Member Since: 20 Jun 2016
Location: Dumfries
Posts: 26
Smash 1 year ago today
Very careless taxi driver (without a current MOT may I add), speeding round a blind corner. I managed to stop as was taking my time (Disco not really a sports car.....) and she never even tried to maneuver, she just ran straight into the front of me.
Don't think she was happy, I clearly wasn't.....
Think she came off worse though, Glad I was in a Disco.
Clearly though, she could have gotten a bus through there sideways without hitting me.
Insurance bill was £4000 for the repair and £21,000 (yes £21,000. It was £328 per day for two months) for the hire of the loan car (66 plate Landmark).
She runs well and has done me proud, here's hoping I always drive Land Rover.2006 SE
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24th Sep 2017 11:02 am
Red Merle
Member Since: 30 Aug 2014
Location: Liskeard
Posts: 7441
May I take it that it was found in your favour?2011 - 2015: 3 x FL2
2015 - 2017: 2 x D4
2017 to date: FFRR SDV8
2023 to date: 2 x FL2 as “second” cars 🙄
2021 to date: Hinckley built ‘14 Triumph Trophy 1200
2022 to date: Hinckley built ‘14 Triumph Trophy 1200 & sidecar!
(One of only two known to exist in the world!)
Glad you are sorted (Been spooky if it had happened on Friday the 8th November and your reg had predicted it) The happiest of people don't necessarily have the best of everything;
They just make the best of everything they have.
24th Sep 2017 12:04 pm
defector
Member Since: 23 Feb 2009
Location: Greater Manchester
Posts: 1476
Very careless taxi driver (without a current MOT may I add).
You will find most taxi's without a MOT on the government database.
This is because they usually go for a test either annually, 6 monthly or even every 4 months (depending on the Authority and age of car) at a special test facility without which they do not get the taxi plate.
Thats correct, I go for a certificate of compliance every 6 moths and renew my plate at the same time. But every year get a mot certificate from the examiner (Free of charge) so I can tax the car online The happiest of people don't necessarily have the best of everything;
They just make the best of everything they have.
24th Sep 2017 12:39 pm
BBDisco3
Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3646
Why did it take 2 months to repair
24th Sep 2017 3:08 pm
Kirk70
Member Since: 20 Jun 2016
Location: Dumfries
Posts: 26
Red Merle wrote:
May I take it that it was found in your favour?
Yes, found in my favour due to pictures taken.2006 SE
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24th Sep 2017 8:43 pm
Kirk70
Member Since: 20 Jun 2016
Location: Dumfries
Posts: 26
defector wrote:
Very careless taxi driver (without a current MOT may I add).
You will find most taxi's without a MOT on the government database.
This is because they usually go for a test either annually, 6 monthly or even every 4 months (depending on the Authority and age of car) at a special test facility without which they do not get the taxi plate.
Cheers for the update, no one ever answered my question as to why this was at the time. Every day is a school day. 2006 SE
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24th Sep 2017 8:45 pm
Kirk70
Member Since: 20 Jun 2016
Location: Dumfries
Posts: 26
BBDisco3 wrote:
Why did it take 2 months to repair
Took about two weeks to repair and the rest of the time it sat in the garage waiting for her to admit liability. Pictures proved she was at fault, invoice was paid by her insurance company and my car was released from the garage.
I did however manage to take the new Disco 4 on a good old test drive through over a foot of snow towing 3 kids behind on sledges. Lots of fun 2006 SE
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24th Sep 2017 8:49 pm
Kirk70
Member Since: 20 Jun 2016
Location: Dumfries
Posts: 26
Aerialmark wrote:
Glad you are sorted (Been spooky if it had happened on Friday the 8th November and your reg had predicted it)
Cheers Aerialmark, yeah that would have been spooky 2006 SE
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And folk wonder why insurance premiums are so high
24th Sep 2017 10:43 pm
Someone-Gone
Member Since: 21 Dec 2015
Location: Gone
Posts: 5117
Sorry, but I think £21k for a loan car whilst yours was repaired was more than extreme. It's no wonder insurance premiums rise. No doubt it was one of those accident management companies that took over.
Has her insurance paid for the hire car? You could have trouble justifying the expense tbh. It's just not reasonable.
25th Sep 2017 6:39 am
Moo D3 Decade
Member Since: 13 Aug 2010
Location: UK
Posts: 14487
^ I agree. If I was her insurance company I'd test it in court. The cost of hiring the replacement car was significantly greater than the value of your car and the repairs. We were involved in a similar thing with one of the guys on site in a pick up and got our insurer to fight it, which took some effort but they did and eventually won. More and more insurers are now fighting these accident management scammers.D4 HSE EU6 (Known as Jeeves)
New Defender L663 110 SE (known as Noddy!) Sold
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Sold - D4 HSE (Known as Gerty)
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25th Sep 2017 7:17 am
Someone-Gone
Member Since: 21 Dec 2015
Location: Gone
Posts: 5117
I still can't get over the price, £2,296 per week!
Even Avis aren't charging that.
As you said Moo, the rental price of the car far exceeds the value of the car damaged, I'd be very surprised if the insurance company will wear that one but you never know.
Next the Accident Management Company will be encouraging a whiplash claim. There should be a law banning these companies tbh.
25th Sep 2017 7:34 am
BBDisco3
Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3646
Can't understand why the Insurer of the Disco didn't authorise and pay for the repair (presumably with its value its insured Comprehensive)
That way there would have only been 2 weeks of hire and saved over £15000 !
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(Been spooky if it had happened on Friday the 8th November and your reg had predicted it) 
