams

only place i can think of is hiding it up just behind the rear view mirror,

still what ever u fit in the car, can just be pot luck if someone wishes to smash the window etc

maybe better getting one without a lcd screen so it's smaller and more discreet

have many of u guys also got them please

thks and will look at the halfords ones
  
Post #177755112th Feb 2017 1:52 pm
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