Member Since: 15 Apr 2015
Location: UK
Posts: 1684
Warranty Direct & AA Parts and Garage Cover
Hi
I'm renewing my insurance and one of the things I'm looking into is breakdown cover. I've got a policy with Warranty Direct which has worked well, but I see that the AA offers Parts & Garage Cover. The limit per claim is £500, with a £35 excess, but I wonder whether anyone else has looked into this and what their thoughts are?
16th May 2016 12:25 pm
trainmanone
Member Since: 19 Dec 2014
Location: stockport
Posts: 366
I've got it ,only used it once for alternator, AA took it to local garage of my choice the mechanic confirmed alt was kaput contacted the aa who authorised the garage to complete repair picked car up next day paid £35 and back on road.
I also have the keep moving option so had hire car for three days as well.
not as good as full blown warranty but a lot cheaper and not age or mileage related but must be serviced by a vat reg garage
to me its worth it imho
16th May 2016 12:55 pm
Someone-Gone
Member Since: 21 Dec 2015
Location: Gone
Posts: 5117
Yep, ticks the boxes without being prohibitively expensive.
16th May 2016 2:45 pm
Dave T
Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6910
I have used before, takes the sting out without costing too much.Joined the BMWX5 45e group
1994 Defender 90
2015 RRS Corris Grey/Black roof
2016 D4 Graphite Santorini Black
2012 D4 XS Orkney Grey
2005 D3 S Maya Gold
Convoy for Heroes 2011
16th May 2016 5:43 pm
Disco_Mikey
Member Since: 29 May 2007
Location: Dundee, Scotland
Posts: 20857
For a claim to be validated, the patrol must attend the car
£500 is enough to cover alternator, belt tensioner, wheel bearings etc, but no use at all for catastrophic failures My D3 Build Thread
Member Since: 15 Apr 2015
Location: UK
Posts: 1684
So is it worth the money with Warranty Direct picking up the slack (I.e. Failures which cost more than the #500 limit?)?
16th May 2016 7:20 pm
Dave T
Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6910
A lot would depend on your mileage and the cover you can get, definately don't go for both, and definately don't bother with WD if you can't get wear and tear included.
After that it's down to how lucky you feel!Joined the BMWX5 45e group
1994 Defender 90
2015 RRS Corris Grey/Black roof
2016 D4 Graphite Santorini Black
2012 D4 XS Orkney Grey
2005 D3 S Maya Gold
Convoy for Heroes 2011
16th May 2016 7:29 pm
Iceman08
Member Since: 22 Sep 2014
Location: Hereford
Posts: 2284
I have the AA cover because my mileage is too high for WD to cover me. Not yet used it so can't really comment!
As Mikey said though, you need to be attended to by an AA patrol in order to use the Parts and Garage cover.
Servicing needs to be up to scratch but I seem to remember being told it doesn't have to be with a VAT registered garage anymore, and neither do the repairs need to be done at a VAT registered garage.
I'm going to check this for myself now though!!
16th May 2016 7:35 pm
Moo D3 Decade
Member Since: 13 Aug 2010
Location: UK
Posts: 14492
I have the AA cover. I've used it once for an alternator and paid £35. I thought it was great value for money. I've renewed it this year. D4 HSE EU6 (Known as Jeeves)
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