I thought I would post this in case anyone else has experienced the same and might find it useful.
For quite a while now, NFU have not been able to be remotely competitive with my insurance. I don't mind paying a little more for premium service be we're talking nearly twice the price. My renewal came up recently (with A-plan - price did increase but not by too much) and the local NFU branch phoned up to say they had changed their pricing methods so I decided to give them a chance, not expecting much.
To my surprise, they managed to beat my quote, offering cover for around £400 with a £250 excess instead of £400. They are happy with my intercooler etc., I'm paying it monthly for just a few pounds more and have full UK RAC cover for £34.99. Very happy overall.
I should say, this is based on over 20k a year, class 1 business use, max NCD.
They have also now given us an excellent deal on my VW Passat and horse trailer all in one policy and the branch is only 10 minutes away.
So if anyone, like me, has written off NFU as too expensive, give them another go.
for A-plan too though, I would have been happy to stick with them.Current: Discovery 3 06MY (55 reg) HSE Auto Zambezi Silver Allisport Fast Road Intercooler, V8 Brakes, Silicone IC Hoses, EGRs Blanked, Remapped, De-Cat pipe, FBHIC
Freelander 2 2007 HSE Manual Tambora Flame
Previous: FL2 56 reg SE Manual Black (written off )
Disco 3 06 reg B7S Manual Rimini Red
Disco 2 TD5 Y reg ES Manual Blue - Chipped
Several Discovery 300 TDis
7th Mar 2015 11:52 am
Fitzy73
Member Since: 09 Feb 2014
Location: Truro
Posts: 2407
I tried NFU when we purchased our Discovery, but despite living in Cornwall, one road away from farmland and open fields our location wasn't rural enough for them!Andy
7th Mar 2015 12:22 pm
Bill Wright
Member Since: 03 Nov 2007
Location: Glorious Devon
Posts: 3254
just had the same letter from NFU as LFW. like him I quit them three years ago when they upped their cost from £350 to £850. Their new pricing regime is once again competitive. It's a shame it's taken them three years to work that out.Never take life too seriously. Nobody gets out alive anyway.
D4 SDV6 SE Tech Kaikoura Stone MY15.
7th Mar 2015 3:08 pm
Rog535
Member Since: 15 Jan 2015
Location: Leicestershire
Posts: 57
Interesting to know. Being a farmer and I considered land rovers of any guise to be bread and butter policies for them I gave up on all insurances with them years back as very uncompetitive. As has been stated many times in everything from Sky to aa and rac etc etc current loyal users/customers get no discounts etc just new clients.....Will try give them another chance in 11 months time!
7th Mar 2015 7:18 pm
rstebbings
Member Since: 03 Jul 2012
Location: Northallerton
Posts: 93
I have just taken out NFU cover on my D4, £425 and no excess, was £400 with a £250 excess. No brainier. Loads cheaper than the normal companies I would generally of chosen.
7th Mar 2015 8:17 pm
Bigcol66
Member Since: 28 Jul 2010
Location: Welshpool, Powys
Posts: 775
I was in the same boat last year,had been with NFU for years and they sent me the renewal and it had gone up again so I shopped around and got insurance for my D4 and mondeo for nearly half the cost of NFU so naturally I changed . I will say this though they had given good service and I would happily go back to them if they compere on price.
7th Mar 2015 8:19 pm
lespes
Member Since: 17 Sep 2009
Location: Sitting Down
Posts: 2232
They used to be un touchable for Landrover insurance, though those days have long gone
Interesting to hear they may of changed policies
Always found good to deal with will bear in mind next renewal D4 Landmark MY16 Santorini Black THE LAST
D4 HSE MY12 Marmais Teal: Gone. Missed a lot!
Freelander 2 SD HSE MY11 Silver:Thankfully gone.
D4 HSE MY11 Silver: Gone missed !
Range Rover Sport MY06 HSE Buck Blue: Gone missed!
Discovery D2 TD5 Facelift MY Red Gone Missed!
Discovery D2 TD5 Cobalt Blue: Gone Missed!
Discovery D1 Auto Oxford Blue Not missed at all!
Discovery D1 Avalon Blue First LR! missed!
Glad to see others have found the same. Current: Discovery 3 06MY (55 reg) HSE Auto Zambezi Silver Allisport Fast Road Intercooler, V8 Brakes, Silicone IC Hoses, EGRs Blanked, Remapped, De-Cat pipe, FBHIC
Freelander 2 2007 HSE Manual Tambora Flame
Previous: FL2 56 reg SE Manual Black (written off )
Disco 3 06 reg B7S Manual Rimini Red
Disco 2 TD5 Y reg ES Manual Blue - Chipped
Several Discovery 300 TDis
8th Mar 2015 9:06 am
G_Cam
Member Since: 12 Aug 2010
Location: Fife
Posts: 2061
Had NFU for the house insurance (outbuildings etc included) This year the policy jumped to close to £1k/year as I had come to the end of the 5 year low quote period! I did not renew with them.
I found their premiums for the Defender and D3 to be 3 or 4 times as much as elsewhere, they wanted £180 for my IH 434 (vs £45 from Walter Midgley) inc Road use, TPFT, implements etc...
So basically I have Written NFU off after 12 odd years... Shame. But perhaps they are trying to address the premium issues now to re-gain some business to cover their TV adverts....1 TR6 Rusting away quietly
1 FARR UTV SOLD
1 International Harvester SOLD
7 x D3 all SOLD
2 x D4 both SOLD
1 x Mrs D4 'Panther' SOLD
1 x Outlander van SOLD
1 continual stream of car parts and me living in the garage...
8th Mar 2015 9:16 am
riverblanche
Member Since: 31 Aug 2010
Location: retford'ish
Posts: 2226
Hi,
had a letter from NFU to quote for house insurance as due about now and have asked them in the past.
Rang for a quite and 1/4 hour later told that our postcode did not come "into scope" for giving a quote
told them not to bother sending a letter to our address then
stopping with UIA through Unite Transit! 2019
Gone D3 HSE 2008
Another Porsche Cayenne 2022
Gone Porsche Cayenne 2020
Gone RRS HSE Dynamic 2016
Gone RRS HSE LUX 2011
Gone RRS HSE 2006
Gone D3 SE 2.7 2008
gone D2 Td5 1999
I plan on living forever and so far so good !
Club DG Mclaren stuff
.
8th Mar 2015 7:09 pm
A-Plan Insurance Site Sponsor
Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 352
If we can help at all here at A-Plan in Thatcham please give us a call on 01635 874646.
We have specialist schemes set up for members and can cover modifications, business use and much more.
Either give us a call or click the link in my signature.
Thanks
Clare Howden | Specialist Vehicle Insurance
Call us on 01635 874646 for a quotation
10th Mar 2015 9:27 am
G_Cam
Member Since: 12 Aug 2010
Location: Fife
Posts: 2061
do you cover garage and stables?1 TR6 Rusting away quietly
1 FARR UTV SOLD
1 International Harvester SOLD
7 x D3 all SOLD
2 x D4 both SOLD
1 x Mrs D4 'Panther' SOLD
1 x Outlander van SOLD
1 continual stream of car parts and me living in the garage...
10th Mar 2015 12:10 pm
A-Plan Insurance Site Sponsor
Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 352
We can cover both garages and stables .. we would need to take full details though.
Can you give us a call on 01635 874646 or click the link in my signature and we will call you back.
Thanks
ClareHowden | Specialist Vehicle Insurance
Call us on 01635 874646 for a quotation
10th Mar 2015 3:34 pm
Lukey
Member Since: 24 Mar 2014
Location: Northants
Posts: 69
NFU
I had the same with NFU 3yrs. ago on my Mitsi L200, upped the policy by 55%, why? Anyway changed to Adrian Flux for last 2 yrs. but their cost was too expensive so went to A plan, brilliant, same cover with Aviva, half the price, very knowledgeable and easy to deal with. Hopefully they will be in touch about Disco very soon.
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