Member Since: 04 Oct 2016
Location: Hampshire
Posts: 2592
Business!
The net result of the 50k is two fold. If we buy a premise we have a deposit. Also it allows us to reduce tax burden. Account and money to hand are two different situations. The 50k smooths that out. For example during Covid I had to keep more cash to hand so my tax burden was circa 30k. I couldn't for example make a pension contribution as I didn't know what was around the corner. So that meant more profit and that means I have to pay more tax.
Its purely financial planning / gain. As stated, borrowing 50k saves 6k + the expense of servicing the loan.
23rd Jan 2024 12:19 pm
JordsDisco
Member Since: 22 May 2020
Location: Newcastle
Posts: 1616
Okay, so the Disco has been making a strange low hum sort of noise, so I called out LRA yesterday. They think it might be a wheel bearing, but it’s anyone’s guess, so it gets taken into the local LR garage, who gleefully told me not only don’t they have a curtesy car, but my vehicle is no. 33 in the list and if I’d simply booked it in, they were looking at March before I could get a spot.
After 24 hours, LR have to provide a car for me. Rather than just hire one from the local Enterprise place, a round trip of 30 miles and less than an hour, they have decided to send me a new Defender from a dealership 50 miles distant from me. That will take two people, two vehicles and an hour each way. You couldn’t make it up!
Don’t get me wrong, I don’t mind a new Defender, but how on earth that is expedient is beyond me.
24th Jan 2024 1:40 pm
Moo D3 Decade
Member Since: 13 Aug 2010
Location: UK
Posts: 14417
Somewhere an accountant in JLR has come up with a spreadsheet that says thats the best option.
Anyway, curious to see how you get on with the Defender. D4 HSE EU6 (Known as Jeeves)
New Defender L663 110 SE (known as Noddy!) Sold
Sold Volvo XC90 R-Design (known as Basil)
Sold - D4 HSE (Known as Gerty)
No longer the Old Buses original owner
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control
A high-up civil servant needed to travel from Bristol to our office in Crawley. He was told there were no chauffeured cars available for such a long trip so he would have to go by train. A chauffer duly took him to a Bristol station and he travelled to Crawley station - where he was met by the same car/chauffeur because he was the nearest one available!
2015 Volvo V40
2014 D4 HSE
2006 RRS - C'est mort. Fin... ...It's alive! Oh no, it's not - scrapped.
2019 Suzuki Kingquad 400
2017 RamRod Taskmaster 1150
1977 John Deere 2130
24th Jan 2024 3:04 pm
JordsDisco
Member Since: 22 May 2020
Location: Newcastle
Posts: 1616
The car is coming tomorrow morning. Aparently LR have cars that drift round dealerships for that purpose, so if one if needed it gets moved on, stays where ever until they need it somewhere else. They call them “raft cars” so I was told just now.
It’s not the dealership staff that drive it to me, it’s LR own people, so goodness knows where they come from, but I’ll ask. Either way it seems a bit convoluted.
24th Jan 2024 4:02 pm
Worms
Member Since: 24 Sep 2023
Location: Highlands
Posts: 403
HWN wrote:
A high-up civil servant needed to travel from Bristol to our office in Crawley. He was told there were no chauffeured cars available for such a long trip so he would have to go by train. A chauffer duly took him to a Bristol station and he travelled to Crawley station - where he was met by the same car/chauffeur because he was the nearest one available!
I once had a job interview like that in London. I was the only candidate and the two interviewers took the same flight down from Glasgow as I did in the morning, although I didn't know that at the time. We did know each other for the flight back that night, though!Previously:
2010 FL2 TD4e GS
‘93 Defender 110 200TDi CSW - still got this, non-runner on SORN.
‘87 Defender 90 4 cyl Petrol
‘83 110 CSW V8 - best ever!
Range Rover 2-door V8 (not sure of year - 4-speed box and vacuum diff switch)
Series III SWB Diesel
24th Jan 2024 4:36 pm
nigethecat
Member Since: 11 Sep 2016
Location: Marnoch
Posts: 4244
Insurance companies...
Trying to get a quote for the Defender I've ordered and already told them it's awaiting confirmation from the dealer on delivery dates and hasn't been delivered (or even built) yet... asked the following:
When was the vehicle first registered and what date was the vehicle purchased?
What is the current mileage reading on the new vehicle?
Has the vehicle ever been declared a write-off and have you had this checked? ...
and how exactly am I going to do this ? bangs head on wall !I want to see the sweets before I get into your windowless van... I'm not stupid!
Corris Grey D4 Commercial SE 2016
Zermatt Sliver 2007 D3 SE manual (gone)
Indus Silver D4 HSE 2015 (gone)
Bonatti Grey D3 HSE 2006 (gone)
White D3 S (LHD) 2007 (gone)
Firenze Red D4 HSE 2014 (gone)
Black RRS 3.6TDV8 2008 (gone)
Rusty Green Defender 110 1997 (gone)
Black FL2 HSE 2013 (gone)
24th Jan 2024 4:53 pm
astonbuilder
Member Since: 29 Sep 2006
Location: MIDLANDS
Posts: 8139
false date
false number
No
Yes
take insurance and amend details when known exactly...... probably paying twenty five quid for the privilege of 'amending particulars'
24th Jan 2024 5:32 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73088
nigethecat wrote:
Trying to get a quote for the Defender I've ordered and already told them it's awaiting confirmation from the dealer on delivery dates and hasn't been delivered (or even built) yet... l !
Details, man details!! Obviously I’ve missed something.
24th Jan 2024 5:54 pm
RRSTDV8
Member Since: 07 Apr 2014
Location: Here
Posts: 13556
nigethecat wrote:
and how exactly am I going to do this ? bangs head on wall !
Is there not an option for "haven't bought it yet"? Certainly when I've done speculative quotes on comparison sites I haven't been asked for date of reg, purchase, etc.Visiting from rrsport.co.uk
2012 RRS SDV6
2008 RRS TDV8
"When you fire that first shot, no matter how right you feel, you have no idea who's going to die! You don't know who's children are going to scream and burn. How many hearts will be broken. How many lives shattered. How much blood will spill, until everybody does what they were always going to have to do from the very beginning: SIT DOWN AND TALK!"
24th Jan 2024 5:56 pm
nigethecat
Member Since: 11 Sep 2016
Location: Marnoch
Posts: 4244
If only! they wanted the EXACT details of the car I was getting but didn't even have the Hard Top listed n their list of vehicle... hence the big mistake of "live chat"... they just didn't get that the car was still being built
I was trying to see about swapping over my current business policy to the new car but as it only runs for a few days after the new one arrives I might as well just take out a new policy (certainly less of a hassle) I want to see the sweets before I get into your windowless van... I'm not stupid!
Corris Grey D4 Commercial SE 2016
Zermatt Sliver 2007 D3 SE manual (gone)
Indus Silver D4 HSE 2015 (gone)
Bonatti Grey D3 HSE 2006 (gone)
White D3 S (LHD) 2007 (gone)
Firenze Red D4 HSE 2014 (gone)
Black RRS 3.6TDV8 2008 (gone)
Rusty Green Defender 110 1997 (gone)
Black FL2 HSE 2013 (gone)
24th Jan 2024 6:07 pm
nigethecat
Member Since: 11 Sep 2016
Location: Marnoch
Posts: 4244
DSL wrote:
nigethecat wrote:
Trying to get a quote for the Defender I've ordered and already told them it's awaiting confirmation from the dealer on delivery dates and hasn't been delivered (or even built) yet... l !
Details, man details!! Obviously I’ve missed something.
Placed order a while back but have been umming and arrhing and looking at used car prices and seeing how values are falling but have decided "what the hell" and gone ahead with it anyway.... so to answer your question Del, Defender 110 D300 X-Dynamic HSE Hard Top in Carpathian Grey, air suspension, cold climate pack, off road pack, Comfort and convenience pack, electric towbar, leather steering wheel, Matrix LED lights, Chequer plate pack, black spare wheel cover (last two were thrown in by the dealer)... and most importantly secure tracker pro...
Anyone want to buy a D4 commercial ? I want to see the sweets before I get into your windowless van... I'm not stupid!
Corris Grey D4 Commercial SE 2016
Zermatt Sliver 2007 D3 SE manual (gone)
Indus Silver D4 HSE 2015 (gone)
Bonatti Grey D3 HSE 2006 (gone)
White D3 S (LHD) 2007 (gone)
Firenze Red D4 HSE 2014 (gone)
Black RRS 3.6TDV8 2008 (gone)
Rusty Green Defender 110 1997 (gone)
Black FL2 HSE 2013 (gone)
24th Jan 2024 6:14 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 73088
Sounds really good. And you’d get a lot of logs in the back.
Just got back to down sauf gaff to find a neighbour has a mint green new type 90. Not my cup of tea colour-wise but it seems to suit that car.
24th Jan 2024 6:22 pm
john watson
Member Since: 10 Nov 2011
Location: lanark
Posts: 970
BBC reporting as in “UK warship shoots down drone” . Since when did we have UK navy? To me this implies that each of the 4 nations contribute ships to the UK navy . What ever happened to the Royal Navy? Is this another case of the BBC political madness?Once you have defeated the idiots any job is half done. Pity there are so many idiots to defeat.
28th Jan 2024 4:13 pm
Moo D3 Decade
Member Since: 13 Aug 2010
Location: UK
Posts: 14417
It's probably more to with uneducated young reporter. Having seen the standard of graduates coming through our university system, I really fear for the future of this country. D4 HSE EU6 (Known as Jeeves)
New Defender L663 110 SE (known as Noddy!) Sold
Sold Volvo XC90 R-Design (known as Basil)
Sold - D4 HSE (Known as Gerty)
No longer the Old Buses original owner
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control
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