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adam
Member Since: 20 Sep 2005
Location: Home and Happy
Posts: 6917
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Journalist with a degree in stating the bleeding obvious.
Simple fact of life - read and understand what you are entering into.
I had a £12k ballon on my D4 at the end of its finance period on a car, according to we buy any car, was worth £27k
It's just a case of doing some very simple research and simple maths before you sign up
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 5th Mar 2016 7:43 am |
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Red Merle
Member Since: 30 Aug 2014
Location: Liskeard
Posts: 7441
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Simple rule of journalism - if you want to sell copy and the numerically illiterate get themselves into difficulties, it must be the supplier's fault! Write article accordingly... 2011 - 2015: 3 x FL2
2015 - 2017: 2 x D4
2017 to date: FFRR SDV8
2023 to date: 2 x FL2 as “second” cars 🙄
2021 to date: Hinckley built ‘14 Triumph Trophy 1200
2022 to date: Hinckley built ‘14 Triumph Trophy 1200 & sidecar!
(One of only two known to exist in the world!)
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| 5th Mar 2016 7:55 am |
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Pelyma
Member Since: 06 Jan 2005
Location: Patching, Sussex
Posts: 15496
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So in reality you're best putting no deposit down, then at least you can hand a car back with nothing lost or if the residuals are better than expected roll it over to the next deal. If you lease then you definitely will not have a better trade in than expected. DS3 TDV6 HSE - Silver with Alpaca (old one) Gone
DS3 TDV6 HSE- Silver with Alpaca (new one) Gone
D4 HSE Lux - Montalcino Red Gone
Porsche Cayenne V8 Diesel S
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| 5th Mar 2016 8:33 am |
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Red Merle
Member Since: 30 Aug 2014
Location: Liskeard
Posts: 7441
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All you need to do is find a finance company gullable enough to enter into a PCP agreement without the client first paying a deposit...  2011 - 2015: 3 x FL2
2015 - 2017: 2 x D4
2017 to date: FFRR SDV8
2023 to date: 2 x FL2 as “second” cars 🙄
2021 to date: Hinckley built ‘14 Triumph Trophy 1200
2022 to date: Hinckley built ‘14 Triumph Trophy 1200 & sidecar!
(One of only two known to exist in the world!)
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| 5th Mar 2016 8:42 am |
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Pelyma
Member Since: 06 Jan 2005
Location: Patching, Sussex
Posts: 15496
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You can put very small deposits with LR ISTR. DS3 TDV6 HSE - Silver with Alpaca (old one) Gone
DS3 TDV6 HSE- Silver with Alpaca (new one) Gone
D4 HSE Lux - Montalcino Red Gone
Porsche Cayenne V8 Diesel S
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| 5th Mar 2016 11:41 am |
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A1GSS
Member Since: 12 Sep 2010
Location: Saffron Walden, Essex
Posts: 4691
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Red Merle wrote:All you need to do is find a finance company gullable enough to enter into a PCP agreement without the client first paying a deposit...
I've done loads of PCPs and rarely put anything in. If anything a max of £500. You'll never see it again because its value is eroded in lower monthly payment; unless you buy the car at the end you've lost it at the end of the term. Similarly if you want to trade in then get the trade-in value back as a cheque. ____
Gone: 10MY L320 RR Sport HSE, Ipanema Sand
Gone: 20MY Jaguar iPace HSE, Silicon Silver
Gone: 17MY RR Evoque SE Tech, Loire Blue
Gone: 08MY Discovery 3 XS, Stornoway Grey
Gone: 07MY FFRR TDV8 Vogue, Stornoway Grey
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| 5th Mar 2016 11:48 am |
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