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Thoughts on a D4 warranty
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Tinkertaylor1981
 


Member Since: 10 Jan 2018
Location: Staffs
Posts: 11

United Kingdom 2013 Discovery 4 3.0 SDV6 HSE Auto Santorini BlackDiscovery 4
Thoughts on a D4 warranty

A month into D4 ownership and very happy so far.

Car is a 2013 HSE on 74000. Bought from a (reputable) non-specialist dealer with a 3 month warranty. Service history is complete, the first four completed on schedule with LR dealers or specialists, the subsequent 2 with non specialists and both a little late. Last serviced in December by the dealer prior to sale. No advisories on MOT.

My mechanic (non-specialist, though with several regular D4 customers) has checked the car and found nothing untoward.

Having read practically every page on this forum, I’m well aware of the potential for ‘issues’ this car presents. The question is whether I pay for further warranty. Due to the age and mileage I’m getting quotes of £80 + per month. Part of me thinks I’d be better off putting some money aside each month instead, and possibly getting a full specialist service done soon to address anything that hasn’t been done by this stage.

Thoughts anybody???
  
Post #190824030th Jan 2018 11:17 am
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LaserTam
 


Member Since: 31 Aug 2015
Location: Essex
Posts: 828

England 2012 Discovery 4 3.0 SDV6 HSE Auto Nara BronzeDiscovery 4

It's a gamble, like any non-compulsory insurance. Yes you could put the money in the bank and keep it for that rainy day, depends when that rainy day comes.

Personally I decided to have a warranty, in the last 2 years of ownership I have had issues to be resolved courtesy of the warranty. In both cases, if I had to pay the bill of the fix, it would have cost me more than the warranty cost for the year, by some margin (50% more - roughly) so I've been squids in, to the point that if I don't have to make a claim in this third year, I roughly break even. Gives me peace of mind.

But that's the gamble, everyone and everyone's vehicle is different.
 MY2012 D4 HSE Nara Bronze with some extra stuff  
Post #190824430th Jan 2018 11:30 am
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Scott #55
 


Member Since: 15 Apr 2015
Location: Glasgow
Posts: 1656

United Kingdom 2010 Discovery 4 3.0 TDV6 HSE Auto Nara BronzeDiscovery 4

+1 for LaserTam. Same experience for me. Warranty Direct have been excellent with me - but I know that others on here have had issues.
 2014 - D4 2010 HSE Nara Bronze
2012 - FL2 2009 GS Stornoway Grey
2001 - VW Passat Estate Inky Blue
1999 - Ford Mondeo Light Blue
1998 - Rover 25 Red 
 
Post #190824930th Jan 2018 11:37 am
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Naks
 


Member Since: 12 Jul 2010
Location: Stellenbosch, Republic of the Western Cape
Posts: 756

South Africa 2011 Discovery 4 3.0 SDV6 SE Auto Fuji WhiteDiscovery 4

just make sure whatever warranty you purchase will cover the crank failure.
 --
2010 Defender Puma 90 + BAS remap + Alive IC + Slickshift + Ashcroft ATB rear
2015 Range Rover Sport V8 Supercharged



Defender Puma Workshop Manual: https://bit.ly/2zZ1en9
Discovery 4 Workshop Manual: http://bit.ly/22l8YHh
Range Rover/Sport L320/L322/L494 Workshop Manual: http://bit.ly/2iH7jgG 
 
Post #190825930th Jan 2018 12:17 pm
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Red Merle
 


Member Since: 30 Aug 2014
Location: Liskeard
Posts: 7438

United Kingdom 

Whatever you do, make sure that your late services won’t have already voided any potential claim, rendering the policy a complete waste of money.
 2011 - 2015: 3 x FL2
2015 - 2017: 2 x D4
2017 to date: FFRR SDV8
2023 to date: FL2 as a second car

2021 to date: Hinckley built ‘14 Triumph Trophy 1200
2022 to date: Hinckley built ‘14 Triumph Trophy 1200 & sidecar!
(One of only two known to exist in the world!) 
 
Post #190826530th Jan 2018 12:23 pm
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Dave T
 


Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6902

England 

.......and don't bother if wear and tear isn't included.

A cheaper halfway house is the AA breakdown cover, will pay out up to £500 with small excess, will take the sting out of most common things like compressors.
 Joined the BMWX5 45e group
1994 Defender 90

2015 RRS Corris Grey/Black roof
2016 D4 Graphite Santorini Black
2012 D4 XS Orkney Grey
2005 D3 S Maya Gold

Convoy for Heroes 2011 
 
Post #190826730th Jan 2018 12:26 pm
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Robert SausageTrousers
 


Member Since: 09 Aug 2015
Location: Cornwall
Posts: 466

United Kingdom 2016 Discovery 4 3.0 TDV6 HSE Auto Bonatti GreyDiscovery 4

Unless you have a spare £18k that you're willing to spend on the car should the crank shaft snap, I would strongly recommend a decent warranty that will cover it. As much as it's unlikely that it'll happen, it's a possibility and having been in that situation myself I wouldn't wish it on anyone.
  
Post #190830730th Jan 2018 2:05 pm
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Tinkertaylor1981
 


Member Since: 10 Jan 2018
Location: Staffs
Posts: 11

United Kingdom 2013 Discovery 4 3.0 SDV6 HSE Auto Santorini BlackDiscovery 4

Thanks all.

A conversation with warranty direct and a more reasonable quote - £550 for the year - makes me think I’ll go for it. They’re happy with the service history (main criteria is that it’s been serviced in the last 12 months; it was done in December), and the coverage is pretty thorough including wear and tear. Exclusions are suspension and air con - only increasing the premium quote significantly will get these covered.

Does that sound reasonable for a car of this mileage?
  
Post #190844930th Jan 2018 8:11 pm
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Red Merle
 


Member Since: 30 Aug 2014
Location: Liskeard
Posts: 7438

United Kingdom 

They exclude suspension cover for a reason, as it’s the one thing most likely to result in a claim. How much would it be to add it?

WD have been charging for pre contract inspections recently, is this still the case? With WD they have something known as a “betterment” clause; check their site for a full explanation. It’s the flip side to having wear and tear cover. Many people have got it removed in the haggling process.
 2011 - 2015: 3 x FL2
2015 - 2017: 2 x D4
2017 to date: FFRR SDV8
2023 to date: FL2 as a second car

2021 to date: Hinckley built ‘14 Triumph Trophy 1200
2022 to date: Hinckley built ‘14 Triumph Trophy 1200 & sidecar!
(One of only two known to exist in the world!) 
 
Post #190856231st Jan 2018 5:16 am
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Scott #55
 


Member Since: 15 Apr 2015
Location: Glasgow
Posts: 1656

United Kingdom 2010 Discovery 4 3.0 TDV6 HSE Auto Nara BronzeDiscovery 4

Isn't the pre-contract inspection to do with removing the clause about not repairing faults which arise in the first 90 days of the policy? Think this is on the basis that existing faults which have not manifest themselves when the policy starts are pretty likely to appear during the first 90 days. Basically, it covers WD for a day 1 failure.
 2014 - D4 2010 HSE Nara Bronze
2012 - FL2 2009 GS Stornoway Grey
2001 - VW Passat Estate Inky Blue
1999 - Ford Mondeo Light Blue
1998 - Rover 25 Red 
 
Post #190859231st Jan 2018 8:14 am
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Tinkertaylor1981
 


Member Since: 10 Jan 2018
Location: Staffs
Posts: 11

United Kingdom 2013 Discovery 4 3.0 SDV6 HSE Auto Santorini BlackDiscovery 4

Sorted. Added suspension cover and had the betterment removed. No mention of a pre-inspection, unless it’s in the paperwork they’ll send through.

Here’s hoping I’ll never need it!
  
Post #190869431st Jan 2018 12:05 pm
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